The Saudi National Bank (TADAWUL:1180)
Saudi Arabia · Delayed Price · Currency is SAR 43.40
+0.38 (0.88%)
Aug 26, 2026, 3:19 PM AST
The Saudi National Bank Balance Sheet
Financials in millions SAR. Fiscal year is January - December.
Millions SAR. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 43,965 | 26,082 | 21,002 | 40,480 | 20,158 | 52,873 |
Investment Securities | 286,923 | 288,705 | 266,923 | 247,080 | 258,538 | 242,880 |
Trading Asset Securities | 61,015 | 58,190 | 52,939 | 43,353 | 20,574 | 8,910 |
Total Investments | 347,938 | 346,895 | 319,862 | 290,433 | 279,112 | 251,790 |
Gross Loans | 747,084 | 745,045 | 673,148 | 620,414 | 564,992 | 517,784 |
Allowance for Loan Losses | -7,522 | -7,356 | -10,405 | -10,275 | -11,408 | -11,017 |
Other Adjustments to Gross Loans | - | -8,378 | -8,490 | -8,611 | -8,273 | -9,199 |
Net Loans | 739,563 | 729,311 | 654,252 | 601,527 | 545,311 | 497,568 |
Property, Plant & Equipment | 14,529 | 11,483 | 10,811 | 10,116 | 9,962 | 9,429 |
Goodwill | 34,007 | 34,007 | 34,007 | 34,007 | 34,007 | 34,007 |
Other Intangible Assets | 4,512 | 7,472 | 7,824 | 8,486 | 8,948 | 9,476 |
Other Receivables | 2,799 | 5,681 | 7,604 | 6,895 | 3,967 | 5,581 |
Restricted Cash | 43,214 | 36,131 | 34,603 | 34,687 | 33,983 | 34,189 |
Other Current Assets | - | 7,125 | 9,914 | 5,245 | 6,152 | 13,252 |
Other Real Estate Owned & Foreclosed | - | 790.42 | 764.1 | 702.6 | 556.83 | 706.31 |
Other Long-Term Assets | 14,162 | 5,054 | 3,512 | 4,502 | 3,340 | 5,276 |
Total Assets | 1,244,688 | 1,210,032 | 1,104,155 | 1,037,081 | 945,496 | 914,147 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | - | 7,329 | 8,345 | 7,571 | 8,441 | 10,223 |
Interest Bearing Deposits | 285,493 | 255,214 | 246,885 | 193,994 | 227,235 | 208,624 |
Non-Interest Bearing Deposits | 476,822 | 469,071 | 423,277 | 450,337 | 431,497 | 462,386 |
Total Deposits | 762,315 | 724,285 | 670,162 | 644,331 | 658,732 | 671,010 |
Short-Term Borrowings | 106,651 | 196,354 | 175,451 | 171,116 | 79,966 | 44,540 |
Current Portion of Long-Term Debt | - | 1,968 | 2,497 | 6,770 | 2,544 | 275.89 |
Current Portion of Leases | - | 164.44 | 180.68 | 268.42 | 612.24 | 603.35 |
Current Income Taxes Payable | - | 2,911 | 2,647 | 2,439 | 2,479 | 2,399 |
Long-Term Debt | 142,705 | 61,693 | 37,980 | 13,535 | 10,443 | 5,837 |
Long-Term Leases | - | 444.13 | 959.43 | 933.44 | 1,210 | 1,479 |
Pension & Post-Retirement Benefits | - | 1,890 | 1,799 | 1,502 | 1,452 | 1,838 |
Other Long-Term Liabilities | 18,156 | 9,167 | 10,858 | 11,988 | 12,841 | 13,174 |
Total Liabilities | 1,029,828 | 1,006,204 | 910,879 | 860,452 | 778,719 | 751,378 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 60,000 | 60,000 | 60,000 | 60,000 | 44,780 | 44,780 |
Additional Paid-In Capital | 63,702 | 63,702 | 63,702 | 63,702 | 63,702 | 63,702 |
Retained Earnings | 80,667 | 74,444 | 60,833 | 50,272 | 57,986 | 48,504 |
Treasury Stock | -2,442 | -2,586 | -2,099 | -2,203 | -2,028 | -2,138 |
Comprehensive Income & Other | 12,408 | 7,719 | 10,130 | 4,133 | 1,533 | 7,350 |
Total Common Equity | 214,335 | 203,279 | 192,565 | 175,905 | 165,973 | 162,198 |
Minority Interest | 525.62 | 548.74 | 709.82 | 723.84 | 804.5 | 571.57 |
Shareholders' Equity | 214,860 | 203,827 | 193,275 | 176,629 | 166,778 | 162,770 |
Total Liabilities & Equity | 1,244,688 | 1,210,032 | 1,104,155 | 1,037,081 | 945,496 | 914,147 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 249,356 | 260,623 | 217,069 | 192,622 | 94,775 | 52,735 |
Net Cash (Debt) | -144,377 | -176,351 | -143,128 | -108,789 | -54,042 | 9,049 |
Net Cash Growth | - | - | - | - | - | -60.52% |
Net Cash Per Share | -24.27 | -29.63 | -24.04 | -18.27 | -9.07 | 1.66 |
Filing Date Shares Outstanding | 5,935 | 5,931 | 5,945 | 5,942 | 5,918 | 5,914 |
Total Common Shares Outstanding | 5,935 | 5,931 | 5,945 | 5,942 | 5,918 | 5,914 |
Book Value Per Share | 32.21 | 31.30 | 28.83 | 27.05 | 25.43 | 25.36 |
Tangible Book Value | 175,816 | 161,800 | 150,734 | 133,412 | 123,018 | 118,715 |
Tangible Book Value Per Share | 25.72 | 24.30 | 21.79 | 19.90 | 18.17 | 18.01 |