United Overseas Insurance Limited (SGX:U13)

United Overseas Insurance Ratios and Metrics

Market cap in millions SGD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Aug 13, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	483	431	363	398	419	411
Market Cap Growth	18.09%	18.52%	-8.62%	-5.11%	1.93%	-2.61%
Enterprise Value	427	340	313	370	374	359
PE Ratio	19.92	14.45	12.41	20.99	15.76	17.05
PS Ratio	3.41	3.46	3.24	4.42	7.94	7.74
PB Ratio	1.03	0.92	0.82	0.95	0.94	0.97
P/FCF Ratio	39.70	109.05	17.00	79.12	104.86	-
P/OCF Ratio	38.35	100.15	16.47	56.71	41.74	16.45
EV/Sales Ratio	3.01	2.73	2.80	4.12	7.10	6.76
EV/EBITDA Ratio	11.56	11.66	8.31	21.57	12.47	11.37
EV/EBIT Ratio	12.12	12.33	8.65	23.22	12.77	11.55
EV/FCF Ratio	35.08	86.01	14.66	73.69	93.73	-
Debt / Equity Ratio	0	0	0	0	0	0.00
Debt / EBITDA Ratio	0.00	0.00	0.00	0.00	0.00	0.04
Debt / FCF Ratio	0.00	0.01	0.00	0.01	0.01	-
Quick Ratio	6.73	9.11	7.31	11.61	1.27	1.00
Current Ratio	9.59	12.04	11.54	23.38	2.01	1.76
Asset Turnover	0.23	0.21	0.19	0.15	0.08	0.08
Return on Equity (ROE)	5.28%	6.54%	6.80%	4.37%	6.09%	5.72%
Return on Assets (ROA)	3.64%	2.89%	3.91%	1.62%	2.83%	3.05%
Return on Capital (ROIC)	4.79%	3.78%	5.26%	2.30%	4.20%	4.59%
Earnings Yield	5.02%	6.92%	8.05%	4.76%	6.35%	5.87%
Earnings Yield	5.02%	6.92%	8.05%	4.76%	6.35%	5.87%
FCF Yield	2.52%	0.92%	5.88%	1.26%	0.95%	-0.07%
Dividend Yield	2.71%	2.48%	3.04%	2.87%	2.83%	2.97%
Payout Ratio	47.92%	34.88%	35.53%	67.83%	39.10%	43.13%
Total Shareholder Return	2.71%	2.48%	3.04%	2.87%	2.83%	2.97%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.