Bank Albilad (TADAWUL:1140)

Bank Albilad Cash Flow Statement

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	2,807	2,369	2,082	1,687	1,349
Depreciation & Amortization	273.38	298.3	290.41	276.45	260.43
Gain (Loss) on Sale of Assets	-0.17	-0.27	-0.02	2.34	-0.09
Gain (Loss) on Sale of Investments	3.72	-88.1	-10.71	23.05	64.45
Provision for Credit Losses	119.94	340.11	530.45	555.19	694.51
Change in Other Net Operating Assets	-4,745	-19,884	-7,990	-9,650	-5,306
Other Operating Activities	289.19	261.06	191.61	139.67	80.6
Operating Cash Flow	-1,233	-16,696	-4,897	-6,958	-2,845
Capital Expenditures	-453.33	-316.79	-317.02	-158.59	-258.9
Sale of Property, Plant and Equipment	0.17	0.28	0.03	0.58	0.09
Investment in Securities	-3,940	-2,122	-2,729	-2,691	-3,632
Investing Cash Flow	-4,394	-2,439	-3,046	-2,849	-3,891
Long-Term Debt Issued	100	-	-	2,061	-
Long-Term Debt Repaid	-121.44	-184.09	-116.15	-1,177	-114.19
Net Debt Issued (Repaid)	-21.44	-184.09	-116.15	883.67	-114.19
Repurchase of Common Stock	-62.37	-95.49	-	-	-
Common Dividends Paid	-1,125	-500	-	-	-375
Net Increase (Decrease) in Deposit Accounts	8,945	17,988	13,732	9,558	4,447
Other Financing Activities	-251.84	-228.73	-119.52	-70.49	-73.3
Financing Cash Flow	7,484	16,980	13,497	10,371	3,885
Net Cash Flow	1,858	-2,154	5,554	563.33	-2,851
Free Cash Flow	-1,687	-17,013	-5,214	-7,117	-3,104
Free Cash Flow Margin	-30.43%	-341.69%	-112.34%	-177.29%	-87.02%
Free Cash Flow Per Share	-1.36	-13.70	-4.19	-5.72	-2.50
Cash Interest Paid	4,553	3,345	947.4	319.2	453.26

Source: S&P Capital IQ. Banks template. Financial Sources.