Banque Saudi Fransi (TADAWUL:1050)
Saudi Arabia · Delayed Price · Currency is SAR | Market Cap | 50.04B +16.4% |
| Revenue (ttm) | 10.02B +6.8% |
| Net Income | 5.09B +8.2% |
| EPS | 2.06 +5.9% |
| Shares Out | 2.47B |
| PE Ratio | 9.82 |
| Forward PE | 9.16 |
| Dividend | 1.09 (5.39%) |
| Ex-Dividend Date | Jul 26, 2026 |
| Volume | 1,100,260 |
| Open | 20.20 |
| Previous Close | 20.18 |
| Day's Range | 20.10 - 20.56 |
| 52-Week Range | 15.49 - 22.50 |
| Beta | 0.45 |
| Analysts | Buy |
| Price Target | 22.70 (+12.15%) |
| Earnings Date | Oct 26, 2026 |
About Banque Saudi Fransi
Banque Saudi Fransi provides banking and financial services for individuals and businesses in the Kingdom of Saudi Arabia and internationally. The company operates through Retail Banking, Corporate Banking, Treasury, and Investment Banking and Brokerage segments. It offers savings, current, and term deposit accounts; and mada Pay and Apple Pay products. The company provides home and personal finance; insurance products, such as education, retirement, travel, and car protection; debit and credit cards; local and international guarantees, letters... [Read more]
Financial Performance
In 2025, Banque Saudi Fransi's revenue was 9.55 billion, an increase of 12.62% compared to the previous year's 8.48 billion. Earnings were 4.89 billion, an increase of 14.65%.
Financial StatementsAnalyst Summary
According to 13 analysts, the average rating for 1050 stock is "Buy." The 12-month stock price target is SAR 22.70, which is an increase of 12.15% from the latest price.
News
Banque Saudi Fransi Earnings Call Transcript: Q3 2026
9M net income rose 7% YoY and Q3 net income reached a record SAR 1.5bn, while Q3 NIM fell to 2.94% amid funding pressure. FY guidance was reaffirmed, with selective lending and close monitoring of liquidity and geopolitical risks.
Banque Saudi Fransi Quarterly report: Q3 2026
Banque Saudi Fransi has published its Q3 2026 quarterly earnings report on October 26, 2026.
Banque Saudi Fransi Earnings release: Q3 2026
Banque Saudi Fransi released its Q3 2026 earnings on October 26, 2026, summarizing the period's financial results.
Banque Saudi Fransi Slides: Q3 2026
Banque Saudi Fransi has posted slides in relation to its Q3 2026 quarterly earnings report, which was published on October 26, 2026.
Banque Saudi Fransi Transcript: Transcript
H1 2026 saw 5% year-on-year growth in net income and operating income, with robust lending and deposit growth, stable asset quality, and strong capital ratios. Strategy 2030 execution is progressing, and full-year guidance is reaffirmed, with improved cost of risk and expectations for stronger fee income in H2.
Banque Saudi Fransi Earnings Call Transcript: Q1 2026
Q1 2026 saw 3% net income growth, strong loan and deposit expansion, and resilient asset quality. Guidance for 2026 is reaffirmed, with robust capital and liquidity metrics and ongoing digital and AI transformation initiatives supporting long-term targets.
Banque Saudi Fransi Earnings release: Q1 2026
Banque Saudi Fransi released its Q1 2026 earnings on April 27, 2026, summarizing the period's financial results.
Banque Saudi Fransi Quarterly report: Q1 2026
Banque Saudi Fransi has published its Q1 2026 quarterly earnings report on April 27, 2026.
Banque Saudi Fransi Slides: Q1 2026
Banque Saudi Fransi has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on April 27, 2026.
Banque Saudi Fransi Transcript: Strategy update
Strategy 2030 targets over 15% ROE and SAR 10 billion net income by 2030, driven by Retail, Treasury, and BSF Capital, with a focus on digital transformation, cross-selling, and operational efficiency. Key enablers include AI, risk management, and capital optimization.
Banque Saudi Fransi Earnings Call Transcript: Q4 2025
Net income rose 18% year-on-year to SAR 5.35 billion, driven by strong consumer lending, stable margins, and improved efficiency. Asset quality and capital ratios remain robust, with high single-digit loan growth and a focus on non-funded income and cost discipline guiding the 2026 outlook.
Banque Saudi Fransi Slides: Q4 2025
Banque Saudi Fransi has posted slides in relation to its Q4 2025 quarterly earnings report, which was published on February 2, 2026.
Banque Saudi Fransi Annual report: Q4 2025
Banque Saudi Fransi has published its Q4 2025 annual report on February 2, 2026.
Banque Saudi Fransi Earnings release: Q4 2025
Banque Saudi Fransi released its Q4 2025 earnings on February 2, 2026, summarizing the period's financial results.
Saudi-Singapore alliance promises instant payments and same-day settlements
DBS Bank and Banque Saudi Fransi have signed an MOU to streamline trade finance and enable same-day cross-border payments between Asia and the GCC. This partnership, utilizing DBS's GlobeSend platform...
Ataa Educational obtains $50.53mln loan from Banque Saudi Fransi
The financing deal is secured by a promissory note and real estate guarantees
Banque Saudi Fransi records higher profits at $934mln in 9M-24
On a quarterly basis, the Q3-24 profits grew by 1.68%