Bank Albilad Balance Sheet

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	7,833	7,435	8,727	6,869	9,024	3,470
Investment Securities	31,089	29,993	23,910	21,018	19,710	16,109
Trading Asset Securities	1,024	1,163	1,147	1,087	929.16	683.6
Total Investments	32,113	31,157	25,057	22,105	20,639	16,792
Gross Loans	135,807	125,281	112,278	105,182	94,170	85,738
Allowance for Loan Losses	-2,388	-2,405	-2,638	-2,896	-2,846	-2,641
Other Adjustments to Gross Loans	-	-687.83	-335.74	-206.19	-144.69	-163.5
Net Loans	133,418	122,188	109,304	102,080	91,179	82,933
Property, Plant & Equipment	2,876	2,797	2,371	2,158	2,105	1,925
Other Receivables	2,346	2,858	3,248	2,836	741.45	517.52
Restricted Cash	6,869	6,352	6,012	5,448	5,013	4,693
Other Current Assets	-	185.96	245.61	189.38	135.72	88.1
Other Long-Term Assets	1,022	-	-	1,420	706	433.97
Total Assets	186,478	172,972	154,965	143,106	129,543	110,854
Accounts Payable	-	5,484	4,963	4,899	4,957	2,115
Accrued Expenses	-	762.2	717.79	739.85	641.65	531.08
Interest Bearing Deposits	111,299	95,338	83,951	74,071	57,907	47,453
Non-Interest Bearing Deposits	43,656	44,524	43,318	43,034	47,557	42,435
Total Deposits	154,955	139,862	127,269	117,105	105,464	89,888
Short-Term Borrowings	-	35.85	25.79	26.37	34.44	-
Long-Term Debt	-	3,144	3,147	3,052	3,040	3,015
Long-Term Leases	-	419.57	281.95	370.56	519.73	483.4
Other Long-Term Liabilities	7,753	1,908	1,867	1,655	1,487	2,841
Total Liabilities	162,708	151,616	138,271	127,848	116,144	98,874
Common Stock	15,000	15,000	12,500	10,000	10,000	7,500
Retained Earnings	5,107	4,542	4,753	5,554	3,680	1,592
Treasury Stock	-378.11	-223	-210.87	-148.49	-53.01	-61.95
Comprehensive Income & Other	4,041	2,037	-349.03	-147.18	-228.1	2,950
Total Common Equity	23,770	21,356	16,693	15,258	13,399	11,980
Shareholders' Equity	23,770	21,356	16,693	15,258	13,399	11,980
Total Liabilities & Equity	186,478	172,972	154,965	143,106	129,543	110,854
Total Debt	-	3,600	3,455	3,449	3,595	3,499
Net Cash (Debt)	8,857	4,999	6,419	4,508	6,358	654.85
Net Cash Growth	146.28%	-22.12%	42.39%	-29.10%	870.96%	-47.98%
Net Cash Per Share	5.95	3.35	4.31	3.02	4.26	0.44
Filing Date Shares Outstanding	1,649	1,491	1,491	1,490	1,488	1,500
Total Common Shares Outstanding	1,649	1,491	1,491	1,490	1,488	1,500
Book Value Per Share	14.41	14.32	11.20	10.24	9.00	7.99
Tangible Book Value	23,770	21,356	16,693	15,258	13,399	11,980
Tangible Book Value Per Share	14.41	14.32	11.20	10.24	9.00	7.99