Banque Saudi Fransi (TADAWUL:1050)
Saudi Arabia flag Saudi Arabia · Delayed Price · Currency is SAR
20.65
+0.26 (1.28%)
Aug 13, 2026, 3:16 PM AST

Banque Saudi Fransi Financials Overview

Millions SAR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
9,7919,5488,4787,7306,6576,284
Revenue Growth
6.95%12.62%9.68%16.10%5.94%43.66%
Net Income
4,9674,8864,2613,9983,3503,246
Earnings Per Share
2.011.971.721.601.351.30
EPS Growth
7.25%14.87%7.08%19.19%3.23%118.20%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail Banking
3,4623,2927,4796,2623,5372,659
Corporate Banking
2,9043,1088,1454,1822,8362,676
Treasury
2,7432,437-5,335-3,184-165.59489.93
Investment Banking & Brokerage
654.51710.24549.12468.97450.45459.26
Total
9,7639,54810,8377,7306,6576,284

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
9,6607,1218,7218,77812,38110,289
Total Debt
52,75550,77341,00024,30621,1337,002
Net Cash (Debt)
-43,095-43,651-32,279-15,528-8,7523,288
Net Cash Growth
------57.41%
Net Cash Per Share
-17.42-17.63-13.01-6.23-3.521.32

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-15,455-22,234-8,138-14,546-16,043-6,988
Capital Expenditures
-749.67-402.36-472.03-479.76-342.33-259.86
Free Cash Flow
-16,205-22,636-8,610-15,025-16,385-7,248
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
50.73%51.17%50.26%51.73%50.32%51.64%
FCF Margin
-165.51%-237.08%-101.56%-194.39%-246.12%-115.33%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.0901.0700.9820.9400.7950.723
Dividend Per Share Growth
3.81%8.95%4.46%18.19%10.00%274.91%
Dividend Yield
5.28%6.72%6.95%5.79%5.06%4.08%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.288.539.2211.9914.5417.46
Forward PE
9.548.429.4910.4011.6016.76
PS Ratio
5.224.374.646.207.329.02