United Overseas Insurance Limited (SGX:U13)

United Overseas Insurance Cash Flow Statement

Financials in millions SGD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	29.8	29.26	18.93	26.59	24.1
Depreciation & Amortization	1.6	1.47	1.22	1.9	1.81
Gain (Loss) on Sale of Assets	-	-	-	0.02	-
Gain (Loss) on Sale of Investments	-0.5	-1.16	8.57	1.32	0.04
Change in Accounts Receivable	-2.72	0.32	0.18	-5.49	10.69
Change in Accounts Payable	-	-	-	2.43	0.21
Change in Other Net Operating Assets	2.68	-0.4	-0.5	0.59	0.83
Other Operating Activities	-26.56	-7.45	-18.18	-14.54	-14.84
Operating Cash Flow	4.3	22.06	7.01	10.04	24.98
Operating Cash Flow Growth	-80.51%	214.62%	-30.15%	-59.83%	2761.63%
Capital Expenditures	-0.35	-0.69	-1.99	-6.04	-25.29
Sale of Property, Plant & Equipment	-	0	-	-	-
Investment in Securities	24.46	-3.91	4.33	-20.84	-1.12
Other Investing Activities	17.46	16	11.8	12	13.04
Investing Cash Flow	41.57	11.4	14.14	-14.88	-42.34
Total Debt Repaid	-0	-0	-	-1.13	-1.21
Net Debt Issued (Repaid)	-0	-0	-	-1.13	-1.21
Common Dividends Paid	-9.49	-10.4	-12.84	-10.4	-10.4
Financing Cash Flow	-12.84	-12.85	-15.29	-13.97	-15.89
Net Cash Flow	33.03	20.61	5.86	-18.81	-33.24
Free Cash Flow	3.95	21.37	5.02	4	-0.31
Free Cash Flow Growth	-81.52%	325.28%	25.76%	-	-
Free Cash Flow Margin	2.96%	18.45%	5.59%	7.57%	-0.57%
Free Cash Flow Per Share	0.06	0.35	0.08	0.07	-0.00
Cash Interest Paid	-	-	-	0.01	0.04
Cash Income Tax Paid	5.07	0.22	8.35	8.39	4.45
Levered Free Cash Flow	24.12	40.46	22.06	-32.74	-11.56
Unlevered Free Cash Flow	24.7	41.04	22.58	-32.74	-11.56
Change in Net Working Capital	-0.67	-15.28	-13.38	46.93	7.52

Source: S&P Capital IQ. Insurance template. Financial Sources.