SHA:601860 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	-	7,701	8,727	9,139	8,659	8,530
Interest Paid on Deposits	-	4,592	5,054	5,180	4,624	4,571
Net Interest Income	2,919	3,109	3,674	3,960	4,035	3,959
Net Interest Income Growth	-20.79%	-15.37%	-7.23%	-1.87%	1.93%	3.08%
Gain (Loss) on Sale of Assets	7.63	7.63	1.96	15.05	29.92	18.17
Gain (Loss) on Sale of Investments	542.18	542.18	448.03	138.61	158.51	130.31
Gain (Loss) on Sale of Equity Investments	91.81	91.81	94.04	85.85	91.45	78.92
Other Non-Interest Income	358.31	358.31	212.04	143.72	191.59	315.82
Total Non-Interest Income	999.93	999.93	756.06	383.23	471.46	543.21
Non-Interest Income Growth	32.25%	32.25%	97.28%	-18.71%	-13.21%	-14.64%
Revenues Before Loan Losses	3,919	4,109	4,430	4,343	4,507	4,502
Provision for Loan Losses	1,081	1,081	815.57	667.34	765.39	1,046
Revenue	2,838	3,028	3,614	3,676	3,741	3,456
Revenue Growth	-21.73%	-16.22%	-1.68%	-1.76%	8.25%	15.97%
Selling, General & Administrative	1,513	1,513	1,605	1,693	1,738	1,614
Other Non-Interest Expense	-116.42	63.27	68.68	66.94	60.22	64.53
Total Non-Interest Expense	1,396	1,576	1,674	1,760	1,799	1,679
EBT Excluding Unusual Items	1,442	1,452	1,940	1,915	1,943	1,777
Asset Writedown	-	-	-	-	0.05	-0.77
Other Unusual Items	-23.67	-23.67	32.79	85.12	-0.91	2.28
Pretax Income	1,418	1,428	1,973	2,000	1,942	1,779
Income Tax Expense	143.19	183.82	349.33	381.8	341.61	263.75
Net Income	1,275	1,244	1,624	1,619	1,600	1,515
Net Income to Common	1,275	1,244	1,624	1,619	1,600	1,515
Net Income Growth	-21.53%	-23.35%	0.30%	1.16%	5.61%	5.11%
Basic Shares Outstanding	3,648	3,660	3,690	3,661	3,661	3,661
Diluted Shares Outstanding	4,087	4,014	4,059	4,047	4,000	3,987
Shares Change	0.63%	-1.09%	0.30%	1.16%	0.33%	2.35%
EPS (Basic)	0.35	0.34	0.44	0.44	0.44	0.41
EPS (Diluted)	0.31	0.31	0.40	0.40	0.40	0.38
EPS Growth	-22.02%	-22.50%	0%	0%	5.26%	2.70%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.050	0.100	0.100	0.100	0.100	0.100
Dividend Growth	-50.00%	0%	0%	0%	0%	0%
Effective Tax Rate	10.10%	12.87%	17.71%	19.09%	17.59%	14.83%