Banque Saudi Fransi Balance Sheet

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	5,940	2,657	3,030	3,119	5,798	6,227
Investment Securities	71,639	68,691	60,829	48,760	44,527	43,868
Trading Asset Securities	4,311	4,464	5,692	5,659	6,583	4,062
Total Investments	75,949	73,155	66,521	54,419	51,110	47,930
Gross Loans	225,941	220,432	208,853	183,362	164,938	153,219
Allowance for Loan Losses	-4,012	-3,781	-3,515	-2,644	-5,001	-4,733
Other Adjustments to Gross Loans	-	-1,760	-1,170	-1,327	-925.51	-673.39
Net Loans	221,929	214,891	204,168	179,391	159,012	147,813
Property, Plant & Equipment	2,669	2,544	2,319	2,038	1,739	1,586
Other Receivables	3,738	3,072	4,313	2,514	2,279	1,927
Restricted Cash	10,074	10,082	9,937	9,471	9,167	8,692
Other Current Assets	-	2,048	2,404	2,122	2,376	1,033
Other Real Estate Owned & Foreclosed	215.34	219.04	343.5	343.36	342.05	384.18
Other Long-Term Assets	4,297	336.85	271.52	247.74	255.5	210.72
Total Assets	324,810	309,006	293,307	253,666	232,078	215,802
Accounts Payable	-	3,027	3,481	2,984	3,154	3,357
Interest Bearing Deposits	127,196	121,566	115,912	101,258	69,977	65,454
Non-Interest Bearing Deposits	83,166	79,593	80,783	76,878	91,444	89,494
Total Deposits	210,361	201,159	196,695	178,136	161,421	154,949
Short-Term Borrowings	17,593	11,196	24,807	15,009	15,898	6,246
Current Portion of Long-Term Debt	-	8,332	6,569	2,245	-	-
Current Income Taxes Payable	-	-	-	-	241.71	725.12
Other Current Liabilities	-	1,097	745.91	779.25	1,052	463.5
Long-Term Debt	38,184	30,545	8,949	6,389	4,515	-
Long-Term Leases	-	699.28	674.77	663.12	719.12	755.87
Long-Term Unearned Revenue	-	-	-	2,143	4,067	4,608
Other Long-Term Liabilities	7,155	2,291	2,104	1,990	1,741	1,474
Total Liabilities	273,294	258,346	246,169	212,262	193,333	176,116
Common Stock	25,000	25,000	25,000	12,054	12,054	12,054
Retained Earnings	18,490	17,194	14,928	25,945	23,884	22,455
Treasury Stock	-245.09	-220.61	-188.11	-171.62	-102.25	-51.88
Comprehensive Income & Other	8,272	8,686	7,398	3,577	2,910	5,229
Shareholders' Equity	51,517	50,659	47,138	41,404	38,745	39,686
Total Liabilities & Equity	324,810	309,006	293,307	253,666	232,078	215,802
Total Debt	55,777	50,773	41,000	24,306	21,133	7,002
Net Cash (Debt)	-45,527	-43,651	-32,279	-15,528	-8,752	3,288
Net Cash Growth	-	-	-	-	-	-57.41%
Net Cash Per Share	-18.40	-17.63	-13.01	-6.23	-3.52	1.32
Filing Date Shares Outstanding	2,474	2,476	2,490	2,484	2,487	2,488
Total Common Shares Outstanding	2,474	2,476	2,490	2,484	2,487	2,488
Book Value Per Share	17.62	17.26	15.72	14.66	13.57	13.94
Tangible Book Value	51,517	50,659	47,138	41,404	38,745	39,686
Tangible Book Value Per Share	17.62	17.26	15.72	14.66	13.57	13.94

Source: S&P Global Market Intelligence. Banks template. Financial Sources.