Cembra Money Bank AG (SWX:CMBN)
Switzerland · Delayed Price · Currency is CHF 89.95
+0.15 (0.17%)
Aug 3, 2026, 12:22 PM CET
Cembra Money Bank AG Income Statement
Financials in millions CHF. Fiscal year is January - December.
Millions CHF. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 628.27 | 634.52 | 655.71 | 590.59 | 538.25 | 513 | |
Revenue Growth | -0.98% | -3.23% | 11.03% | 9.72% | 4.92% | -2.11% |
Cost of Revenue | 78.42 | 73.58 | 74.15 | 56.91 | 40.93 | 40.3 |
Gross Profit | 549.85 | 560.94 | 581.55 | 533.69 | 497.32 | 472.7 |
Selling, General & Admin | 234.19 | 245.23 | 264.52 | 262.61 | 257.46 | 246.2 |
Total Operating Expenses | 234.19 | 245.23 | 264.52 | 262.61 | 257.46 | 246.2 |
Operating Income | 315.66 | 315.71 | 317.03 | 271.08 | 239.86 | 226.5 |
Interest Expense | -86.15 | -92.33 | -105.25 | -74.91 | -29.39 | -26 |
Total Non-Operating Income (Expense) | -86.15 | -92.33 | -105.25 | -74.91 | -29.39 | -26 |
Pretax Income | 229.51 | 223.38 | 211.78 | 196.17 | 210.47 | 200.5 |
Provision for Income Taxes | 44.88 | 43.82 | 41.38 | 38.14 | 41.17 | 39 |
Net Income | 184.64 | 179.57 | 170.4 | 158.03 | 169.3 | 161.5 |
Net Income to Common | 184.64 | 179.57 | 170.4 | 158.03 | 169.3 | 161.5 |
Net Income Growth | 2.82% | 5.38% | 7.82% | -6.65% | 4.83% | 5.61% |
Shares Outstanding (Basic) | 29 | 29 | 29 | 29 | 29 | 29 |
Shares Outstanding (Diluted) | 29 | 29 | 29 | 29 | 29 | 29 |
Shares Change | -0.06% | 0.01% | 0.01% | -0.01% | -0.07% | -0.01% |
EPS (Basic) | 6.31 | 6.13 | 5.81 | 5.39 | 5.77 | 5.50 |
EPS (Diluted) | 6.28 | 6.11 | 5.80 | 5.38 | 5.76 | 5.49 |
EPS Growth | 2.78% | 5.34% | 7.81% | -6.60% | 4.92% | 5.58% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 260.92 | 207.41 | 250.35 | 179.57 | 228.34 | 174.61 |
Free Cash Flow Growth | 25.80% | -17.15% | 39.42% | -21.36% | 30.77% | -25.14% |
Free Cash Flow Per Share | 8.89 | 7.06 | 8.52 | 6.11 | 7.77 | 5.94 |
Dividends Per Share | 4.600 | 4.600 | 4.250 | 4.000 | 3.950 | 3.850 |
Dividend Growth | 0% | 8.24% | 6.25% | 1.27% | 2.60% | 2.67% |
Gross Margin | 87.52% | 88.40% | 88.69% | 90.36% | 92.40% | 92.14% |
Operating Margin | 50.24% | 49.76% | 48.35% | 45.90% | 44.56% | 44.15% |
Profit Margin | 29.39% | 28.30% | 25.99% | 26.76% | 31.45% | 31.48% |
FCF Margin | 41.53% | 32.69% | 38.18% | 30.40% | 42.42% | 34.04% |
EBITDA | 331.28 | 334.18 | 343.86 | 298.58 | 265.82 | 251.55 |
EBITDA Margin | 52.73% | 52.67% | 52.44% | 50.56% | 49.39% | 49.03% |
EBIT | 315.66 | 315.71 | 317.03 | 271.08 | 239.86 | 226.5 |
EBIT Margin | 50.24% | 49.76% | 48.35% | 45.90% | 44.56% | 44.15% |
Effective Tax Rate | 19.55% | 19.62% | 19.54% | 19.44% | 19.56% | 19.45% |