Bank Albilad Balance Sheet

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	6,697	8,727	6,869	9,024	3,470	2,907
Investment Securities	29,414	23,910	21,018	19,710	16,109	13,777
Trading Asset Securities	1,027	1,147	1,087	929.16	683.6	806.67
Total Investments	30,440	25,057	22,105	20,639	16,792	14,584
Gross Loans	121,508	112,278	105,182	94,170	85,738	72,760
Allowance for Loan Losses	-2,373	-2,638	-2,896	-2,846	-2,641	-2,364
Other Adjustments to Gross Loans	-	-335.74	-206.19	-144.69	-163.5	-280.67
Net Loans	119,135	109,304	102,080	91,179	82,933	70,115
Property, Plant & Equipment	2,756	2,371	2,158	2,105	1,925	1,896
Other Receivables	1,702	1,609	2,836	741.45	517.52	1,438
Restricted Cash	6,188	6,012	5,448	5,013	4,693	4,004
Other Current Assets	-	245.61	189.38	135.72	88.1	95.06
Other Long-Term Assets	1,011	1,640	1,420	706	433.97	715.99
Total Assets	167,929	154,965	143,106	129,543	110,854	95,754
Accounts Payable	-	4,963	4,899	4,957	2,115	2,168
Accrued Expenses	-	717.79	739.85	641.65	531.08	578.56
Interest Bearing Deposits	90,863	83,951	74,071	57,907	47,453	36,690
Non-Interest Bearing Deposits	45,072	43,318	43,034	47,557	42,435	40,266
Total Deposits	135,934	127,269	117,105	105,464	89,888	76,956
Short-Term Borrowings	-	25.79	26.37	34.44	-	-
Long-Term Debt	3,146	3,147	3,052	3,040	3,015	2,005
Long-Term Leases	-	281.95	370.56	519.73	483.4	449.57
Other Long-Term Liabilities	7,939	1,867	1,655	1,487	2,841	2,856
Total Liabilities	147,019	138,271	127,848	116,144	98,874	85,013
Common Stock	15,000	12,500	10,000	10,000	7,500	7,500
Retained Earnings	3,805	4,753	5,554	3,680	1,592	2,404
Treasury Stock	-182.05	-210.87	-148.49	-53.01	-61.95	-70.53
Comprehensive Income & Other	2,287	-349.03	-147.18	-228.1	2,950	907.41
Total Common Equity	20,910	16,693	15,258	13,399	11,980	10,741
Shareholders' Equity	20,910	16,693	15,258	13,399	11,980	10,741
Total Liabilities & Equity	167,929	154,965	143,106	129,543	110,854	95,754
Total Debt	3,146	3,455	3,449	3,595	3,499	2,454
Net Cash (Debt)	4,578	6,419	4,508	6,358	654.85	1,259
Net Cash Growth	-54.97%	42.39%	-29.10%	870.96%	-47.98%	-69.17%
Net Cash Per Share	3.07	4.31	3.02	4.26	0.44	0.84
Filing Date Shares Outstanding	1,503	1,490	1,490	1,488	1,500	1,500
Total Common Shares Outstanding	1,503	1,490	1,490	1,488	1,500	1,500
Book Value Per Share	13.91	11.20	10.24	9.00	7.99	7.16
Tangible Book Value	20,910	16,693	15,258	13,399	11,980	10,741
Tangible Book Value Per Share	13.91	11.20	10.24	9.00	7.99	7.16

Source: S&P Global Market Intelligence. Banks template. Financial Sources.