Gulf Union Alahlia Cooperative Insurance Company (TADAWUL:8120)

TADAWUL:8120 Statistics

Total Valuation

TADAWUL:8120 has a market cap or net worth of SAR 707.70 million. The enterprise value is 672.50 million.

Market Cap	707.70M
Enterprise Value	672.50M

Important Dates

The last earnings date was Monday, May 19, 2025.

Earnings Date	May 19, 2025
Ex-Dividend Date	n/a

Share Statistics

TADAWUL:8120 has 45.89 million shares outstanding.

Current Share Class	45.89M
Shares Outstanding	45.89M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	1.11%
Owned by Institutions (%)	1.02%
Float	38.19M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	0.83
PB Ratio	1.20
P/TBV Ratio	1.47
P/FCF Ratio	11.19
P/OCF Ratio	11.05
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 122.32, with an EV/FCF ratio of 10.64.

EV / Earnings	-42.44
EV / Sales	0.79
EV / EBITDA	122.32
EV / EBIT	n/a
EV / FCF	10.64

Financial Position

The company has a current ratio of 19.57, with a Debt / Equity ratio of 0.01.

Current Ratio	19.57
Quick Ratio	14.79
Debt / Equity	0.01
Debt / EBITDA	1.32
Debt / FCF	0.11
Interest Coverage	-13.46

Financial Efficiency

Return on equity (ROE) is -2.73% and return on invested capital (ROIC) is -0.59%.

Return on Equity (ROE)	-2.73%
Return on Assets (ROA)	-0.31%
Return on Invested Capital (ROIC)	-0.59%
Return on Capital Employed (ROCE)	-0.48%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.76
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -23.44% in the last 52 weeks. The beta is 0.78, so TADAWUL:8120's price volatility has been lower than the market average.

Beta (5Y)	0.78
52-Week Price Change	-23.44%
50-Day Moving Average	14.52
200-Day Moving Average	15.60
Relative Strength Index (RSI)	68.72
Average Volume (20 Days)	169,465

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TADAWUL:8120 had revenue of SAR 854.80 million and -15.85 million in losses. Loss per share was -0.35.

Revenue	854.80M
Gross Profit	59.61M
Operating Income	-5.58M
Pretax Income	-5.99M
Net Income	-15.85M
EBITDA	2.24M
EBIT	-5.58M
Loss Per Share	-0.35

Balance Sheet

The company has 537.04 million in cash and 7.26 million in debt, giving a net cash position of 35.20 million or 0.77 per share.

Cash & Cash Equivalents	537.04M
Total Debt	7.26M
Net Cash	35.20M
Net Cash Per Share	0.77
Equity (Book Value)	591.83M
Book Value Per Share	12.90
Working Capital	674.65M

Cash Flow

In the last 12 months, operating cash flow was 64.06 million and capital expenditures -826,667, giving a free cash flow of 63.23 million.

Operating Cash Flow	64.06M
Capital Expenditures	-826,667
Free Cash Flow	63.23M
FCF Per Share	1.38

Margins

Gross margin is 6.97%, with operating and profit margins of -0.65% and -1.85%.

Gross Margin	6.97%
Operating Margin	-0.65%
Pretax Margin	-0.70%
Profit Margin	-1.85%
EBITDA Margin	0.26%
EBIT Margin	-0.65%
FCF Margin	7.40%

Dividends & Yields

TADAWUL:8120 does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	-2.24%
FCF Yield	8.93%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on May 21, 2017. It was a reverse split with a ratio of 0.681821281.

Last Split Date	May 21, 2017
Split Type	Reverse
Split Ratio	0.681821281

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a