Banque Saudi Fransi (TADAWUL:1050)
Saudi Arabia flag Saudi Arabia · Delayed Price · Currency is SAR
20.24
+0.06 (0.30%)
Nov 5, 2026, 3:18 PM AST

Banque Saudi Fransi Financials Overview

Millions SAR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
10,0209,5488,4787,7306,6576,284
Revenue Growth
6.82%12.62%9.68%16.10%5.94%43.66%
Net Income
5,0944,8864,2613,9983,3503,246
Earnings Per Share
2.061.971.721.601.351.30
EPS Growth
5.95%14.87%7.08%19.19%3.23%118.20%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail Banking
3,6043,2927,4796,2623,5372,659
Corporate Banking
2,8023,1088,1454,1822,8362,676
Treasury
2,9412,437-5,335-3,184-165.59489.93
Investment Banking & Brokerage
672.64710.24549.12468.97450.45459.26
Total
10,0209,54810,8377,7306,6576,284

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
16,4107,1218,7218,77812,38110,289
Total Debt
64,71250,77341,00024,30621,1337,002
Net Cash (Debt)
-48,303-43,651-32,279-15,528-8,7523,288
Net Cash Growth
------57.41%
Net Cash Per Share
-19.54-17.63-13.01-6.23-3.521.32

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-5,189-22,234-8,138-14,546-16,043-6,988
Capital Expenditures
-838.08-402.36-472.03-479.76-342.33-259.86
Free Cash Flow
-6,027-22,636-8,610-15,025-16,385-7,248
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
50.84%51.17%50.26%51.73%50.32%51.64%
FCF Margin
-60.15%-237.08%-101.56%-194.39%-246.12%-115.33%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.0901.0700.9820.9400.7950.723
Dividend Per Share Growth
3.81%8.95%4.46%18.19%10.00%274.91%
Dividend Yield
5.38%6.36%6.22%4.87%4.06%3.17%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.828.539.2211.9914.5417.46
Forward PE
9.168.429.4910.4011.6016.76
PS Ratio
4.994.374.646.207.329.02