Israel Discount Bank Limited (TLV:DSCT)

Israel Discount Bank Ratios and Metrics

Market cap in millions ILS. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 8, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	40,449	41,371	30,725	22,699	22,860	24,375
Market Cap Growth	30.21%	34.65%	35.36%	-0.70%	-6.21%	69.42%
Last Close Price	33.06	33.46	23.63	16.63	16.01	17.69
PE Ratio	10.17	9.99	7.18	5.42	6.54	8.79
PS Ratio	3.14	3.22	2.40	1.87	1.82	2.18
PB Ratio	1.14	1.17	0.93	0.78	0.90	1.10
P/FCF Ratio	6.78	6.93	9.05	27.72	-	7.00
P/OCF Ratio	6.06	6.20	7.26	11.28	-	5.47
Debt / Equity Ratio	1.46	1.46	1.34	1.36	1.05	1.00
Debt / FCF Ratio	8.65	8.65	13.01	48.61	-	6.37
Net Debt / Equity Ratio	-1.11	-1.11	-1.19	-0.93	-2.07	-2.03
Net Debt / FCF Ratio	-6.60	-6.60	-11.55	-33.36	26.26	-12.93
Return on Equity (ROE)	11.76%	11.76%	13.09%	14.00%	14.87%	13.52%
Return on Assets (ROA)	0.87%	0.87%	0.97%	0.99%	1.00%	0.90%
Earnings Yield	10.24%	10.01%	13.93%	18.47%	15.29%	11.38%
FCF Yield	14.76%	14.43%	11.06%	3.61%	-8.79%	14.28%
Dividend Yield	4.32%	4.27%	4.40%	5.07%	3.53%	1.21%
Payout Ratio	39.57%	39.56%	26.93%	24.98%	17.65%	5.19%
Buyback Yield / Dilution	0.26%	0.26%	-0.03%	-1.44%	-4.76%	-
Total Shareholder Return	4.59%	4.54%	4.37%	3.63%	-1.23%	1.21%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.