United Overseas Insurance Limited (SGX: U13)

United Overseas Insurance Ratios and Metrics

Market cap in millions SGD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 11, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	434	363	398	419	411	422
Market Cap Growth	8.78%	-8.62%	-5.11%	1.93%	-2.61%	0.73%
Enterprise Value	343	313	370	374	359	336
PE Ratio	13.78	12.01	19.65	14.22	14.94	8.83
PS Ratio	3.66	3.14	4.42	7.94	7.74	6.10
PB Ratio	0.97	0.82	0.95	0.93	0.97	1.01
P/FCF Ratio	45.46	17.00	79.12	104.86	-1347.42	2670.69
P/OCF Ratio	40.23	16.47	56.71	41.74	16.45	483.36
EV/Sales Ratio	2.89	2.71	4.12	7.10	6.76	4.86
EV/EBITDA Ratio	8.50	7.56	21.57	12.47	11.37	6.79
EV/EBIT Ratio	8.84	7.84	23.22	12.77	11.55	6.80
EV/FCF Ratio	35.94	14.66	73.69	93.73	-1177.39	2127.43
Debt / Equity Ratio	0.00	0.00	0.00	0.00	0.00	0.01
Debt / EBITDA Ratio	0.00	0.00	0.00	0.00	0.04	0.05
Debt / FCF Ratio	0.00	0.00	0.01	0.01	-3.80	14.99
Quick Ratio	5.13	4.11	4.47	1.27	1.00	1.17
Current Ratio	7.45	6.60	9.01	2.01	1.76	1.98
Asset Turnover	0.20	0.20	0.15	0.08	0.08	0.11
Return on Equity (ROE)	7.21%	6.80%	4.37%	6.09%	5.72%	10.14%
Return on Assets (ROA)	4.08%	4.31%	1.62%	2.83%	3.05%	4.96%
Return on Capital (ROIC)	5.55%	5.81%	2.30%	4.19%	4.59%	7.72%
Earnings Yield	7.26%	8.06%	4.76%	6.35%	5.87%	9.57%
FCF Yield	2.20%	5.88%	1.26%	0.95%	-0.07%	0.04%
Dividend Yield	2.96%	2.96%	2.79%	2.75%	2.89%	2.91%
Payout Ratio	33.00%	35.53%	67.83%	39.10%	43.13%	25.74%
Total Shareholder Return	2.96%	2.96%	2.79%	2.75%	2.89%	2.91%

Source: S&P Capital IQ. Insurance template. Financial Sources.