United Overseas Insurance Limited (SGX:U13)

United Overseas Insurance Ratios and Metrics

Market cap in millions SGD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Apr 1, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	480	431	363	398	419	411
Market Cap Growth	18.52%	18.52%	-8.62%	-5.11%	1.93%	-2.61%
Enterprise Value	382	340	313	370	374	359
PE Ratio	16.11	14.45	12.41	20.99	15.76	17.05
PS Ratio	3.60	3.23	3.14	4.42	7.94	7.74
PB Ratio	1.02	0.92	0.82	0.95	0.94	0.97
P/FCF Ratio	121.60	109.05	17.00	79.12	104.86	-
P/OCF Ratio	100.15	100.15	16.47	56.71	41.74	16.45
EV/Sales Ratio	2.86	2.55	2.71	4.12	7.10	6.76
EV/EBITDA Ratio	10.04	8.92	7.56	21.57	12.47	11.37
EV/EBIT Ratio	10.48	9.32	7.84	23.22	12.77	11.55
EV/FCF Ratio	96.79	86.01	14.66	73.69	93.73	-
Debt / Equity Ratio	0	0	0	0	0	0.00
Debt / EBITDA Ratio	0.00	0.00	0.00	0.00	0.00	0.04
Debt / FCF Ratio	0.01	0.01	0.00	0.01	0.01	-
Quick Ratio	9.11	9.11	7.31	11.61	1.27	1.00
Current Ratio	12.04	12.04	11.54	23.38	2.01	1.76
Asset Turnover	0.22	0.22	0.20	0.15	0.08	0.08
Return on Equity (ROE)	6.54%	6.54%	6.80%	4.37%	6.09%	5.72%
Return on Assets (ROA)	3.82%	3.82%	4.31%	1.62%	2.83%	3.05%
Return on Capital (ROIC)	5.00%	5.00%	5.81%	2.30%	4.20%	4.59%
Earnings Yield	6.21%	6.92%	8.05%	4.76%	6.35%	5.87%
Earnings Yield	6.21%	6.92%	8.05%	4.76%	6.35%	5.87%
FCF Yield	0.82%	0.92%	5.88%	1.26%	0.95%	-0.07%
Dividend Yield	2.93%	2.42%	2.96%	2.79%	2.75%	2.89%
Payout Ratio	31.85%	31.85%	35.53%	67.83%	39.10%	43.13%
Total Shareholder Return	2.93%	2.42%	2.96%	2.79%	2.75%	2.89%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.