Gulf Union Alahlia Cooperative Insurance Company (TADAWUL:8120)

Saudi Arabia · Delayed Price · Currency is SAR

12.36

+0.16 (1.31%)

Oct 15, 2026, 3:10 PM AST

TADAWUL:8120 Ratios and Metrics

Market cap in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	567	483	715	745	391	380
Market Cap Growth	-6.58%	-32.48%	-4.06%	90.61%	3.02%	-18.92%
Enterprise Value	513	425	707	697	306	266

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	-	-	16.38	5.96	-	-
PS Ratio	0.65	0.52	0.97	1.13	0.76	0.62
PB Ratio	0.99	0.85	1.14	1.36	0.94	2.88
P/FCF Ratio	-	-	11.38	5.50	-	-
P/OCF Ratio	-	-	11.03	5.37	-	-

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	0.59	0.46	0.95	1.06	0.60	0.44
EV/EBITDA Ratio	91.02	-	11.81	5.15	-	-
EV/EBIT Ratio	-	-	13.60	5.46	-	-
EV/FCF Ratio	-	-	11.25	5.15	-	-

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	0.01	0.01	0.01	0.02	0.02	0.05
Debt / EBITDA Ratio	0.57	-	0.14	0.08	-	-
Debt / FCF Ratio	-	-	0.14	0.08	-	-
Net Debt / Equity Ratio	-0.09	-0.08	-0.07	-0.08	-0.22	-0.82
Net Debt / EBITDA Ratio	-22.65	0.72	-0.76	-0.32	10.76	0.83
Net Debt / FCF Ratio	0.45	0.52	-0.72	-0.32	1.29	0.68
Quick Ratio	10.76	12.52	12.34	9.23	4.66	0.37
Current Ratio	15.71	16.69	15.87	11.69	7.10	0.62
Asset Turnover	0.77	0.79	0.66	0.65	0.55	0.59
Return on Equity (ROE)	-2.49%	-13.99%	7.43%	25.96%	-6.69%	-69.83%
Return on Assets (ROA)	-0.22%	-3.84%	2.87%	7.92%	-1.07%	-8.37%
Return on Invested Capital (ROIC)	-0.69%	-11.96%	7.37%	25.59%	-5.72%	-66.20%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	-2.49%	-17.32%	6.10%	16.78%	-4.68%	-37.20%
FCF Yield	-21.38%	-18.56%	8.79%	18.18%	-18.53%	-41.98%
Buyback Yield / Dilution	-	-	-	-19.09%	-67.94%	-47.42%