Israel Discount Bank Income Statement

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	-	22,147	20,712	11,700	7,491
Interest Paid on Deposits	-	11,308	9,776	3,007	962
Net Interest Income	2,273	10,839	10,936	8,693	6,529
Net Interest Income Growth (YoY)	-79.03%	-0.89%	25.80%	33.14%	10.70%
Gain (Loss) on Sale of Assets	-	24	415	421	52
Gain (Loss) on Sale of Investments	-	448	-137	-26	524
Other Non-Interest Income	782	4,667	4,860	3,856	3,386
Total Non-Interest Income	782	5,139	5,138	4,251	3,962
Non-Interest Income Growth (YoY)	-84.78%	0.02%	20.87%	7.29%	-1.12%
Revenues Before Loan Losses	3,055	15,978	16,074	12,944	10,491
Provision for Loan Losses	141	702	1,502	407	-693
Revenue	2,914	15,276	14,572	12,537	11,184
Revenue Growth (YoY)	-80.92%	4.83%	16.23%	12.10%	36.61%
Salaries and Employee Benefits	906	3,867	3,826	3,557	3,464
Occupancy Expenses	343	1,524	1,397	1,232	1,187
Selling, General & Administrative	-	337	349	340	232
Other Non-Interest Expense	563	2,596	2,382	2,083	1,971
Total Non-Interest Expense	1,812	8,291	7,965	7,185	6,834
EBT Excluding Unusual Items	1,102	6,985	6,607	5,352	4,350
Other Unusual Items	-	-5	-12	-5	-4
Pretax Income	1,102	6,980	6,595	5,347	4,346
Income Tax Expense	313	2,629	2,316	1,806	1,516
Earnings From Continuing Operations	789	4,351	4,279	3,541	2,830
Minority Interest in Earnings	67	-70	-87	-46	-57
Net Income	856	4,281	4,192	3,495	2,773
Net Income to Common	856	4,281	4,192	3,495	2,773
Net Income Growth	-80.01%	2.12%	19.94%	26.04%	184.41%
Basic Shares Outstanding	-	1,237	1,237	1,219	1,164
Diluted Shares Outstanding	-	1,364	1,237	1,219	1,164
Shares Change (YoY)	-	10.23%	1.44%	4.76%	-
EPS (Basic)	-	3.46	3.39	2.87	2.38
EPS (Diluted)	-	3.14	3.39	2.87	2.38
EPS Growth	-	-7.34%	18.24%	20.31%	184.41%
Dividend Per Share	1.430	1.040	0.843	0.565	0.215
Dividend Growth	37.52%	23.27%	49.25%	162.89%	-
Effective Tax Rate	28.40%	37.66%	35.12%	33.78%	34.88%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.