Bank Albilad Ratios and Metrics

Market cap in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 3, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	39,780	48,812	45,450	44,450	34,762	21,262
Market Cap Growth	-18.82%	7.40%	2.25%	27.87%	63.49%	5.39%
Last Close Price	26.52	31.99	29.06	28.09	21.96	13.43
PE Ratio	13.08	17.39	19.19	21.35	20.61	15.77
PS Ratio	6.70	8.81	9.13	9.58	8.66	5.96
PB Ratio	1.90	2.92	2.98	3.32	2.90	1.98
Debt / Equity Ratio	0.15	0.21	0.23	0.27	0.29	0.23
Return on Equity (ROE)	16.32%	17.57%	16.53%	16.41%	14.85%	13.37%
Return on Assets (ROA)	1.88%	1.88%	1.74%	1.73%	1.63%	1.48%
Earnings Yield	7.60%	5.75%	5.21%	4.68%	4.85%	6.34%
FCF Yield	-14.03%	-3.45%	-37.43%	-11.73%	-20.47%	-14.60%
Dividend Yield	3.14%	-	1.15%	1.19%	-	-
Payout Ratio	22.33%	40.09%	21.11%	-	-	27.81%
Buyback Yield / Dilution	0.03%	-	0.14%	0.10%	-0.13%	-
Total Shareholder Return	3.23%	-	1.29%	1.29%	-0.13%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.