Banco Santander-Chile (SNSE:BSANTANDER)
Chile · Delayed Price · Currency is CLP 78.60
+0.30 (0.38%)
Nov 3, 2026, 3:59 PM CLST
Banco Santander-Chile Income Statement
Financials in millions CLP. Fiscal year is January - December.
Millions CLP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 3,781,148 | 3,795,609 | 4,094,817 | 4,403,991 | 4,086,656 | 1,617,797 |
Interest Paid on Deposits | 1,735,822 | 1,808,926 | 2,308,031 | 3,310,942 | 2,516,544 | -193,113 |
Net Interest Income | 2,045,326 | 1,986,683 | 1,786,786 | 1,093,049 | 1,570,112 | 1,810,910 |
Net Interest Income Growth | 2.31% | 11.19% | 63.47% | -30.38% | -13.30% | 10.95% |
Income From Trading Activities | 152,763 | -43,556 | 85,013 | 91,761 | 78,191 | -28,602 |
Gain (Loss) on Sale of Assets | 2,259 | 7,243 | 4,049 | 13,154 | 8,518 | 2,297 |
Gain (Loss) on Sale of Investments | 17,687 | 2,938 | -37,068 | -120,934 | -1,628 | 22,199 |
Gain (Loss) on Sale of Equity Investments | 7,124 | 9,289 | 10,436 | 8,763 | 10,310 | -475 |
Other Non-Interest Income | 728,471 | 899,029 | 757,576 | 838,030 | 553,282 | 460,240 |
Total Non-Interest Income | 908,304 | 874,943 | 820,006 | 830,774 | 648,673 | 455,659 |
Non-Interest Income Growth | 1.87% | 6.70% | -1.30% | 28.07% | 42.36% | 18.96% |
Revenues Before Loan Losses | 2,953,630 | 2,861,626 | 2,606,792 | 1,923,823 | 2,218,785 | 2,266,569 |
Provision for Loan Losses | 587,555 | 575,313 | 504,590 | 322,785 | 356,494 | 291,228 |
| 2,366,075 | 2,286,313 | 2,102,202 | 1,601,038 | 1,862,291 | 1,975,341 | |
Revenue Growth | 0.71% | 8.76% | 31.30% | -14.03% | -5.72% | 28.48% |
Salaries and Employee Benefits | 422,252 | 412,902 | 398,819 | 412,275 | 415,977 | 397,990 |
Occupancy Expenses | 132,355 | 135,159 | 141,435 | 143,762 | 129,993 | 122,055 |
Selling, General & Administrative | 369,912 | 385,152 | 362,629 | 317,921 | 306,941 | 277,921 |
Other Non-Interest Expense | 48,827 | 69,219 | 74,830 | 20,677 | 107,205 | 102,835 |
Total Non-Interest Expense | 973,346 | 1,002,432 | 977,713 | 894,635 | 960,116 | 900,801 |
EBT Excluding Unusual Items | 1,392,729 | 1,283,881 | 1,124,489 | 706,403 | 902,175 | 1,074,540 |
Asset Writedown | -957 | -3,747 | -1,295 | -1,912 | - | - |
Legal Settlements | -639 | -773 | -555 | 1,081 | -1,210 | -493 |
Pretax Income | 1,357,842 | 1,245,415 | 1,079,595 | 691,385 | 901,106 | 1,074,092 |
Income Tax Expense | 212,891 | 207,362 | 219,745 | 97,548 | 93,624 | 221,664 |
Earnings From Continuing Operations | 1,144,951 | 1,038,053 | 859,850 | 593,837 | 807,482 | 852,428 |
Minority Interest in Earnings | -28,326 | -16,403 | -6,886 | -14,410 | -15,206 | -9,961 |
Net Income | 1,116,625 | 1,021,650 | 852,964 | 579,427 | 792,276 | 842,467 |
Net Income to Common | 1,116,625 | 1,021,650 | 852,964 | 579,427 | 792,276 | 842,467 |
Net Income Growth | 4.38% | 19.78% | 47.21% | -26.87% | -5.96% | 53.84% |
Basic Shares Outstanding | 188,446 | 188,446 | 188,446 | 188,446 | 188,446 | 188,446 |
Diluted Shares Outstanding | 188,446 | 188,446 | 188,446 | 188,446 | 188,446 | 188,446 |
Shares Change | - | - | - | - | - | - |
EPS (Basic) | 5.93 | 5.42 | 4.53 | 3.07 | 4.20 | 4.47 |
EPS (Diluted) | 5.93 | 5.42 | 4.53 | 3.07 | 4.20 | 4.47 |
EPS Growth | 4.40% | 19.78% | 47.20% | -26.86% | -5.96% | 53.84% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 3.353 | 3.353 | 3.186 | 1.844 | 2.575 | 2.467 |
Dividend Growth | 5.26% | 5.26% | 72.76% | -28.39% | 4.38% | 49.79% |
Effective Tax Rate | 15.68% | 16.65% | 20.35% | 14.11% | 10.39% | 20.64% |