Israel Discount Bank Limited (TLV: DSCT)

Israel Discount Bank Balance Sheet

Financials in millions ILS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	57,816	48,665	64,368	59,035	42,112	25,689
Investment Securities	57,900	45,741	37,313	37,857	36,892	29,944
Trading Asset Securities	20,141	18,846	13,742	6,554	7,537	7,008
Mortgage-Backed Securities	-	7,628	6,963	7,010	6,849	6,307
Total Investments	78,041	72,215	58,018	51,421	51,278	43,259
Gross Loans	284,144	266,014	246,887	218,860	195,952	186,506
Allowance for Loan Losses	-4,285	-4,214	-3,209	-3,040	-3,761	-2,524
Net Loans	279,859	261,800	243,678	215,820	192,191	183,982
Property, Plant & Equipment	4,625	4,158	3,853	2,973	2,578	1,608
Goodwill	-	161	162	163	164	164
Other Intangible Assets	161	1,507	1,256	1,201	1,202	969
Accrued Interest Receivable	-	222	166	136	287	129
Other Receivables	-	1,139	627	678	460	582
Restricted Cash	-	1,931	884	242	153	88
Other Current Assets	-	755	546	728	737	843
Long-Term Deferred Tax Assets	-	2,209	2,261	1,787	2,146	1,794
Other Long-Term Assets	6,420	903	886	852	632	683
Total Assets	426,922	395,724	376,754	335,088	293,969	259,823
Accrued Expenses	-	1,504	1,288	1,474	1,329	1,043
Interest Bearing Deposits	331,751	233,756	217,926	196,937	177,789	160,941
Non-Interest Bearing Deposits	-	75,124	89,726	76,691	61,523	46,981
Total Deposits	331,751	308,880	307,652	273,628	239,312	207,922
Short-Term Borrowings	21,556	23,111	13,087	6,323	7,526	5,185
Current Portion of Leases	-	144	141	120	109	-
Current Income Taxes Payable	-	180	134	83	16	57
Other Current Liabilities	-	10,656	10,610	9,926	9,486	8,637
Long-Term Debt	20,768	15,491	12,308	15,071	10,201	13,129
Long-Term Leases	-	1,064	1,120	651	671	-
Long-Term Unearned Revenue	-	313	275	251	222	212
Pension & Post-Retirement Benefits	-	2,082	2,136	2,634	2,891	673
Long-Term Deferred Tax Liabilities	-	36	24	22	15	16
Other Long-Term Liabilities	20,807	3,025	2,501	2,757	2,464	3,756
Total Liabilities	394,882	366,486	351,276	312,940	274,242	240,630
Common Stock	31,211	683	683	676	676	676
Additional Paid-In Capital	-	5,565	5,565	4,174	4,174	4,174
Retained Earnings	-	23,512	20,388	17,649	15,020	14,094
Comprehensive Income & Other	-	-1,286	-1,756	-1,016	-688	-266
Total Common Equity	31,211	28,474	24,880	21,483	19,182	18,678
Minority Interest	829	764	598	665	545	515
Shareholders' Equity	32,040	29,238	25,478	22,148	19,727	19,193
Total Liabilities & Equity	426,922	395,724	376,754	335,088	293,969	259,823
Total Debt	42,324	39,810	26,656	22,165	18,507	18,314
Net Cash (Debt)	36,788	29,071	52,772	44,992	32,887	15,181
Net Cash Growth	-11.56%	-44.91%	17.29%	36.81%	116.63%	-4.89%
Net Cash Per Share	28.82	23.50	43.28	38.65	28.25	13.04
Filing Date Shares Outstanding	1,236	1,237	1,237	1,164	1,164	1,164
Total Common Shares Outstanding	1,236	1,237	1,237	1,164	1,164	1,164
Book Value Per Share	25.25	23.02	20.11	18.46	16.48	16.05
Tangible Book Value	31,050	26,806	23,462	20,119	17,816	17,545
Tangible Book Value Per Share	25.12	21.67	18.96	17.28	15.31	15.07

Source: S&P Capital IQ. Banks template. Financial Sources.