Zuger Kantonalbank Income Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	262.91	276.48	342	326.24	177.49	160.61
Interest Income on Investments	3.07	3.64	3.35	3.3	2.42	2.46
Total Interest Income	265.98	280.12	345.35	329.53	179.91	163.07
Interest Paid on Deposits	57.47	67.6	132.68	118.35	22.21	11.99
Net Interest Income	208.51	212.52	212.67	211.19	157.7	151.08
Net Interest Income Growth	-4.37%	-0.07%	0.70%	33.92%	4.38%	1.43%
Income From Trading Activities	21.01	20.68	18.59	19.34	16.14	13.49
Gain (Loss) on Sale of Investments	1.46	1.46	1.41	1.39	1.19	1.12
Gain (Loss) on Sale of Equity Investments	-	-	-	-	0.06	0.97
Other Non-Interest Income	96.97	93.27	87.7	77.85	72.78	65.57
Total Non-Interest Income	122.94	118.78	111.14	102.38	93.76	84.89
Non-Interest Income Growth	4.39%	6.87%	8.56%	9.18%	10.46%	15.86%
Revenues Before Loan Losses	331.45	331.3	323.81	313.56	251.46	235.97
Provision for Loan Losses	1.84	2.78	8.7	8.97	2.57	0.28
Revenue	329.6	328.52	315.11	304.59	248.89	235.69
Revenue Growth	0.19%	4.26%	3.45%	22.38%	5.60%	6.10%
Salaries and Employee Benefits	95.11	93.72	91.62	84.61	70.78	70.01
Occupancy Expenses	30.32	31.47	31.68	31.37	22.87	15.53
Selling, General & Administrative	49.32	48.45	46.15	44.47	39.26	35.78
Other Non-Interest Expense	3.32	3.23	3.53	3.34	3.39	24.73
Total Non-Interest Expense	178.07	176.87	172.98	163.78	136.3	146.05
EBT Excluding Unusual Items	151.53	151.65	142.14	140.81	112.59	89.65
Other Unusual Items	0.95	0.38	0.45	4.13	0.02	0.02
Pretax Income	152.47	152.03	142.58	144.94	112.62	89.66
Income Tax Expense	20.93	20.92	20.22	20.12	15.43	13.79
Net Income	131.54	131.11	122.37	124.82	97.18	75.87
Net Income to Common	131.54	131.11	122.37	124.82	97.18	75.87
Net Income Growth	-1.35%	7.14%	-1.96%	28.44%	28.09%	1.45%
Basic Shares Outstanding	-	0	0	0	0	0
Diluted Shares Outstanding	-	0	0	0	0	0
Shares Change	-	-0.00%	-0.00%	0.00%	-0.03%	0.03%
EPS (Basic)	-	455.72	425.32	433.84	337.78	263.63
EPS (Diluted)	-	455.72	425.00	433.84	337.78	263.63
EPS Growth	-	7.23%	-2.04%	28.44%	28.13%	1.42%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	230.000	220.000	220.000	220.000	220.000
Dividend Growth	-	4.54%	0%	0%	0%	0%
Effective Tax Rate	13.73%	13.76%	14.18%	13.88%	13.71%	15.38%