SGX:O39 Ratios and Metrics

Market cap in millions SGD. Fiscal year is January - December.

Millions SGD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 10, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	95,878	75,098	58,427	54,750	51,205	45,005
Market Cap Growth	22.57%	28.53%	6.72%	6.92%	13.78%	-6.87%
Last Close Price	21.35	15.73	11.52	10.13	9.06	7.73
PE Ratio	13.16	9.98	8.40	9.91	10.64	12.74
PS Ratio	6.98	5.45	4.57	5.12	5.27	5.56
PB Ratio	1.56	1.24	1.05	1.04	0.94	0.88
P/FCF Ratio	-	-	-	-	-	24.98
P/OCF Ratio	-	-	-	-	-	20.59
Debt / Equity Ratio	0.73	0.80	0.73	0.73	0.54	0.79
Debt / FCF Ratio	-	-	-	-	-	22.28
Return on Equity (ROE)	-	13.37%	13.27%	10.56%	9.54%	7.47%
Return on Assets (ROA)	-	1.28%	1.26%	1.03%	0.95%	0.74%
Earnings Yield	7.61%	10.10%	12.02%	10.09%	9.49%	7.97%
FCF Yield	-	-31.13%	-10.18%	-1.59%	-24.07%	4.00%
Dividend Yield	3.85%	5.40%	7.12%	6.71%	5.85%	4.11%
Payout Ratio	-	52.55%	53.17%	47.41%	31.78%	41.86%
Buyback Yield / Dilution	-	-0.04%	0.70%	-0.79%	-1.65%	-2.55%
Total Shareholder Return	3.85%	5.36%	7.81%	5.92%	4.20%	1.56%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.