Israel Discount Bank Ratios and Metrics

Market cap in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	37,500	41,371	30,725	22,699	22,860	24,375
Market Cap Growth	4.66%	34.65%	35.36%	-0.70%	-6.21%	69.42%
Last Close Price	30.65	33.04	23.33	16.42	15.81	17.47
PE Ratio	9.69	9.99	7.18	5.42	6.54	8.79
PS Ratio	2.97	3.22	2.40	1.87	1.82	2.18
PB Ratio	1.05	1.17	0.93	0.78	0.90	1.10
P/FCF Ratio	39.02	6.93	9.05	27.72	-	7.00
P/OCF Ratio	22.54	6.20	7.26	11.28	-	5.47
Debt / Equity Ratio	1.46	1.46	1.34	1.36	1.05	1.00
Debt / FCF Ratio	54.31	8.65	13.01	48.61	-	6.37
Net Debt / Equity Ratio	-1.02	-1.11	-1.19	-0.93	-2.07	-2.03
Net Debt / FCF Ratio	-37.87	-6.60	-11.55	-33.36	26.26	-12.93
Return on Equity (ROE)	11.22%	11.76%	13.09%	14.00%	14.87%	13.52%
Return on Assets (ROA)	0.86%	0.87%	0.97%	0.99%	1.00%	0.90%
Earnings Yield	10.76%	10.01%	13.93%	18.47%	15.29%	11.38%
FCF Yield	2.56%	14.43%	11.06%	3.61%	-8.79%	14.28%
Dividend Yield	4.56%	4.33%	4.46%	5.14%	3.57%	1.23%
Payout Ratio	40.60%	39.56%	26.93%	24.98%	17.65%	5.19%
Buyback Yield / Dilution	0.38%	0.26%	-0.03%	-1.44%	-4.76%	-
Total Shareholder Return	4.93%	4.59%	4.43%	3.69%	-1.19%	1.23%