Israel Discount Bank Ratios and Metrics

Market cap in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	May '25 May 14, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Market Capitalization	35,626	30,725	22,699	22,860	24,375	14,387	Upgrade
Market Cap Growth	35.36%	35.36%	-0.70%	-6.21%	69.42%	-22.80%	Upgrade
Last Close Price	28.99	24.68	17.37	16.72	18.48	10.84	Upgrade
PE Ratio	9.23	7.18	5.42	6.54	8.79	14.76	Upgrade
PS Ratio	2.33	2.01	1.56	1.82	2.18	1.76	Upgrade
PB Ratio	1.08	0.93	0.78	0.90	1.10	0.73	Upgrade
P/FCF Ratio	10.49	9.05	27.72	-	7.00	2.31	Upgrade
P/OCF Ratio	8.42	7.26	11.28	-	5.47	2.04	Upgrade
Debt / Equity Ratio	1.35	1.35	1.36	1.05	1.00	0.94	Upgrade
Debt / FCF Ratio	13.11	13.11	48.61	-	6.37	2.98	Upgrade
Return on Equity (ROE)	13.96%	13.96%	15.64%	14.87%	13.52%	5.17%	Upgrade
Return on Assets (ROA)	1.05%	1.05%	1.11%	1.00%	0.90%	0.36%	Upgrade
Earnings Yield	12.02%	13.93%	18.47%	15.29%	11.38%	6.78%	Upgrade
FCF Yield	9.54%	11.06%	3.61%	-8.79%	14.28%	43.21%	Upgrade
Dividend Yield	3.58%	4.21%	4.86%	3.38%	1.16%	-	Upgrade
Payout Ratio	26.93%	26.93%	24.98%	17.65%	5.19%	5.03%	Upgrade
Buyback Yield / Dilution	-10.23%	-10.23%	-1.44%	-4.76%	-	-	Upgrade
Total Shareholder Return	-6.65%	-6.02%	3.41%	-1.38%	1.16%	-	Upgrade

Updated Mar 11, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.