Israel Discount Bank Limited (TLV:DSCT)
Israel · Delayed Price · Currency is ILS · Price in ILA 3,150.00
+9.00 (0.29%)
Jul 30, 2026, 10:40 AM IDT
Israel Discount Bank Cash Flow Statement
Financials in millions ILS. Fiscal year is January - December.
Millions ILS. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 4,034 | 4,140 | 4,281 | 4,192 | 3,495 | 2,773 |
Depreciation & Amortization | 276 | 314 | 370 | 623 | 579 | 538 |
Other Amortization | 372 | 372 | 343 | - | - | - |
Gain (Loss) on Sale of Assets | -22 | -52 | -12 | -415 | -421 | -52 |
Gain (Loss) on Sale of Investments | -542 | -404 | -363 | 124 | -62 | -496 |
Total Asset Writedown | - | - | 6 | - | - | - |
Provision for Credit Losses | 923 | 784 | 464 | 1,463 | 407 | -693 |
Change in Trading Asset Securities | -11,219 | -5,116 | -1,963 | -5,184 | -7,040 | 906 |
Change in Other Net Operating Assets | 7,843 | 6,622 | 867 | 1,002 | 2,853 | 1,079 |
Other Operating Activities | 6 | 17 | 235 | 166 | -757 | 402 |
Operating Cash Flow | 1,664 | 6,671 | 4,233 | 2,013 | -946 | 4,457 |
Operating Cash Flow Growth | 0.85% | 57.59% | 110.28% | - | - | -36.81% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -703 | -701 | -836 | -1,194 | -1,064 | -977 |
Sale of Property, Plant and Equipment | 30 | 65 | 1 | 424 | 521 | 61 |
Investment in Securities | -4,499 | -7,599 | -4,885 | -8,618 | 1,026 | -3,535 |
Income (Loss) Equity Investments | -21 | -19 | -2 | 29 | -1 | -1 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -22,357 | -24,200 | -21,226 | -20,778 | -30,251 | -22,048 |
Other Investing Activities | 58 | 58 | 237 | 103 | 1,511 | 996 |
Investing Cash Flow | -27,471 | -32,377 | -26,709 | -30,063 | -28,257 | -25,503 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 9,492 | 7,068 | 13,574 | 5,936 | 5,785 |
Long-Term Debt Repaid | - | -5,566 | -1,316 | -1,953 | -5,220 | -1,193 |
Net Debt Issued (Repaid) | 1,416 | 3,926 | 5,752 | 11,621 | 716 | 4,592 |
Issuance of Common Stock | - | - | - | - | 1,398 | - |
Repurchase of Common Stock | -268 | -331 | -102 | - | - | - |
Common Dividends Paid | -1,638 | -1,638 | -1,153 | -1,047 | -617 | -144 |
Net Increase (Decrease) in Deposit Accounts | 28,369 | 26,984 | 30,789 | 2,122 | 32,314 | 33,818 |
Other Financing Activities | - | - | 520 | -21 | -118 | - |
Financing Cash Flow | 27,879 | 28,941 | 35,806 | 12,675 | 33,693 | 38,266 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -255 | -272 | -94 | -41 | 674 | -208 |
Net Cash Flow | 1,816 | 2,963 | 13,236 | -15,416 | 5,164 | 17,012 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 961 | 5,970 | 3,397 | 819 | -2,010 | 3,480 |
Free Cash Flow Growth | 18.79% | 75.74% | 314.77% | - | - | -44.02% |
Free Cash Flow Margin | 7.62% | 46.41% | 26.56% | 6.75% | -16.03% | 31.12% |
Free Cash Flow Per Share | 0.78 | 4.84 | 2.75 | 0.66 | -1.65 | 2.99 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 11,510 | 11,342 | 11,086 | 7,773 | 2,110 | 766 |
Cash Income Tax Paid | 2,447 | 3,101 | 2,293 | 2,235 | 1,201 | 906 |