Israel Discount Bank Balance Sheet

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	65,536	57,070	40,217	64,368	59,035
Investment Securities	79,356	54,825	52,438	37,313	37,857
Trading Asset Securities	10,654	20,818	18,846	13,742	6,554
Mortgage-Backed Securities	-	7,671	7,628	6,963	7,010
Total Investments	90,010	83,314	78,912	58,018	51,421
Gross Loans	294,130	288,264	267,765	246,887	218,860
Allowance for Loan Losses	-3,684	-4,168	-4,214	-3,209	-3,040
Net Loans	290,446	284,096	263,551	243,678	215,820
Property, Plant & Equipment	4,043	4,466	4,158	3,853	2,973
Goodwill	18	160	161	162	163
Other Intangible Assets	-	1,589	1,507	1,256	1,201
Accrued Interest Receivable	-	209	222	166	136
Other Receivables	-	866	1,139	627	678
Restricted Cash	-	946	1,931	884	242
Other Current Assets	23,146	773	755	546	728
Long-Term Deferred Tax Assets	-	2,069	2,209	2,261	1,787
Other Long-Term Assets	4,947	918	903	886	852
Total Assets	478,146	436,540	395,724	376,754	335,088
Accrued Expenses	-	1,519	1,504	1,288	1,474
Interest Bearing Deposits	364,594	263,609	233,756	217,926	196,937
Non-Interest Bearing Deposits	-	75,818	75,124	89,726	76,691
Total Deposits	364,594	339,427	308,880	307,652	273,628
Short-Term Borrowings	24,745	23,076	23,111	13,087	6,323
Current Portion of Leases	-	122	72	141	120
Current Income Taxes Payable	-	310	180	134	83
Other Current Liabilities	20,155	12,712	10,656	10,610	9,926
Long-Term Debt	25,852	20,035	15,491	12,308	15,071
Long-Term Leases	-	1,309	1,136	1,120	651
Long-Term Unearned Revenue	-	328	313	275	251
Pension & Post-Retirement Benefits	-	1,843	2,082	2,136	2,634
Long-Term Deferred Tax Liabilities	-	61	36	24	22
Other Long-Term Liabilities	7,459	2,713	3,025	2,501	2,757
Total Liabilities	442,805	403,455	366,486	351,276	312,940
Common Stock	33,809	683	683	683	676
Additional Paid-In Capital	-	5,469	5,565	5,565	4,174
Retained Earnings	-	26,640	23,512	20,388	17,649
Comprehensive Income & Other	-	-1,223	-1,286	-1,756	-1,016
Total Common Equity	33,809	31,569	28,474	24,880	21,483
Minority Interest	1,532	1,516	764	598	665
Shareholders' Equity	35,341	33,085	29,238	25,478	22,148
Total Liabilities & Equity	478,146	436,540	395,724	376,754	335,088
Total Debt	50,597	44,542	39,810	26,656	22,165
Net Cash (Debt)	25,916	38,914	27,320	52,772	44,992
Net Cash Growth	-33.40%	42.44%	-48.23%	17.29%	36.81%
Net Cash Per Share	-	28.54	22.09	43.28	38.65
Filing Date Shares Outstanding	-	1,236	1,237	1,219	1,164
Total Common Shares Outstanding	-	1,236	1,237	1,219	1,164
Book Value Per Share	-	25.54	23.02	20.11	18.46
Tangible Book Value	33,791	29,820	26,806	23,462	20,119
Tangible Book Value Per Share	-	24.13	21.67	18.96	17.28

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.