Gulf Union Alahlia Cooperative Insurance Company (TADAWUL:8120)

TADAWUL:8120 Statistics

Total Valuation

TADAWUL:8120 has a market cap or net worth of SAR 564.97 million. The enterprise value is 547.78 million.

Market Cap	564.97M
Enterprise Value	547.78M

Important Dates

The next estimated earnings date is Sunday, November 9, 2025.

Earnings Date	Nov 9, 2025
Ex-Dividend Date	n/a

Share Statistics

TADAWUL:8120 has 45.89 million shares outstanding.

Current Share Class	45.89M
Shares Outstanding	45.89M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	1.11%
Owned by Institutions (%)	1.04%
Float	38.19M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	0.61
PB Ratio	1.00
P/TBV Ratio	1.23
P/FCF Ratio	37.26
P/OCF Ratio	35.50
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	-10.78
EV / Sales	0.59
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	36.13

Financial Position

The company has a current ratio of 20.72, with a Debt / Equity ratio of 0.01.

Current Ratio	20.72
Quick Ratio	15.55
Debt / Equity	0.01
Debt / EBITDA	n/a
Debt / FCF	0.45
Interest Coverage	-88.50

Financial Efficiency

Return on equity (ROE) is -8.93% and return on invested capital (ROIC) is -4.49%.

Return on Equity (ROE)	-8.93%
Return on Assets (ROA)	-2.32%
Return on Invested Capital (ROIC)	-4.49%
Return on Capital Employed (ROCE)	-3.64%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.83
Inventory Turnover	n/a

Taxes

In the past 12 months, TADAWUL:8120 has paid 8.90 million in taxes.

Income Tax	8.90M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -20.92% in the last 52 weeks. The beta is 0.86, so TADAWUL:8120's price volatility has been lower than the market average.

Beta (5Y)	0.86
52-Week Price Change	-20.92%
50-Day Moving Average	12.81
200-Day Moving Average	14.56
Relative Strength Index (RSI)	33.56
Average Volume (20 Days)	96,980

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TADAWUL:8120 had revenue of SAR 926.11 million and -50.81 million in losses. Loss per share was -1.11.

Revenue	926.11M
Gross Profit	33.29M
Operating Income	-41.45M
Pretax Income	-41.91M
Net Income	-50.81M
EBITDA	-33.19M
EBIT	-41.45M
Loss Per Share	-1.11

Balance Sheet

The company has 521.66 million in cash and 6.90 million in debt, giving a net cash position of 17.18 million or 0.37 per share.

Cash & Cash Equivalents	521.66M
Total Debt	6.90M
Net Cash	17.18M
Net Cash Per Share	0.37
Equity (Book Value)	563.95M
Book Value Per Share	12.29
Working Capital	661.42M

Cash Flow

In the last 12 months, operating cash flow was 15.92 million and capital expenditures -753,032, giving a free cash flow of 15.16 million.

Operating Cash Flow	15.92M
Capital Expenditures	-753,032
Free Cash Flow	15.16M
FCF Per Share	0.33

Margins

Gross margin is 3.59%, with operating and profit margins of -4.48% and -5.49%.

Gross Margin	3.59%
Operating Margin	-4.48%
Pretax Margin	-4.53%
Profit Margin	-5.49%
EBITDA Margin	-3.58%
EBIT Margin	-4.48%
FCF Margin	1.64%

Dividends & Yields

TADAWUL:8120 does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	-8.99%
FCF Yield	2.68%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on May 21, 2017. It was a reverse split with a ratio of 0.681821281.

Last Split Date	May 21, 2017
Split Type	Reverse
Split Ratio	0.681821281

Scores

Altman Z-Score	n/a
Piotroski F-Score	4