Bank Albilad (TADAWUL:1140)
Saudi Arabia flag Saudi Arabia · Delayed Price · Currency is SAR
20.92
+0.14 (0.67%)
Oct 29, 2026, 3:19 PM AST

Bank Albilad Financials Overview

Millions SAR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
6,1556,0115,5424,9794,6414,014
Revenue Growth
3.64%8.45%11.31%7.29%15.61%12.52%
Net Income
2,9992,9642,8072,3692,0821,687
Earnings Per Share
2.021.991.881.591.391.13
EPS Growth
-0.52%5.62%18.42%13.96%23.55%24.90%

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail Banking
2,1732,0572,1122,5742,772
Corporate banking
1,9741,9311,6791,087361.92
Treasury Sector
1,4281,159894.67715.65646.98
Investment and Brokerage Services Sector
435.34395.44293.79264.68233.01
Total
6,0115,5424,9794,6414,014

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
8,8578,5999,8747,9569,9534,154
Total Debt
-3,6003,4553,4493,5953,499
Net Cash (Debt)
8,8574,9996,4194,5086,358654.85
Net Cash Growth
93.45%-22.12%42.39%-29.10%870.96%-47.98%
Net Cash Per Share
5.963.354.313.024.260.44

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
--6,441-1,233-16,696-4,897-6,958
Capital Expenditures
--574.84-453.33-316.79-317.02-158.59
Free Cash Flow
--7,016-1,687-17,013-5,214-7,117
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
48.73%49.32%50.64%47.58%44.86%42.01%
FCF Margin
--116.72%-30.43%-341.69%-112.34%-177.29%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22
Dividend Per Share
1.1001.0000.5000.3330.333
Dividend Per Share Growth
133.33%100.00%50.02%0%-
Dividend Yield
5.26%4.00%1.53%1.09%1.12%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.8712.5617.3919.1921.3520.61
Forward PE
9.9511.5518.5121.4320.5521.67
PS Ratio
5.056.198.819.139.588.66