Bank Albilad (TADAWUL:1140)

Bank Albilad Statistics

Total Valuation

Bank Albilad has a market cap or net worth of SAR 43.17 billion.

Market Cap	43.17B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, October 29, 2025.

Earnings Date	Oct 29, 2025
Ex-Dividend Date	Aug 6, 2025

Share Statistics

Bank Albilad has 1.50 billion shares outstanding. The number of shares has decreased by -0.03% in one year.

Current Share Class	1.50B
Shares Outstanding	1.50B
Shares Change (YoY)	-0.03%
Shares Change (QoQ)	+0.10%
Owned by Insiders (%)	10.78%
Owned by Institutions (%)	5.15%
Float	952.73M

Valuation Ratios

The trailing PE ratio is 14.19 and the forward PE ratio is 13.39. Bank Albilad's PEG ratio is 1.35.

PE Ratio	14.19
Forward PE	13.39
PS Ratio	7.27
PB Ratio	2.06
P/TBV Ratio	2.06
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	1.35

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.56
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 16.32%.

Return on Equity (ROE)	16.32%
Return on Assets (ROA)	1.88%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	1.58M
Profits Per Employee	802,388
Employee Count	3,767
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Bank Albilad has paid 347.08 million in taxes.

Income Tax	347.08M
Effective Tax Rate	10.30%

Stock Price Statistics

The stock price has decreased by -9.88% in the last 52 weeks. The beta is 0.61, so Bank Albilad's price volatility has been lower than the market average.

Beta (5Y)	0.61
52-Week Price Change	-9.88%
50-Day Moving Average	28.08
200-Day Moving Average	28.37
Relative Strength Index (RSI)	49.88
Average Volume (20 Days)	1,463,701

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Bank Albilad had revenue of SAR 5.94 billion and earned 3.02 billion in profits. Earnings per share was 2.03.

Revenue	5.94B
Gross Profit	5.94B
Operating Income	3.37B
Pretax Income	3.37B
Net Income	3.02B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.03

Balance Sheet

The company has 7.72 billion in cash and 3.15 billion in debt, giving a net cash position of 4.58 billion or 3.05 per share.

Cash & Cash Equivalents	7.72B
Total Debt	3.15B
Net Cash	4.58B
Net Cash Per Share	3.05
Equity (Book Value)	20.91B
Book Value Per Share	13.91
Working Capital	-120.32B

Cash Flow

In the last 12 months, operating cash flow was -5.05 billion and capital expenditures -526.70 million, giving a free cash flow of -5.58 billion.

Operating Cash Flow	-5.05B
Capital Expenditures	-526.70M
Free Cash Flow	-5.58B
FCF Per Share	-3.72

Margins

Gross Margin	n/a
Operating Margin	56.74%
Pretax Margin	56.74%
Profit Margin	50.89%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.83, which amounts to a dividend yield of 2.92%.

Dividend Per Share	0.83
Dividend Yield	2.92%
Dividend Growth (YoY)	-46.00%
Years of Dividend Growth	4
Payout Ratio	22.33%
Buyback Yield	0.03%
Shareholder Yield	2.95%
Earnings Yield	7.00%
FCF Yield	-12.92%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 15, 2025. It was a forward split with a ratio of 1.2.

Last Split Date	Apr 15, 2025
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	2