Gulf Union Alahlia Cooperative Insurance Company (TADAWUL:8120)

TADAWUL:8120 Cash Flow Statement

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	-39.48	-83.63	43.65	125.04	-18.3	-141.19
Depreciation & Amortization	11.82	11.27	11.11	11	10.37	10.33
Other Amortization	8.46	8.46	7.17	5.77	3.72	3
Gain (Loss) on Sale of Investments	-7.2	-4.13	1.06	-12.13	9.99	-0.14
Change in Accounts Receivable	-	-	-	-	-	46.58
Reinsurance Recoverable	-19.79	-15.72	-11.33	24.36	31.81	5.35
Change in Accounts Payable	-	-	-	-	-	45.24
Change in Unearned Revenue	-	-	-	-	-	-118.08
Change in Insurance Reserves / Liabilities	-10.9	25.27	62.46	-1.4	-111.53	11.97
Change in Other Net Operating Assets	-3.87	1.42	-8.9	8.29	20.82	-16.34
Other Operating Activities	-33.84	-32.09	-40.36	-22.08	-18.44	-19.03
Operating Cash Flow	-94.8	-89.15	64.86	138.84	-71.57	-158.35
Operating Cash Flow Growth	-	-	-53.29%	-	-	-
Capital Expenditures	-0.51	-0.47	-2	-3.37	-0.9	-0.99
Purchase / Sale of Intangible Assets	-2.83	-2.95	-12.86	-7.86	-10.96	-3.77
Investment in Securities	144.76	86.9	-59.05	-178.78	-133.01	81.2
Other Investing Activities	9.63	8.93	11.39	8.3	-22.74	18.45
Investing Cash Flow	151.04	92.41	-62.52	-181.72	-167.61	94.9
Total Debt Repaid	-2.55	-3.97	-3.05	-1.8	-1.76	-1.02
Net Debt Issued (Repaid)	-2.55	-3.97	-3.05	-1.8	-1.76	-1.02
Issuance of Common Stock	-	-	-	-	226.54	-
Other Financing Activities	-0.41	-0.44	-0.43	-0.53	-0.27	-0.05
Financing Cash Flow	-2.97	-4.41	-3.48	-2.33	224.52	-1.08
Net Cash Flow	53.28	-1.14	-1.14	-45.2	-14.66	-64.53
Free Cash Flow	-95.31	-89.61	62.85	135.47	-72.46	-159.33
Free Cash Flow Growth	-	-	-53.60%	-	-	-
Free Cash Flow Margin	-10.21%	-9.60%	8.48%	20.61%	-14.07%	-26.16%
Free Cash Flow Per Share	-2.07	-1.95	1.37	2.95	-1.88	-6.94
Cash Interest Paid	0.44	0.44	0.43	0.53	0.27	0.05
Levered Free Cash Flow	317.63	-9.25	-43.85	-129.05	-726.74	22.34
Unlevered Free Cash Flow	317.89	-8.97	-43.58	-128.72	-726.58	22.73
Change in Working Capital	-34.56	10.97	42.23	31.25	-58.9	-13.94

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.