Banque Saudi Fransi (TADAWUL: 1050)

Banque Saudi Fransi Balance Sheet

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	5,990	3,119	5,798	6,227	6,609	3,663
Investment Securities	56,899	48,477	44,527	43,868	37,688	31,388
Trading Asset Securities	5,827	5,659	6,583	4,062	6,909	4,682
Total Investments	62,726	54,136	51,110	47,930	44,597	36,070
Gross Loans	204,263	183,362	164,938	153,219	135,894	130,184
Allowance for Loan Losses	-3,255	-2,644	-5,001	-4,733	-4,693	-3,708
Other Adjustments to Gross Loans	-	-1,327	-925.51	-673.39	-636.28	-750.4
Net Loans	201,008	179,391	159,012	147,813	130,565	125,725
Property, Plant & Equipment	2,230	2,038	1,739	1,586	1,440	1,325
Other Receivables	1,859	2,514	2,279	1,927	869.92	2,058
Restricted Cash	10,033	9,471	9,167	8,692	7,966	7,847
Other Current Assets	-	2,122	2,376	1,033	1,404	591.95
Long-Term Deferred Tax Assets	-	-	-	-	-	42.94
Other Real Estate Owned & Foreclosed	343.5	343.36	342.05	384.18	384.18	406.15
Other Long-Term Assets	3,481	247.74	255.5	210.72	237.96	420.17
Total Assets	287,670	253,383	232,078	215,802	194,074	178,149
Accounts Payable	-	2,984	3,154	3,357	2,416	2,424
Interest Bearing Deposits	116,464	101,258	69,977	65,454	54,572	66,923
Non-Interest Bearing Deposits	83,951	76,878	91,444	89,494	80,270	68,287
Total Deposits	200,415	178,136	161,421	154,949	134,842	135,210
Short-Term Borrowings	19,773	15,009	15,898	6,246	5,096	3,069
Current Income Taxes Payable	-	-	241.71	725.12	725.12	966.83
Other Current Liabilities	-	779.25	1,052	463.5	915.15	942.14
Long-Term Debt	12,798	8,634	4,515	-	-	-
Long-Term Leases	-	663.12	719.12	755.87	702.16	711.89
Long-Term Unearned Revenue	2,618	2,143	4,067	4,608	4,602	-
Other Long-Term Liabilities	5,949	1,990	1,741	1,474	1,526	1,878
Total Liabilities	241,554	212,262	193,333	176,116	155,438	145,202
Common Stock	12,054	12,054	12,054	12,054	12,054	12,054
Retained Earnings	26,511	25,662	23,884	22,455	20,470	20,182
Treasury Stock	-224.75	-171.62	-102.25	-51.88	-75.43	-101.07
Comprehensive Income & Other	7,777	3,577	2,910	5,229	6,188	812.22
Shareholders' Equity	46,117	41,121	38,745	39,686	38,636	32,947
Total Liabilities & Equity	287,670	253,383	232,078	215,802	194,074	178,149
Total Debt	32,571	24,306	21,133	7,002	5,799	3,781
Net Cash (Debt)	-20,754	-15,528	-8,752	3,288	7,720	4,563
Net Cash Growth	-	-	-	-57.41%	69.18%	-80.04%
Net Cash Per Share	-17.32	-12.94	-7.29	2.74	6.43	3.80
Filing Date Shares Outstanding	1,196	1,197	1,199	1,200	1,199	1,199
Total Common Shares Outstanding	1,196	1,197	1,199	1,200	1,199	1,199
Book Value Per Share	31.87	30.17	28.14	28.91	28.05	27.47
Tangible Book Value	46,117	41,121	38,745	39,686	38,636	32,947
Tangible Book Value Per Share	31.87	30.17	28.14	28.91	28.05	27.47

Source: S&P Capital IQ. Banks template. Financial Sources.