Bank of Hangzhou Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	63,599	63,169	62,868	60,313	55,025	48,724
Interest Paid on Deposits	33,062	35,578	38,411	36,880	32,168	27,689
Net Interest Income	30,537	27,592	24,457	23,433	22,857	21,036
Net Interest Income Growth	16.21%	12.82%	4.37%	2.52%	8.66%	9.15%
Gain (Loss) on Sale of Assets	20.59	32.83	-0.09	-2.93	42.93	0.76
Gain (Loss) on Sale of Investments	585.07	1,165	-300.07	1,111	-120.87	141.3
Gain (Loss) on Sale of Equity Investments	231.39	329.76	440.22	371.76	317.14	212.14
Other Non-Interest Income	8,735	9,427	13,450	9,635	9,513	7,971
Total Non-Interest Income	9,572	10,954	13,590	11,115	9,752	8,325
Non-Interest Income Growth	-21.26%	-19.40%	22.27%	13.98%	17.14%	50.44%
Revenues Before Loan Losses	40,109	38,546	38,047	34,548	32,609	29,361
Provision for Loan Losses	4,329	5,511	7,446	8,069	9,855	10,500
Revenue	35,780	33,034	30,601	26,478	22,753	18,861
Revenue Growth	9.25%	7.95%	15.57%	16.37%	20.64%	27.03%
Selling, General & Administrative	11,686	11,650	11,286	10,293	9,760	8,017
Other Non-Interest Expense	435.46	427.83	389.47	366.07	323.17	264.03
Total Non-Interest Expense	12,101	12,078	11,676	10,659	10,083	8,228
EBT Excluding Unusual Items	23,680	20,956	18,926	15,819	12,670	10,633
Other Unusual Items	245.38	232.28	300.57	462.57	332.29	-38.3
Pretax Income	23,925	21,189	19,226	16,282	13,003	10,595
Income Tax Expense	3,345	2,159	2,244	1,898	1,323	1,334
Earnings From Continuing Operations	20,580	19,029	16,983	14,383	11,679	9,261
Net Income	20,580	19,029	16,983	14,383	11,679	9,261
Preferred Dividends & Other Adjustments	928	928	687	687	807	807
Net Income to Common	19,652	18,101	16,296	13,696	10,872	8,454
Net Income Growth	7.32%	11.08%	18.98%	25.97%	28.61%	27.77%
Basic Shares Outstanding	7,231	6,800	5,942	5,930	5,930	5,930
Diluted Shares Outstanding	7,270	7,249	7,142	7,156	7,117	6,796
Shares Change	-0.67%	1.50%	-0.19%	0.55%	4.72%	20.00%
EPS (Basic)	2.72	2.66	2.74	2.31	1.83	1.43
EPS (Diluted)	2.72	2.51	2.34	1.97	1.58	1.29
EPS Growth	6.21%	7.42%	18.69%	24.49%	23.05%	10.17%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.740	0.660	0.650	0.520	0.400	0.350
Dividend Growth	12.12%	1.54%	25.00%	30.00%	14.29%	0%
Effective Tax Rate	13.98%	10.19%	11.67%	11.66%	10.18%	12.59%