Bank of Hangzhou Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	63,715	63,169	62,868	60,313	55,025	48,724
Interest Paid on Deposits	33,614	35,578	38,411	36,880	32,168	27,689
Net Interest Income	30,101	27,592	24,457	23,433	22,857	21,036
Net Interest Income Growth	17.68%	12.82%	4.37%	2.52%	8.66%	9.15%
Gain (Loss) on Sale of Assets	50.5	32.83	-0.09	-2.93	42.93	0.76
Gain (Loss) on Sale of Investments	-401.01	1,165	-300.07	1,111	-120.87	141.3
Gain (Loss) on Sale of Equity Investments	283.83	329.76	440.22	371.76	317.14	212.14
Other Non-Interest Income	9,587	9,427	13,450	9,635	9,513	7,971
Total Non-Interest Income	9,521	10,954	13,590	11,115	9,752	8,325
Non-Interest Income Growth	-28.26%	-19.40%	22.27%	13.98%	17.14%	50.44%
Revenues Before Loan Losses	39,621	38,546	38,047	34,548	32,609	29,361
Provision for Loan Losses	4,682	5,511	7,446	8,069	9,855	10,500
Revenue	34,939	33,034	30,601	26,478	22,753	18,861
Revenue Growth	6.78%	7.95%	15.57%	16.37%	20.64%	27.03%
Selling, General & Administrative	11,640	11,650	11,286	10,293	9,760	8,017
Other Non-Interest Expense	426	427.83	389.47	366.07	323.17	264.03
Total Non-Interest Expense	12,066	12,078	11,676	10,659	10,083	8,228
EBT Excluding Unusual Items	22,873	20,956	18,926	15,819	12,670	10,633
Other Unusual Items	99.92	232.28	300.57	462.57	332.29	-38.3
Pretax Income	22,973	21,189	19,226	16,282	13,003	10,595
Income Tax Expense	2,793	2,159	2,244	1,898	1,323	1,334
Earnings From Continuing Operations	20,180	19,029	16,983	14,383	11,679	9,261
Net Income	20,180	19,029	16,983	14,383	11,679	9,261
Preferred Dividends & Other Adjustments	865	928	687	687	807	807
Net Income to Common	19,315	18,101	16,296	13,696	10,872	8,454
Net Income Growth	9.00%	11.08%	18.98%	25.97%	28.61%	27.77%
Basic Shares Outstanding	7,248	6,800	5,942	5,930	5,930	5,930
Diluted Shares Outstanding	7,249	7,249	7,142	7,156	7,117	6,796
Shares Change	0.83%	1.50%	-0.19%	0.55%	4.72%	20.00%
EPS (Basic)	2.66	2.66	2.74	2.31	1.83	1.43
EPS (Diluted)	2.66	2.51	2.34	1.97	1.58	1.29
EPS Growth	6.00%	7.42%	18.69%	24.49%	23.05%	10.17%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.740	0.660	0.650	0.520	0.400	0.350
Dividend Growth	12.12%	1.54%	25.00%	30.00%	14.29%	0%
Effective Tax Rate	12.16%	10.19%	11.67%	11.66%	10.18%	12.59%