The Saudi National Bank Ratios and Metrics

Market cap in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	235,935	224,856	198,563	229,737	224,132	285,663
Market Cap Growth	21.74%	13.24%	-13.57%	2.50%	-21.54%	120.36%
Last Close Price	39.78	36.89	30.74	33.83	32.03	39.70
PE Ratio	9.67	9.38	9.72	11.94	12.44	23.45
PS Ratio	6.08	5.89	5.67	6.82	7.16	11.77
PB Ratio	1.16	1.10	1.03	1.30	1.34	1.76
P/FCF Ratio	-	-	-	-	33.81	11.58
P/OCF Ratio	-	-	-	-	25.82	10.82
Debt / Equity Ratio	1.28	1.28	1.12	1.09	0.57	0.32
Debt / FCF Ratio	-	-	-	-	14.30	2.14
Net Debt / Equity Ratio	0.87	0.87	0.74	0.62	0.32	-0.06
Net Debt / FCF Ratio	-	-3.23	-3.79	-39.06	8.15	-0.37
Return on Equity (ROE)	-	12.59%	11.40%	11.71%	11.37%	10.52%
Return on Assets (ROA)	-	2.16%	1.97%	2.03%	2.01%	1.69%
Earnings Yield	10.33%	11.12%	10.67%	8.71%	8.29%	4.44%
FCF Yield	-	-24.31%	-19.01%	-1.21%	2.96%	8.63%
Dividend Yield	5.78%	5.83%	6.18%	5.17%	3.98%	2.93%
Payout Ratio	-	47.98%	50.96%	38.91%	48.20%	51.25%
Buyback Yield / Dilution	0.52%	0.03%	0.05%	0.01%	-9.44%	-36.24%
Total Shareholder Return	6.30%	5.86%	6.23%	5.18%	-5.46%	-33.31%

Updated Mar 31, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.