The Saudi Investment Bank (TADAWUL:1030)
13.72
-0.08 (-0.58%)
Aug 6, 2026, 3:12 PM AST
The Saudi Investment Bank Income Statement
Financials in millions SAR. Fiscal year is January - December.
Millions SAR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 9,916 | 9,692 | 8,864 | 7,415 | 4,067 | 2,820 |
Total Interest Income | 9,916 | 9,692 | 8,864 | 7,415 | 4,067 | 2,820 |
Interest Paid on Deposits | 6,380 | 6,164 | 5,327 | 3,998 | 1,222 | 467.59 |
Net Interest Income | 3,536 | 3,528 | 3,537 | 3,417 | 2,845 | 2,352 |
Net Interest Income Growth | -1.89% | -0.25% | 3.50% | 20.12% | 20.94% | 1.32% |
Gain (Loss) on Sale of Investments | 10.21 | 11.12 | 1.22 | 15.23 | 10.79 | 74.11 |
Other Non-Interest Income | 1,291 | 1,255 | 640.14 | 534.13 | 422.23 | 326.54 |
Total Non-Interest Income | 1,301 | 1,266 | 641.36 | 549.37 | 433.02 | 400.65 |
Non-Interest Income Growth | 92.18% | 97.46% | 16.74% | 26.87% | 8.08% | -23.61% |
Revenues Before Loan Losses | 4,837 | 4,794 | 4,178 | 3,967 | 3,278 | 2,753 |
Provision for Loan Losses | 357.21 | 354.86 | 289.95 | 358.66 | 191.57 | 271.07 |
| 4,479 | 4,439 | 3,888 | 3,608 | 3,086 | 2,482 | |
Revenue Growth | 11.73% | 14.18% | 7.76% | 16.90% | 24.35% | 3.56% |
Salaries and Employee Benefits | 864.73 | 835.54 | 822.36 | 786.7 | 747.24 | 687.38 |
Occupancy Expenses | 180.25 | 184.79 | 176.83 | 183.46 | 154.99 | 150.95 |
Selling, General & Administrative | 664.41 | 703.16 | 735.31 | 686.69 | 542.99 | 431.19 |
Total Non-Interest Expense | 1,598 | 1,599 | 1,618 | 1,580 | 1,374 | 1,215 |
EBT Excluding Unusual Items | 2,881 | 2,841 | 2,270 | 2,028 | 1,712 | 1,267 |
Pretax Income | 2,881 | 2,841 | 2,270 | 2,028 | 1,712 | 1,267 |
Income Tax Expense | 414.72 | 409.04 | 313.24 | 266.73 | 204.11 | 205.61 |
Net Income | 2,466 | 2,431 | 1,957 | 1,762 | 1,508 | 1,062 |
Preferred Dividends & Other Adjustments | 339.04 | 334.73 | 169.56 | 167.43 | 142.47 | 110.7 |
Net Income to Common | 2,127 | 2,097 | 1,787 | 1,594 | 1,365 | 950.96 |
Net Income Growth | 18.88% | 17.33% | 12.10% | 16.76% | 43.58% | 10.32% |
Basic Shares Outstanding | 1,248 | 1,247 | 1,249 | 1,250 | 1,250 | 1,200 |
Diluted Shares Outstanding | 1,248 | 1,247 | 1,249 | 1,250 | 1,250 | 1,200 |
Shares Change | 0.01% | -0.13% | -0.08% | - | 4.20% | 4.54% |
EPS (Basic) | 1.70 | 1.68 | 1.43 | 1.28 | 1.09 | 0.79 |
EPS (Diluted) | 1.70 | 1.68 | 1.43 | 1.28 | 1.09 | 0.79 |
EPS Growth | 18.87% | 17.48% | 12.19% | 16.76% | 37.80% | 5.53% |
Dividend Per Share | 0.300 | 0.700 | 0.760 | 0.680 | 0.600 | 0.420 |
Dividend Growth | -62.50% | -7.90% | 11.77% | 13.33% | 42.86% | 75.00% |
Effective Tax Rate | 14.39% | 14.40% | 13.80% | 13.15% | 11.92% | 16.23% |