Cembra Money Bank AG (SWX:CMBN)
Switzerland · Delayed Price · Currency is CHF 87.00
+1.40 (1.64%)
Aug 21, 2026, 5:31 PM CET
Cembra Money Bank AG Income Statement
Financials in millions CHF. Fiscal year is January - December.
Millions CHF. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 458.3 | 464.49 | 485.73 | 422.13 | 385.56 | 382.7 |
Interest Paid on Deposits | 86.15 | 92.33 | 105.25 | 74.91 | 29.39 | 26.03 |
Net Interest Income | 372.15 | 372.16 | 380.48 | 347.22 | 356.17 | 356.67 |
Net Interest Income Growth | -2.37% | -2.19% | 9.58% | -2.51% | -0.14% | -4.88% |
Other Non-Interest Income | 169.98 | 170.03 | 169.98 | 168.47 | 152.69 | 130.35 |
Total Non-Interest Income | 169.98 | 170.03 | 169.98 | 168.47 | 152.69 | 130.35 |
Non-Interest Income Growth | 0.85% | 0.03% | 0.90% | 10.34% | 17.14% | 6.61% |
Revenues Before Loan Losses | 542.12 | 542.19 | 550.46 | 515.69 | 508.86 | 487.02 |
Provision for Loan Losses | 78.42 | 73.58 | 74.15 | 56.91 | 40.93 | 40.28 |
| 463.7 | 468.62 | 476.3 | 458.78 | 467.93 | 446.74 | |
Revenue Growth | -3.28% | -1.61% | 3.82% | -1.95% | 4.74% | 1.34% |
Salaries and Employee Benefits | 117.6 | 119.2 | 133.37 | 136.38 | 135.02 | 132.11 |
Selling, General & Administrative | 116.59 | 126.03 | 131.16 | 126.23 | 122.44 | 114.14 |
Other Non-Interest Expense | 0 | 0 | 0 | -0 | 0 | 0 |
Total Non-Interest Expense | 234.19 | 245.23 | 264.52 | 262.61 | 257.46 | 246.26 |
EBT Excluding Unusual Items | 229.51 | 223.38 | 211.78 | 196.17 | 210.47 | 200.48 |
Pretax Income | 229.51 | 223.38 | 211.78 | 196.17 | 210.47 | 200.48 |
Income Tax Expense | 44.88 | 43.82 | 41.38 | 38.14 | 41.17 | 38.99 |
Net Income | 184.64 | 179.57 | 170.4 | 158.03 | 169.3 | 161.5 |
Net Income to Common | 184.64 | 179.57 | 170.4 | 158.03 | 169.3 | 161.5 |
Net Income Growth | 2.99% | 5.38% | 7.82% | -6.65% | 4.83% | 5.61% |
Basic Shares Outstanding | 29 | 29 | 29 | 29 | 29 | 29 |
Diluted Shares Outstanding | 29 | 29 | 29 | 29 | 29 | 29 |
Shares Change | -0.08% | 0.01% | 0.01% | -0.01% | -0.07% | -0.01% |
EPS (Basic) | 6.30 | 6.13 | 5.81 | 5.39 | 5.77 | 5.50 |
EPS (Diluted) | 6.28 | 6.11 | 5.80 | 5.38 | 5.76 | 5.49 |
EPS Growth | 2.95% | 5.34% | 7.81% | -6.60% | 4.92% | 5.58% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 4.600 | 4.600 | 4.250 | 4.000 | 3.950 | 3.850 |
Dividend Growth | 8.24% | 8.24% | 6.25% | 1.27% | 2.60% | 2.67% |
Effective Tax Rate | 19.55% | 19.61% | 19.54% | 19.44% | 19.56% | 19.45% |