SHE:002807 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	5,600	5,702	5,911	6,233	6,284	5,788
Interest Paid on Deposits	2,671	2,840	3,108	3,252	3,090	2,957
Net Interest Income	2,929	2,862	2,803	2,982	3,193	2,831
Net Interest Income Growth	4.62%	2.11%	-6.00%	-6.63%	12.81%	10.62%
Gain (Loss) on Sale of Assets	3.07	3.03	0.34	0.23	1.7	0.1
Gain (Loss) on Sale of Investments	-188.59	645.41	404.42	111.26	117.74	63.33
Gain (Loss) on Sale of Equity Investments	40.94	83.37	75.71	68.19	56.08	53.29
Other Non-Interest Income	1,380	501.71	593.23	643.49	346.63	390.94
Total Non-Interest Income	1,236	1,234	1,074	823.16	522.16	507.66
Non-Interest Income Growth	-7.83%	14.88%	30.44%	57.65%	2.86%	-35.17%
Revenues Before Loan Losses	4,165	4,096	3,877	3,805	3,716	3,339
Provision for Loan Losses	501.02	509.33	545.93	782.29	896.11	854.2
Revenue	3,664	3,586	3,331	3,023	2,820	2,484
Revenue Growth	1.10%	7.67%	10.19%	7.21%	13.49%	12.87%
Selling, General & Administrative	1,252	1,241	1,195	1,193	1,149	1,124
Other Non-Interest Expense	46.98	42.74	41.89	43.41	45.91	41.97
Total Non-Interest Expense	1,300	1,283	1,237	1,236	1,195	1,166
EBT Excluding Unusual Items	2,364	2,303	2,094	1,786	1,625	1,318
Legal Settlements	-	-	-	230.33	-	-
Other Unusual Items	40.43	61.87	79.83	58.16	49.99	6.62
Pretax Income	2,404	2,365	2,174	2,075	1,675	1,325
Income Tax Expense	357.02	341.87	152.09	54.84	58.13	39.87
Earnings From Continuing Operations	2,047	2,023	2,022	2,020	1,617	1,285
Minority Interest in Earnings	21.8	26.4	14.78	-131.86	-0.82	-11.04
Net Income	2,069	2,049	2,037	1,888	1,616	1,274
Net Income to Common	2,069	2,049	2,037	1,888	1,616	1,274
Net Income Growth	-4.09%	0.62%	7.88%	16.83%	26.88%	20.51%
Basic Shares Outstanding	2,707	2,708	2,681	2,389	2,389	2,389
Diluted Shares Outstanding	2,707	2,708	2,878	2,878	2,856	2,837
Shares Change	-3.05%	-5.91%	-	0.74%	0.69%	0.64%
EPS (Basic)	0.76	0.76	0.76	0.79	0.68	0.53
EPS (Diluted)	0.76	0.76	0.72	0.69	0.59	0.47
EPS Growth	-1.08%	5.82%	4.42%	15.29%	26.24%	18.90%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.200	0.200	0.182	0.173	0.164	0.164
Dividend Growth	10.01%	10.01%	5.27%	5.56%	0%	0%
Effective Tax Rate	14.85%	14.46%	7.00%	2.64%	3.47%	3.01%