Bank Albilad Balance Sheet

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	6,493	7,435	8,727	6,869	9,024	3,470
Investment Securities	30,780	29,993	23,910	21,018	19,710	16,109
Trading Asset Securities	558.39	1,163	1,147	1,087	929.16	683.6
Total Investments	31,339	31,157	25,057	22,105	20,639	16,792
Gross Loans	132,264	125,281	112,278	105,182	94,170	85,738
Allowance for Loan Losses	-2,461	-2,405	-2,638	-2,896	-2,846	-2,641
Other Adjustments to Gross Loans	-	-687.83	-335.74	-206.19	-144.69	-163.5
Net Loans	129,803	122,188	109,304	102,080	91,179	82,933
Property, Plant & Equipment	2,826	2,797	2,371	2,158	2,105	1,925
Other Receivables	1,761	2,858	3,248	2,836	741.45	517.52
Restricted Cash	6,739	6,352	6,012	5,448	5,013	4,693
Other Current Assets	-	185.96	245.61	189.38	135.72	88.1
Other Long-Term Assets	998.27	-	-	1,420	706	433.97
Total Assets	179,959	172,972	154,965	143,106	129,543	110,854
Accounts Payable	-	5,484	4,963	4,899	4,957	2,115
Accrued Expenses	-	762.2	717.79	739.85	641.65	531.08
Interest Bearing Deposits	99,237	95,338	83,951	74,071	57,907	47,453
Non-Interest Bearing Deposits	44,778	44,524	43,318	43,034	47,557	42,435
Total Deposits	144,015	139,862	127,269	117,105	105,464	89,888
Short-Term Borrowings	-	35.85	25.79	26.37	34.44	-
Long-Term Debt	3,092	3,144	3,147	3,052	3,040	3,015
Long-Term Leases	-	419.57	281.95	370.56	519.73	483.4
Other Long-Term Liabilities	9,196	1,908	1,867	1,655	1,487	2,841
Total Liabilities	156,302	151,616	138,271	127,848	116,144	98,874
Common Stock	15,000	15,000	12,500	10,000	10,000	7,500
Retained Earnings	5,246	4,542	4,753	5,554	3,680	1,592
Treasury Stock	-414.73	-223	-210.87	-148.49	-53.01	-61.95
Comprehensive Income & Other	3,825	2,037	-349.03	-147.18	-228.1	2,950
Total Common Equity	23,657	21,356	16,693	15,258	13,399	11,980
Shareholders' Equity	23,657	21,356	16,693	15,258	13,399	11,980
Total Liabilities & Equity	179,959	172,972	154,965	143,106	129,543	110,854
Total Debt	3,092	3,600	3,455	3,449	3,595	3,499
Net Cash (Debt)	3,960	4,999	6,419	4,508	6,358	654.85
Net Cash Growth	-36.12%	-22.12%	42.39%	-29.10%	870.96%	-47.98%
Net Cash Per Share	2.66	3.35	4.31	3.02	4.26	0.44
Filing Date Shares Outstanding	1,488	1,491	1,491	1,490	1,488	1,500
Total Common Shares Outstanding	1,488	1,491	1,491	1,490	1,488	1,500
Book Value Per Share	15.90	14.32	11.20	10.24	9.00	7.99
Tangible Book Value	23,657	21,356	16,693	15,258	13,399	11,980
Tangible Book Value Per Share	15.90	14.32	11.20	10.24	9.00	7.99

Source: S&P Global Market Intelligence. Banks template. Financial Sources.