Gulf Union Alahlia Cooperative Insurance Company (TADAWUL:8120)

TADAWUL:8120 Cash Flow Statement

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	-79.28	43.65	125.04	-18.3	-141.19	-45.58
Depreciation & Amortization	12.31	11.11	11	10.37	10.33	2.51
Other Amortization	7.17	7.17	5.77	3.72	3	1.91
Gain (Loss) on Sale of Investments	-3.7	1.06	-12.13	9.99	-0.14	-1.21
Change in Accounts Receivable	-	-	-	-	46.58	14.25
Reinsurance Recoverable	-0.23	-11.33	24.36	31.81	5.35	6.45
Change in Accounts Payable	-	-	-	-	45.24	6.34
Change in Unearned Revenue	-	-	-	-	-118.08	8.16
Change in Insurance Reserves / Liabilities	111.19	62.46	-1.4	-111.53	11.97	29.73
Change in Other Net Operating Assets	-37.49	-8.9	8.29	20.82	-16.34	-9.29
Other Operating Activities	-43.84	-40.36	-22.08	-18.44	-19.03	-9.86
Operating Cash Flow	-33.87	64.86	138.84	-71.57	-158.35	17.5
Operating Cash Flow Growth	-	-53.29%	-	-	-	-24.03%
Capital Expenditures	-0.43	-2	-3.37	-0.9	-0.99	-2.28
Purchase / Sale of Intangible Assets	-5	-12.86	-7.86	-10.96	-3.77	-3.87
Cash Acquisitions	-	-	-	-	-	147.36
Investment in Securities	78.94	-59.05	-178.78	-133.01	81.2	-57.55
Other Investing Activities	12.27	11.39	8.3	-22.74	18.45	13.79
Investing Cash Flow	85.79	-62.52	-181.72	-167.61	94.9	97.45
Total Debt Repaid	-4.51	-3.05	-1.8	-1.76	-1.02	-2.24
Net Debt Issued (Repaid)	-4.51	-3.05	-1.8	-1.76	-1.02	-2.24
Issuance of Common Stock	-	-	-	226.54	-	-
Other Financing Activities	-0.43	-0.43	-0.53	-0.27	-0.05	-0.06
Financing Cash Flow	-4.94	-3.48	-2.33	224.52	-1.08	-2.3
Net Cash Flow	46.98	-1.14	-45.2	-14.66	-64.53	112.65
Free Cash Flow	-34.3	62.85	135.47	-72.46	-159.33	15.22
Free Cash Flow Growth	-	-53.60%	-	-	-	-28.51%
Free Cash Flow Margin	-3.56%	7.97%	20.61%	-14.07%	-26.16%	3.10%
Free Cash Flow Per Share	-0.75	1.37	2.95	-1.88	-6.94	0.98
Cash Interest Paid	0.43	0.43	0.53	0.27	0.05	0.06
Levered Free Cash Flow	-73.13	-43.85	-129.05	-726.74	22.34	149.64
Unlevered Free Cash Flow	-72.86	-43.58	-128.72	-726.58	22.73	150.06
Change in Working Capital	73.46	42.23	31.25	-58.9	-13.94	60.77

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.