Bank Albilad (TADAWUL:1140)

Bank Albilad Statistics

Total Valuation

Bank Albilad has a market cap or net worth of SAR 36.69 billion.

Market Cap	36.69B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, August 6, 2026.

Earnings Date	Aug 6, 2026
Ex-Dividend Date	May 6, 2026

Share Statistics

Bank Albilad has 1.50 billion shares outstanding. The number of shares has increased by 0.04% in one year.

Current Share Class	1.50B
Shares Outstanding	1.50B
Shares Change (YoY)	+0.04%
Shares Change (QoQ)	-0.20%
Owned by Insiders (%)	10.18%
Owned by Institutions (%)	5.73%
Float	961.75M

Valuation Ratios

The trailing PE ratio is 12.16 and the forward PE ratio is 11.14. Bank Albilad's PEG ratio is 1.47.

PE Ratio	12.16
Forward PE	11.14
PS Ratio	6.06
PB Ratio	1.55
P/TBV Ratio	1.55
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	1.47

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.21
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.96%.

Return on Equity (ROE)	14.96%
Return on Assets (ROA)	1.82%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.65%
Revenue Per Employee	1.65M
Profits Per Employee	818,425
Employee Count	3,665
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Bank Albilad has paid 354.21 million in taxes.

Income Tax	354.21M
Effective Tax Rate	10.30%

Stock Price Statistics

The stock price has decreased by -10.24% in the last 52 weeks. The beta is 0.34, so Bank Albilad's price volatility has been lower than the market average.

Beta (5Y)	0.34
52-Week Price Change	-10.24%
50-Day Moving Average	26.00
200-Day Moving Average	26.47
Relative Strength Index (RSI)	34.25
Average Volume (20 Days)	1,767,029

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Bank Albilad had revenue of SAR 6.06 billion and earned 3.00 billion in profits. Earnings per share was 2.01.

Revenue	6.06B
Gross Profit	6.06B
Operating Income	3.44B
Pretax Income	3.44B
Net Income	3.00B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.01

Balance Sheet

The company has 7.05 billion in cash and 3.09 billion in debt, with a net cash position of 3.96 billion or 2.64 per share.

Cash & Cash Equivalents	7.05B
Total Debt	3.09B
Net Cash	3.96B
Net Cash Per Share	2.64
Equity (Book Value)	23.66B
Book Value Per Share	15.90
Working Capital	-128.46B

Cash Flow

In the last 12 months, operating cash flow was -14.55 billion and capital expenditures -522.88 million, giving a free cash flow of -15.07 billion.

Operating Cash Flow	-14.55B
Capital Expenditures	-522.88M
Depreciation & Amortization	n/a
Net Borrowing	2.34B
Free Cash Flow	-15.07B
FCF Per Share	-10.05

Margins

Gross Margin	n/a
Operating Margin	56.77%
Pretax Margin	56.77%
Profit Margin	50.93%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.10, which amounts to a dividend yield of 4.50%.

Dividend Per Share	1.10
Dividend Yield	4.50%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	21.88%
Buyback Yield	-0.04%
Shareholder Yield	4.48%
Earnings Yield	8.18%
FCF Yield	-41.09%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 15, 2025. It was a forward split with a ratio of 1.2.

Last Split Date	Apr 15, 2025
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	2