Israel Discount Bank Income Statement

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	22,214	21,127	19,744	11,700	7,491
Interest Paid on Deposits	12,213	11,198	9,634	3,007	962
Net Interest Income	10,001	9,929	10,110	8,693	6,529
Net Interest Income Growth (YoY)	0.73%	-1.79%	16.30%	33.14%	10.70%
Gain (Loss) on Sale of Assets	52	-	118	421	52
Gain (Loss) on Sale of Investments	445	423	-137	-26	524
Other Non-Interest Income	2,816	2,879	3,262	3,856	3,386
Total Non-Interest Income	3,313	3,302	3,243	4,251	3,962
Non-Interest Income Growth (YoY)	0.33%	1.82%	-23.71%	7.29%	-1.12%
Revenues Before Loan Losses	13,314	13,231	13,353	12,944	10,491
Provision for Loan Losses	450	442	1,217	407	-693
Revenue	12,864	12,789	12,136	12,537	11,184
Revenue Growth (YoY)	0.59%	5.38%	-3.20%	12.10%	36.61%
Salaries and Employee Benefits	3,452	3,446	3,402	3,557	3,464
Occupancy Expenses	1,319	1,287	1,245	1,232	1,187
Selling, General & Administrative	180	158	179	340	232
Other Non-Interest Expense	1,580	1,308	1,287	2,083	1,971
Total Non-Interest Expense	6,486	6,166	6,126	7,185	6,834
EBT Excluding Unusual Items	6,378	6,623	6,010	5,352	4,350
Other Unusual Items	-25	-5	-12	-5	-4
Pretax Income	6,353	6,618	5,998	5,347	4,346
Income Tax Expense	2,329	2,538	2,168	1,806	1,516
Earnings From Continuing Operations	4,024	4,080	3,830	3,541	2,830
Earnings From Discontinued Operations	138	186	323	-	-
Minority Interest in Earnings	-22	15	39	-46	-57
Net Income	4,140	4,281	4,192	3,495	2,773
Net Income to Common	4,140	4,281	4,192	3,495	2,773
Net Income Growth	-3.29%	2.12%	19.94%	26.04%	184.41%
Basic Shares Outstanding	1,231	1,237	1,237	1,219	1,164
Diluted Shares Outstanding	1,234	1,237	1,237	1,219	1,164
Shares Change (YoY)	-0.26%	0.03%	1.44%	4.76%	-
EPS (Basic)	3.36	3.46	3.39	2.87	2.38
EPS (Diluted)	3.36	3.46	3.39	2.87	2.38
EPS Growth	-2.85%	2.11%	18.24%	20.31%	184.41%
Dividend Per Share	1.430	1.040	0.843	0.565	0.215
Dividend Growth	37.53%	23.26%	49.25%	162.89%	-
Effective Tax Rate	36.66%	38.35%	36.14%	33.78%	34.88%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.