Banque Saudi Fransi (TADAWUL:1050)

Banque Saudi Fransi Cash Flow Statement

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	5,353	4,544	4,223	3,575	3,450
Depreciation & Amortization	332.03	299.21	250.66	221.43	224.97
Gain (Loss) on Sale of Assets	-36.02	-0.18	-0.12	0.04	2.22
Gain (Loss) on Sale of Investments	-3.21	-11.16	87.16	211.15	56.57
Total Asset Writedown	0.05	-0.4	0.25	-9.67	-
Provision for Credit Losses	1,381	1,288	1,798	1,548	1,021
Change in Trading Asset Securities	207.26	-135.98	-153.19	141.25	-65.39
Change in Other Net Operating Assets	-29,679	-14,278	-20,546	-21,318	-11,686
Other Operating Activities	209.87	156.32	-205.83	-438.14	-15.16
Operating Cash Flow	-22,234	-8,138	-14,546	-16,043	-6,988
Capital Expenditures	-402.36	-472.03	-479.76	-342.33	-259.86
Sale of Property, Plant and Equipment	76.26	0.23	0.24	0.69	0.94
Investment in Securities	-7,260	-11,356	-3,667	-1,840	-6,474
Other Investing Activities	-195.5	-107.82	-69.94	-33.37	-
Investing Cash Flow	-7,782	-11,935	-4,217	-2,215	-6,733
Long-Term Debt Issued	30,210	6,956	4,125	4,500	-
Long-Term Debt Repaid	-7,394	-93.6	-98.07	-101.32	-36
Net Debt Issued (Repaid)	22,816	6,863	4,027	4,399	-36
Issuance of Common Stock	4,938	3,000	-	-	-
Repurchase of Common Stock	-123.89	-107.65	-115.91	-66.23	-
Common Dividends Paid	-2,620	-2,397	-2,220	-1,921	-1,260
Net Increase (Decrease) in Deposit Accounts	10,101	12,909	14,617	15,642	14,839
Other Financing Activities	-5,468	-282.88	-224.61	-224.89	-204.35
Financing Cash Flow	29,643	19,984	16,083	17,828	13,338
Net Cash Flow	-372.43	-89.37	-2,679	-429.19	-382.31
Free Cash Flow	-22,636	-8,610	-15,025	-16,385	-7,248
Free Cash Flow Margin	-237.08%	-101.56%	-194.39%	-246.12%	-115.33%
Free Cash Flow Per Share	-9.14	-3.47	-6.03	-6.58	-2.91

Source: S&P Global Market Intelligence. Banks template. Financial Sources.