SHE:002807 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	5,584	5,702	5,911	6,233	6,284	5,788
Interest Paid on Deposits	2,628	2,840	3,108	3,252	3,090	2,957
Net Interest Income	2,956	2,862	2,803	2,982	3,193	2,831
Net Interest Income Growth	4.50%	2.11%	-6.00%	-6.63%	12.81%	10.62%
Gain (Loss) on Sale of Assets	2.45	3.03	0.34	0.23	1.7	0.1
Gain (Loss) on Sale of Investments	645.41	645.41	404.42	111.26	117.74	63.33
Gain (Loss) on Sale of Equity Investments	83.37	83.37	75.71	68.19	56.08	53.29
Other Non-Interest Income	613.2	501.71	593.23	643.49	346.63	390.94
Total Non-Interest Income	1,344	1,234	1,074	823.16	522.16	507.66
Non-Interest Income Growth	11.44%	14.88%	30.44%	57.65%	2.86%	-35.17%
Revenues Before Loan Losses	4,300	4,096	3,877	3,805	3,716	3,339
Provision for Loan Losses	564.54	509.33	545.93	782.29	896.11	854.2
Revenue	3,736	3,586	3,331	3,023	2,820	2,484
Revenue Growth	3.46%	7.67%	10.19%	7.21%	13.49%	12.87%
Selling, General & Administrative	1,240	1,241	1,195	1,193	1,149	1,124
Other Non-Interest Expense	45.58	42.74	41.89	43.41	45.91	41.97
Total Non-Interest Expense	1,286	1,283	1,237	1,236	1,195	1,166
EBT Excluding Unusual Items	2,450	2,303	2,094	1,786	1,625	1,318
Legal Settlements	-	-	-	230.33	-	-
Other Unusual Items	-4.47	61.87	79.83	58.16	49.99	6.62
Pretax Income	2,445	2,365	2,174	2,075	1,675	1,325
Income Tax Expense	374.07	341.87	152.09	54.84	58.13	39.87
Earnings From Continuing Operations	2,071	2,023	2,022	2,020	1,617	1,285
Minority Interest in Earnings	25.61	26.4	14.78	-131.86	-0.82	-11.04
Net Income	2,097	2,049	2,037	1,888	1,616	1,274
Net Income to Common	2,097	2,049	2,037	1,888	1,616	1,274
Net Income Growth	-4.15%	0.62%	7.88%	16.83%	26.88%	20.51%
Basic Shares Outstanding	2,708	2,708	2,681	2,389	2,389	2,389
Diluted Shares Outstanding	2,708	2,708	2,878	2,878	2,856	2,837
Shares Change	-2.97%	-5.91%	-	0.74%	0.69%	0.64%
EPS (Basic)	0.77	0.76	0.76	0.79	0.68	0.53
EPS (Diluted)	0.77	0.76	0.72	0.69	0.59	0.47
EPS Growth	-2.18%	5.82%	4.42%	15.29%	26.24%	18.90%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.109	0.200	0.182	0.173	0.164	0.164
Dividend Growth	-59.99%	10.01%	5.27%	5.56%	0%	0%
Effective Tax Rate	15.30%	14.46%	7.00%	2.64%	3.47%	3.01%