The Saudi National Bank (TADAWUL: 1180)

The Saudi National Bank Balance Sheet

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	44,074	40,480	20,158	52,873	41,892	32,675
Investment Securities	265,703	269,375	258,538	242,880	136,338	73,801
Trading Asset Securities	48,157	21,304	20,574	8,910	16,855	65,990
Total Investments	313,860	290,679	279,112	251,790	153,192	139,791
Gross Loans	666,501	620,414	564,992	517,784	365,811	300,965
Allowance for Loan Losses	-11,193	-10,275	-11,408	-11,017	-8,791	-7,362
Other Adjustments to Gross Loans	-	-8,611	-8,273	-9,199	-10,315	-11,759
Net Loans	655,308	601,527	545,311	497,568	346,705	281,843
Property, Plant & Equipment	12,646	10,116	9,962	9,429	6,285	6,227
Goodwill	34,007	34,007	34,007	34,007	-	-
Other Intangible Assets	5,947	8,486	8,948	9,476	1,083	939.48
Other Receivables	6,713	6,895	3,967	5,581	5,524	9,544
Restricted Cash	35,304	34,687	33,983	34,189	23,045	19,729
Other Current Assets	-	5,245	6,152	13,252	11,964	8,832
Other Real Estate Owned & Foreclosed	-	702.6	556.83	706.31	964.56	1,283
Other Long-Term Assets	16,748	4,256	3,340	5,276	8,789	5,955
Total Assets	1,124,608	1,037,081	945,496	914,147	599,443	506,819
Accrued Expenses	-	7,571	8,441	10,223	5,638	5,920
Interest Bearing Deposits	260,225	224,517	227,235	208,624	145,061	121,665
Non-Interest Bearing Deposits	457,418	450,337	431,497	462,386	323,832	256,714
Total Deposits	717,643	674,854	658,732	671,010	468,893	378,378
Short-Term Borrowings	104,191	147,008	79,966	44,540	32,298	43,279
Current Portion of Long-Term Debt	-	5,153	2,544	275.89	-	81.26
Current Portion of Leases	-	268.42	612.24	603.35	306.84	297.71
Current Income Taxes Payable	-	2,211	2,479	2,399	1,400	1,457
Long-Term Debt	95,553	8,736	10,443	5,837	1,773	934.84
Long-Term Leases	-	933.44	1,210	1,479	1,448	1,527
Pension & Post-Retirement Benefits	-	1,502	1,452	1,838	1,427	1,204
Other Long-Term Liabilities	23,381	12,216	12,841	13,174	6,045	4,397
Total Liabilities	940,768	860,452	778,719	751,378	519,228	437,476
Common Stock	60,000	60,000	44,780	44,780	30,000	30,000
Additional Paid-In Capital	63,702	63,702	63,702	63,702	-	-
Retained Earnings	55,249	50,272	57,986	48,504	42,771	35,426
Treasury Stock	-2,099	-2,203	-2,028	-2,138	-371.07	-357.97
Comprehensive Income & Other	6,228	4,133	1,533	7,350	7,010	3,374
Total Common Equity	183,080	175,905	165,973	162,198	79,410	68,443
Minority Interest	759.5	723.84	804.5	571.57	804.89	900.25
Shareholders' Equity	183,839	176,629	166,778	162,770	80,215	69,343
Total Liabilities & Equity	1,124,608	1,037,081	945,496	914,147	599,443	506,819
Total Debt	199,744	162,099	94,775	52,735	35,826	46,120
Net Cash (Debt)	-107,513	-100,315	-54,042	9,049	22,921	52,545
Net Cash Growth	-	-	-	-60.52%	-56.38%	-
Net Cash Per Share	-18.05	-16.84	-9.07	1.66	5.74	13.16
Filing Date Shares Outstanding	5,945	5,942	5,918	5,914	3,987	3,988
Total Common Shares Outstanding	5,945	5,942	5,918	5,914	3,987	3,988
Book Value Per Share	28.24	27.05	25.43	25.36	17.36	15.41
Tangible Book Value	143,126	133,412	123,018	118,715	78,327	67,503
Tangible Book Value Per Share	21.52	19.90	18.17	18.01	17.09	15.17

Source: S&P Capital IQ. Banks template. Financial Sources.