Bank Albilad (TADAWUL: 1140)

Bank Albilad Balance Sheet

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	12,125	6,869	9,024	3,470	2,907	5,758
Investment Securities	21,906	21,018	19,710	16,109	13,777	10,122
Trading Asset Securities	1,094	1,087	929.16	683.6	806.67	866.29
Total Investments	23,000	22,105	20,639	16,792	14,584	10,988
Gross Loans	109,464	105,182	94,170	85,738	72,760	61,463
Allowance for Loan Losses	-2,769	-2,896	-2,846	-2,641	-2,364	-1,843
Other Adjustments to Gross Loans	-	-206.19	-144.69	-163.5	-280.67	-330.16
Net Loans	106,695	102,080	91,179	82,933	70,115	59,291
Property, Plant & Equipment	2,301	2,158	2,105	1,925	1,896	1,866
Other Receivables	2,365	2,836	741.45	517.52	1,438	2,766
Restricted Cash	5,735	5,448	5,013	4,693	4,004	3,553
Other Current Assets	-	189.38	135.72	88.1	95.06	87.74
Other Long-Term Assets	1,501	1,420	706	433.97	715.99	1,693
Total Assets	153,722	143,106	129,543	110,854	95,754	86,003
Accounts Payable	-	4,899	4,957	2,115	2,168	3,545
Accrued Expenses	-	739.85	641.65	531.08	578.56	491.18
Interest Bearing Deposits	82,836	74,071	57,907	47,453	36,690	33,869
Non-Interest Bearing Deposits	43,614	43,034	47,557	42,435	40,266	33,882
Total Deposits	126,450	117,105	105,464	89,888	76,956	67,751
Short-Term Borrowings	-	26.37	34.44	-	-	-
Long-Term Debt	3,051	3,052	3,040	3,015	2,005	2,008
Long-Term Leases	-	370.56	519.73	483.4	449.57	532.47
Other Long-Term Liabilities	8,089	1,655	1,487	2,841	2,856	2,251
Total Liabilities	137,590	127,848	116,144	98,874	85,013	76,578
Common Stock	12,500	10,000	10,000	7,500	7,500	7,500
Retained Earnings	3,963	5,554	3,680	1,592	2,404	1,430
Treasury Stock	-214.69	-148.49	-53.01	-61.95	-70.53	-80.66
Comprehensive Income & Other	-116.78	-147.18	-228.1	2,950	907.41	576.76
Total Common Equity	16,132	15,258	13,399	11,980	10,741	9,426
Shareholders' Equity	16,132	15,258	13,399	11,980	10,741	9,426
Total Liabilities & Equity	153,722	143,106	129,543	110,854	95,754	86,003
Total Debt	3,051	3,449	3,595	3,499	2,454	2,540
Net Cash (Debt)	10,168	4,508	6,358	654.85	1,259	4,084
Net Cash Growth	433.26%	-29.10%	870.96%	-47.98%	-69.17%	-48.74%
Net Cash Per Share	8.17	3.62	5.11	0.53	1.01	3.28
Filing Date Shares Outstanding	1,233	1,240	1,240	1,250	1,250	1,243
Total Common Shares Outstanding	1,233	1,240	1,240	1,250	1,250	1,243
Book Value Per Share	13.09	12.30	10.81	9.58	8.59	7.58
Tangible Book Value	16,132	15,258	13,399	11,980	10,741	9,426
Tangible Book Value Per Share	13.09	12.30	10.81	9.58	8.59	7.58

Source: S&P Capital IQ. Banks template. Financial Sources.