Bank of Jerusalem Ltd. (TLV:JBNK)
Israel flag Israel · Delayed Price · Currency is ILS · Price in ILA
1,792.00
+18.00 (1.01%)
Oct 23, 2026, 1:44 PM IDT

Bank of Jerusalem Financials Overview

Millions ILS. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
936.6940.7827.9759.2735673.6
Revenue Growth
3.93%13.63%9.05%3.29%9.12%38.17%
Net Income
180.1194.6154.6134.6163.4143.9
Earnings Per Share
2.562.762.191.912.322.04
EPS Growth
1.03%25.87%14.86%-17.63%13.55%186.65%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Housing Loans
210.5212.5212.3217.7209.2194.4
Household - Other
269.5273.2256.2194.3154.7228.6
Private Banking
24.225.527.225.511.19.4
Institutional Investors
7.45.46.95.42.12
Small and Tiny Business - Construction and Real-Estate
-131.6110.6104.17250.8
Small and Tiny Business - Other
-47.739.124.921.315.3
Medium and Large Business - Construction and Real-Estate
-5143.138.120.321.9
Medium and Large Business - Other
--11.62.62.53.62.9
Financial Management - Trading Activity
-9.816.68.75.6-0.4
Financial Management - Asset Management and Liabilities Activities
-10952.184.8138.187
Financial Management - Other
-92.868.653.2103.148.4
Total
942.8946.9835.3759.2741.1673.6

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
4,9204,8125,1605,1723,4383,551
Total Debt
2,5672,9182,8453,6042,8172,728
Net Cash (Debt)
2,3531,8942,3161,568621.5822.6
Net Cash Growth
86.04%-18.21%47.68%152.29%-24.45%-37.23%
Net Cash Per Share
33.4426.8732.8522.248.8211.67

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
258.276.9178.2418.6228.6180.9
Capital Expenditures
-124.7-122.1-115.1-110.5-75.7-78.5
Free Cash Flow
133.5-45.263.1308.1152.9102.4
Free Cash Flow Growth
---79.52%101.50%49.32%21.18%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
19.23%20.69%18.67%17.73%22.23%21.36%
FCF Margin
14.25%-4.81%7.62%40.58%20.80%15.20%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.1041.1040.6580.4830.6940.613
Dividend Per Share Growth
11.18%67.87%36.09%-30.41%13.29%191.91%
Dividend Yield
6.16%4.77%3.73%3.83%6.07%4.62%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.008.398.046.614.946.50
P/FCF Ratio
9.47-19.702.895.289.13
PS Ratio
1.351.741.501.171.101.39