Israel Discount Bank Limited (TLV:DSCT)

Israel Discount Bank Ratios and Metrics

Market cap in millions ILS. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 16, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	43,524	30,725	22,699	22,860	24,375	14,387
Market Cap Growth	43.67%	35.36%	-0.70%	-6.21%	69.42%	-22.80%
Last Close Price	35.58	23.88	16.80	16.18	17.88	10.49
PE Ratio	10.96	7.18	5.42	6.54	8.79	14.76
PS Ratio	2.78	2.01	1.56	1.82	2.18	1.76
PB Ratio	1.24	0.93	0.78	0.90	1.10	0.73
P/FCF Ratio	5.09	9.05	27.72	-	7.00	2.31
P/OCF Ratio	4.65	7.26	11.28	-	5.47	2.04
Debt / Equity Ratio	1.42	1.35	1.36	1.05	1.00	0.94
Debt / FCF Ratio	5.84	13.11	48.61	-	6.37	2.98
Return on Equity (ROE)	13.49%	13.96%	15.64%	14.87%	13.52%	5.17%
Return on Assets (ROA)	1.01%	1.05%	1.11%	1.00%	0.90%	0.36%
Earnings Yield	9.96%	13.93%	18.47%	15.29%	11.38%	6.78%
FCF Yield	19.65%	11.06%	3.61%	-8.79%	14.28%	43.21%
Dividend Yield	2.92%	4.35%	5.02%	3.49%	1.20%	-
Payout Ratio	32.61%	26.93%	24.98%	17.65%	5.19%	5.03%
Buyback Yield / Dilution	-9.95%	-10.23%	-1.44%	-4.76%	-	-
Total Shareholder Return	-7.07%	-5.88%	3.58%	-1.27%	1.20%	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.