Bank Albilad (TADAWUL:1140)
Saudi Arabia flag Saudi Arabia · Delayed Price · Currency is SAR
24.68
-0.10 (-0.40%)
Aug 6, 2026, 3:17 PM AST

Bank Albilad Financials Overview

Millions SAR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
6,1236,0115,5424,9794,6414,014
Revenue Growth
5.03%8.45%11.31%7.29%15.61%12.52%
Net Income
2,9422,9642,8072,3692,0821,687
Earnings Per Share
1.981.991.881.591.391.13
EPS Growth
-0.39%5.62%18.42%13.96%23.55%24.90%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail Banking
2,2742,1732,0572,1122,5742,772
Corporate banking
1,9981,9741,9311,6791,087361.92
Treasury Sector
1,4631,4281,159894.67715.65646.98
Investment and Brokerage Services Sector
388.19435.34395.44293.79264.68233.01
Total
6,1236,0115,5424,9794,6414,014

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
8,8578,5999,8747,9569,9534,154
Total Debt
-3,6003,4553,4493,5953,499
Net Cash (Debt)
8,8574,9996,4194,5086,358654.85
Net Cash Growth
146.28%-22.12%42.39%-29.10%870.96%-47.98%
Net Cash Per Share
5.953.354.313.024.260.44

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-12,987-6,441-1,233-16,696-4,897-6,958
Capital Expenditures
-506.6-574.84-453.33-316.79-317.02-158.59
Free Cash Flow
-13,494-7,016-1,687-17,013-5,214-7,117
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
48.06%49.32%50.64%47.58%44.86%42.01%
FCF Margin
-220.38%-116.72%-30.43%-341.69%-112.34%-177.29%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22
Dividend Per Share
1.1001.0000.5000.3330.333
Dividend Per Share Growth
133.33%100.00%50.02%0%-
Dividend Yield
4.44%4.21%1.63%1.20%1.24%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.4212.5617.3919.1921.3520.61
Forward PE
11.4711.5518.5121.4320.5521.67
PS Ratio
6.026.198.819.139.588.66