Jiangsu Zijin Rural Commercial Bank Co.,Ltd (SHA:601860)
China · Delayed Price · Currency is CNY 2.580
+0.040 (1.57%)
Sep 30, 2026, 3:00 PM CST
SHA:601860 Income Statement
Financials in millions CNY. Fiscal year is January - December.
Millions CNY. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 7,401 | 7,701 | 8,727 | 9,139 | 8,659 | 8,530 |
Interest Paid on Deposits | 4,322 | 4,592 | 5,054 | 5,180 | 4,624 | 4,571 |
Net Interest Income | 3,079 | 3,109 | 3,674 | 3,960 | 4,035 | 3,959 |
Net Interest Income Growth | -7.89% | -15.37% | -7.23% | -1.87% | 1.93% | 3.08% |
Gain (Loss) on Sale of Assets | 3.04 | 7.63 | 1.96 | 15.05 | 29.92 | 18.17 |
Gain (Loss) on Sale of Investments | 411.85 | 542.18 | 448.03 | 138.61 | 158.51 | 130.31 |
Gain (Loss) on Sale of Equity Investments | 87.56 | 91.81 | 94.04 | 85.85 | 91.45 | 78.92 |
Other Non-Interest Income | 332.54 | 358.31 | 212.04 | 143.72 | 191.59 | 315.82 |
Total Non-Interest Income | 835 | 999.93 | 756.06 | 383.23 | 471.46 | 543.21 |
Non-Interest Income Growth | -23.99% | 32.25% | 97.28% | -18.71% | -13.21% | -14.64% |
Revenues Before Loan Losses | 3,914 | 4,109 | 4,430 | 4,343 | 4,507 | 4,502 |
Provision for Loan Losses | 959.78 | 1,081 | 815.57 | 667.34 | 765.39 | 1,046 |
| 2,954 | 3,028 | 3,614 | 3,676 | 3,741 | 3,456 | |
Revenue Growth | -17.98% | -16.22% | -1.68% | -1.76% | 8.25% | 15.97% |
Selling, General & Administrative | 1,459 | 1,513 | 1,605 | 1,693 | 1,738 | 1,614 |
Other Non-Interest Expense | 60.98 | 63.27 | 68.68 | 66.94 | 60.22 | 64.53 |
Total Non-Interest Expense | 1,519 | 1,576 | 1,674 | 1,760 | 1,799 | 1,679 |
EBT Excluding Unusual Items | 1,435 | 1,452 | 1,940 | 1,915 | 1,943 | 1,777 |
Asset Writedown | - | - | - | - | 0.05 | -0.77 |
Other Unusual Items | -17.41 | -23.67 | 32.79 | 85.12 | -0.91 | 2.28 |
Pretax Income | 1,418 | 1,428 | 1,973 | 2,000 | 1,942 | 1,779 |
Income Tax Expense | 143.19 | 183.82 | 349.33 | 381.8 | 341.61 | 263.75 |
Net Income | 1,275 | 1,244 | 1,624 | 1,619 | 1,600 | 1,515 |
Net Income to Common | 1,275 | 1,244 | 1,624 | 1,619 | 1,600 | 1,515 |
Net Income Growth | -21.53% | -23.35% | 0.30% | 1.16% | 5.61% | 5.11% |
Basic Shares Outstanding | 3,660 | 3,660 | 3,690 | 3,661 | 3,661 | 3,661 |
Diluted Shares Outstanding | 4,087 | 4,014 | 4,059 | 4,047 | 4,000 | 3,987 |
Shares Change | 0.63% | -1.09% | 0.30% | 1.16% | 0.33% | 2.35% |
EPS (Basic) | 0.35 | 0.34 | 0.44 | 0.44 | 0.44 | 0.41 |
EPS (Diluted) | 0.31 | 0.31 | 0.40 | 0.40 | 0.40 | 0.38 |
EPS Growth | -22.02% | -22.50% | 0% | 0% | 5.26% | 2.70% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 0.100 | 0.100 | 0.100 | 0.100 | 0.100 | 0.100 |
Dividend Growth | 100.00% | 0% | 0% | 0% | 0% | 0% |
Effective Tax Rate | 10.10% | 12.87% | 17.71% | 19.09% | 17.59% | 14.83% |