The Saudi Investment Bank (TADAWUL:1030)

The Saudi Investment Bank Income Statement

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	-	9,692	8,864	7,415	4,067	2,820
Total Interest Income	-	9,692	8,864	7,415	4,067	2,820
Interest Paid on Deposits	-	6,164	5,327	3,998	1,222	467.59
Net Interest Income	3,757	3,528	3,537	3,417	2,845	2,352
Net Interest Income Growth	5.85%	-0.25%	3.50%	20.12%	20.94%	1.32%
Gain (Loss) on Sale of Investments	11.12	11.12	1.22	15.23	10.79	74.11
Other Non-Interest Income	1,255	1,255	640.14	534.13	422.23	326.54
Total Non-Interest Income	1,266	1,266	641.36	549.37	433.02	400.65
Non-Interest Income Growth	81.11%	97.46%	16.74%	26.87%	8.08%	-23.61%
Revenues Before Loan Losses	5,023	4,794	4,178	3,967	3,278	2,753
Provision for Loan Losses	354.86	354.86	289.95	358.66	191.57	271.07
Revenue	4,668	4,439	3,888	3,608	3,086	2,482
Revenue Growth	17.23%	14.18%	7.76%	16.90%	24.35%	3.56%
Salaries and Employee Benefits	835.54	835.54	822.36	786.7	747.24	687.38
Occupancy Expenses	184.79	184.79	176.83	183.46	154.99	150.95
Selling, General & Administrative	703.16	703.16	735.31	686.69	542.99	431.19
Total Non-Interest Expense	1,800	1,599	1,618	1,580	1,374	1,215
EBT Excluding Unusual Items	2,868	2,841	2,270	2,028	1,712	1,267
Pretax Income	2,868	2,841	2,270	2,028	1,712	1,267
Income Tax Expense	413.34	409.04	313.24	266.73	204.11	205.61
Net Income	2,455	2,431	1,957	1,762	1,508	1,062
Preferred Dividends & Other Adjustments	334.73	334.73	169.56	167.43	142.47	110.7
Net Income to Common	2,120	2,097	1,787	1,594	1,365	950.96
Net Income Growth	18.58%	17.33%	12.10%	16.76%	43.58%	10.32%
Basic Shares Outstanding	1,498	1,497	1,499	1,500	1,500	1,440
Diluted Shares Outstanding	1,498	1,497	1,499	1,500	1,500	1,440
Shares Change	0.05%	-0.13%	-0.08%	-	4.20%	4.54%
EPS (Basic)	1.42	1.40	1.19	1.06	0.91	0.66
EPS (Diluted)	1.42	1.40	1.19	1.06	0.91	0.66
EPS Growth	18.52%	17.48%	12.19%	16.76%	37.80%	5.53%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	0.250	0.583	0.633	0.567	0.500	0.350
Dividend Growth	-62.50%	-7.90%	11.75%	13.34%	42.86%	75.00%
Effective Tax Rate	14.41%	14.40%	13.80%	13.15%	11.92%	16.23%

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 26, 2026

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