SNSE:BCI Income Statement

Financials in millions CLP. Fiscal year is January - December.

Millions CLP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	3,932,523	3,965,481	4,035,740	4,102,634	2,903,692	1,709,828
Interest Paid on Deposits	1,943,657	1,989,328	2,272,931	2,539,336	1,343,274	349,599
Net Interest Income	1,988,866	1,976,153	1,762,809	1,563,298	1,560,418	1,360,229
Net Interest Income Growth	4.15%	12.10%	12.76%	0.18%	14.72%	-6.74%
Income From Trading Activities	120,623	139,152	294,191	234,036	-316	135,809
Gain (Loss) on Sale of Assets	4,836	9,298	12,658	10,232	9,702	11,637
Gain (Loss) on Sale of Investments	-2,329	-72,828	-87,172	-12,105	8,399	-
Gain (Loss) on Sale of Equity Investments	16,322	18,095	24,170	16,018	7,404	2,290
Other Non-Interest Income	1,076,359	989,295	730,227	708,850	1,113,457	647,092
Total Non-Interest Income	1,215,811	1,083,012	974,074	957,031	1,138,646	796,828
Non-Interest Income Growth	12.49%	11.18%	1.78%	-15.95%	42.90%	39.40%
Revenues Before Loan Losses	3,204,677	3,059,165	2,736,883	2,520,329	2,699,064	2,157,057
Provision for Loan Losses	331,042	312,297	321,385	399,255	494,870	401,124
Revenue	2,873,635	2,746,868	2,415,498	2,121,074	2,204,194	1,755,933
Revenue Growth	6.45%	13.72%	13.88%	-3.77%	25.53%	27.59%
Salaries and Employee Benefits	830,433	796,057	684,562	665,866	638,989	540,053
Occupancy Expenses	118,494	114,869	110,157	113,016	113,643	106,931
Selling, General & Administrative	558,451	565,258	519,318	479,483	408,465	321,693
Other Non-Interest Expense	29,794	73,858	69,322	48,862	51,091	65,474
Total Non-Interest Expense	1,537,172	1,550,042	1,383,359	1,307,227	1,212,188	1,034,151
EBT Excluding Unusual Items	1,336,463	1,196,826	1,032,139	813,847	992,006	721,782
Asset Writedown	-141	-292	-151	-1,516	-567	-23
Legal Settlements	7,433	-28,958	54,094	6,675	-59,117	271
Pretax Income	1,342,607	1,166,428	1,078,050	817,975	911,903	722,030
Income Tax Expense	240,809	170,216	276,332	135,404	90,879	201,484
Earnings From Continuing Operations	1,101,798	996,212	801,718	682,571	821,024	520,546
Minority Interest in Earnings	-242	-206	-76	-103	-202	-155
Net Income	1,101,556	996,006	801,642	682,468	820,822	520,391
Net Income to Common	1,101,556	996,006	801,642	682,468	820,822	520,391
Net Income Growth	17.49%	24.25%	17.46%	-16.86%	57.73%	63.93%
Basic Shares Outstanding	219	219	219	188	177	182
Diluted Shares Outstanding	219	219	219	188	177	182
Shares Change	0.01%	-	16.56%	5.88%	-2.81%	-4.58%
EPS (Basic)	5039.04	4556.21	3667.09	3638.96	4633.83	2855.32
EPS (Diluted)	5038.84	4556.00	3667.00	3638.96	4633.83	2855.31
EPS Growth	17.48%	24.24%	0.77%	-21.47%	62.29%	71.81%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1500.000	1500.000	1110.000	1000.000	1329.163	826.320
Dividend Growth	35.13%	35.13%	11.00%	-24.77%	60.85%	51.19%
Effective Tax Rate	17.94%	14.59%	25.63%	16.55%	9.97%	27.91%