The Saudi National Bank (TADAWUL:1180)
Saudi Arabia · Delayed Price · Currency is SAR 40.86
+0.52 (1.29%)
Aug 6, 2026, 3:18 PM AST
The Saudi National Bank Financials Overview
Financials in millions SAR. Fiscal year is January - December.
Millions SAR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 39,453 | 38,160 | 35,014 | 33,667 | 31,319 | 24,275 |
Revenue Growth | 6.07% | 8.98% | 4.00% | 7.50% | 29.02% | 24.44% |
Net Income Net Income Growth | 24,915 | 23,976 | 20,429 | 19,237 | 18,013 | 12,184 |
Earnings Per Share EPS Growth | 4.19 | 4.03 | 3.43 | 3.23 | 3.02 | 2.23 |
EPS Growth | 12.72% | 17.49% | 6.19% | 6.95% | 35.12% | -18.80% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Operating Income Retail Operating Income Growth | 17,716 | 17,168 | 17,059 | 15,870 | 14,612 | 12,466 |
Wholesale Operating Income Wholesale Operating Income Growth | 17,631 | 17,442 | 15,029 | 13,812 | 13,948 | 12,502 |
Capital Market Operating Income Capital Market Operating Income Growth | 2,247 | 2,422 | 2,282 | 1,796 | 1,870 | 1,577 |
International Operating Income International Operating Income Growth | 2,712 | 2,163 | 1,662 | 3,112 | 2,575 | 1,690 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 104,979 | 84,272 | 73,941 | 83,833 | 40,733 | 61,783 |
Total Debt Total Debt Growth | 249,356 | 260,623 | 217,069 | 192,622 | 94,775 | 52,735 |
Net Cash (Debt) Net Cash Growth | -144,377 | -176,351 | -143,128 | -108,789 | -54,042 | 9,049 |
Net Cash Growth | - | - | - | - | - | -60.52% |
Net Cash Per Share Net Cash Per Share Growth | -24.27 | -29.63 | -24.04 | -18.27 | -9.07 | 1.66 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -47,107 | -52,600 | -35,962 | -997.84 | 8,681 | 26,408 |
Capital Expenditures CapEx Growth | -2,487 | -2,067 | -1,776 | -1,787 | -2,051 | -1,743 |
Free Cash Flow Free Cash Flow Growth | -49,594 | -54,667 | -37,738 | -2,785 | 6,630 | 24,665 |
Free Cash Flow Growth | - | - | - | - | -73.12% | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 63.15% | 62.83% | 58.34% | 57.14% | 57.51% | 50.19% |
FCF Margin | -125.70% | -143.26% | -107.78% | -8.27% | 21.17% | 101.61% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 6, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 2.300 | 2.150 | 1.900 | 1.750 | 1.275 | 1.163 |
Dividend Per Share Growth | 15.00% | 13.16% | 8.57% | 37.26% | 9.68% | 93.75% |
Dividend Yield | 5.70% | 6.00% | 6.37% | 5.33% | 4.10% | 3.02% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 6, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 9.75 | 9.38 | 9.72 | 11.94 | 12.44 | 23.45 |
Forward PE | 9.51 | 9.20 | 9.46 | 11.65 | 11.17 | 16.68 |
P/FCF Ratio | - | - | - | - | 33.81 | 11.58 |
PS Ratio | 6.15 | 5.89 | 5.67 | 6.82 | 7.16 | 11.77 |