United Overseas Insurance Limited (SGX:U13)

United Overseas Insurance Ratios and Metrics

Market cap in millions SGD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb 20, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	445	431	363	398	419	411
Market Cap Growth	18.52%	18.52%	-8.62%	-5.11%	1.93%	-2.61%
Enterprise Value	347	340	313	370	374	359
PE Ratio	14.92	14.45	12.41	20.99	15.76	17.05
PS Ratio	3.33	3.23	3.14	4.42	7.94	7.74
PB Ratio	0.95	0.92	0.82	0.95	0.93	0.97
P/FCF Ratio	112.61	109.05	17.00	79.12	104.86	-
P/OCF Ratio	100.15	100.15	16.47	56.71	41.74	16.45
EV/Sales Ratio	2.60	2.55	2.71	4.12	7.10	6.76
EV/EBITDA Ratio	9.11	8.92	7.56	21.57	12.47	11.37
EV/EBIT Ratio	9.51	9.31	7.84	23.22	12.77	11.55
EV/FCF Ratio	87.80	86.01	14.66	73.69	93.73	-
Debt / Equity Ratio	0.00	0.00	0.00	0.00	0.00	0.00
Debt / EBITDA Ratio	0.00	0.00	0.00	0.00	0.00	0.04
Debt / FCF Ratio	0.01	0.01	0.00	0.01	0.01	-
Quick Ratio	9.11	9.11	7.31	11.61	1.27	1.00
Current Ratio	12.04	12.04	11.54	23.38	2.01	1.76
Asset Turnover	0.22	0.22	0.20	0.15	0.08	0.08
Return on Equity (ROE)	6.54%	6.54%	6.80%	4.37%	6.09%	5.72%
Return on Assets (ROA)	3.82%	3.82%	4.31%	1.62%	2.83%	3.05%
Return on Capital (ROIC)	5.00%	5.00%	5.81%	2.30%	4.19%	4.59%
Return on Capital Employed (ROCE)	6.03%	6.03%	6.81%	2.79%	4.47%	4.88%
Earnings Yield	6.70%	6.92%	8.06%	4.76%	6.35%	5.87%
Earnings Yield	6.70%	6.92%	8.06%	4.76%	6.35%	5.87%
FCF Yield	0.89%	0.92%	5.88%	1.26%	0.95%	-0.07%
Dividend Yield	3.16%	2.41%	2.96%	2.79%	2.75%	2.89%
Payout Ratio	31.85%	31.85%	35.53%	67.83%	39.10%	43.13%
Total Shareholder Return	3.16%	2.41%	2.96%	2.79%	2.75%	2.89%

Source: S&P Capital IQ. Insurance template. Financial Sources.