Gulf Union Alahlia Cooperative Insurance Company (TADAWUL:8120)

TADAWUL:8120 Statistics

Total Valuation

TADAWUL:8120 has a market cap or net worth of SAR 540.64 million. The enterprise value is 450.41 million.

Market Cap	540.64M
Enterprise Value	450.41M

Important Dates

The next estimated earnings date is Tuesday, August 11, 2026.

Earnings Date	Aug 11, 2026
Ex-Dividend Date	n/a

Share Statistics

TADAWUL:8120 has 45.89 million shares outstanding. The number of shares has increased by 0.37% in one year.

Current Share Class	45.89M
Shares Outstanding	45.89M
Shares Change (YoY)	+0.37%
Shares Change (QoQ)	+1.59%
Owned by Insiders (%)	14.31%
Owned by Institutions (%)	6.21%
Float	32.14M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	0.58
PB Ratio	0.94
P/TBV Ratio	1.14
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	-11.41
EV / Sales	0.48
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	-4.73

Financial Position

The company has a current ratio of 10.17, with a Debt / Equity ratio of 0.01.

Current Ratio	10.17
Quick Ratio	5.42
Debt / Equity	0.01
Debt / EBITDA	n/a
Debt / FCF	-0.06
Interest Coverage	-71.42

Financial Efficiency

Return on equity (ROE) is -6.78% and return on invested capital (ROIC) is -5.11%.

Return on Equity (ROE)	-6.78%
Return on Assets (ROA)	-1.56%
Return on Invested Capital (ROIC)	-5.11%
Return on Capital Employed (ROCE)	-2.62%
Weighted Average Cost of Capital (WACC)	7.55%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.79
Inventory Turnover	n/a

Taxes

In the past 12 months, TADAWUL:8120 has paid 9.60 million in taxes.

Income Tax	9.60M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -21.47% in the last 52 weeks. The beta is 0.60, so TADAWUL:8120's price volatility has been lower than the market average.

Beta (5Y)	0.60
52-Week Price Change	-21.47%
50-Day Moving Average	10.84
200-Day Moving Average	11.43
Relative Strength Index (RSI)	62.43
Average Volume (20 Days)	345,562

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TADAWUL:8120 had revenue of SAR 933.45 million and -39.48 million in losses. Loss per share was -0.86.

Revenue	933.45M
Gross Profit	-35.24M
Operating Income	-29.47M
Pretax Income	-29.88M
Net Income	-39.48M
EBITDA	-21.69M
EBIT	-29.47M
Loss Per Share	-0.86

Balance Sheet

The company has 241.33 million in cash and 5.50 million in debt, with a net cash position of 90.23 million or 1.97 per share.

Cash & Cash Equivalents	241.33M
Total Debt	5.50M
Net Cash	90.23M
Net Cash Per Share	1.97
Equity (Book Value)	573.14M
Book Value Per Share	12.29
Working Capital	408.56M

Cash Flow

In the last 12 months, operating cash flow was -94.80 million and capital expenditures -512,235, giving a free cash flow of -95.31 million.

Operating Cash Flow	-94.80M
Capital Expenditures	-512,235
Depreciation & Amortization	n/a
Net Borrowing	-2.55M
Free Cash Flow	-95.31M
FCF Per Share	-2.08

Margins

Gross margin is -3.78%, with operating and profit margins of -3.16% and -4.23%.

Gross Margin	-3.78%
Operating Margin	-3.16%
Pretax Margin	-3.20%
Profit Margin	-4.23%
EBITDA Margin	-2.32%
EBIT Margin	-3.16%
FCF Margin	n/a

Dividends & Yields

TADAWUL:8120 does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.37%
Shareholder Yield	-0.37%
Earnings Yield	-7.30%
FCF Yield	-17.63%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on May 21, 2017. It was a reverse split with a ratio of 0.681821281.

Last Split Date	May 21, 2017
Split Type	Reverse
Split Ratio	0.681821281

Scores

Altman Z-Score	n/a
Piotroski F-Score	1