Bank of Jerusalem Ltd. (TLV:JBNK)
Israel flag Israel · Delayed Price · Currency is ILS · Price in ILA
2,011.00
-19.00 (-0.94%)
Aug 14, 2026, 1:44 PM IDT

Bank of Jerusalem Financials Overview

Millions ILS. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
962.2940.7827.9759.2735673.6
Revenue Growth
13.51%13.63%9.05%3.29%9.12%38.17%
Net Income
200.1194.6154.6134.6163.4143.9
Earnings Per Share
2.842.762.191.912.322.04
EPS Growth
28.37%25.87%14.86%-17.63%13.55%186.65%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Institutional Investors
5.95.46.95.42.12
Private Banking
24.525.527.225.511.19.4
Housing Loans
213212.5212.3217.7209.2194.4
Household - Other
271273.2256.2194.3154.7228.6
Small and Tiny Business - Construction and Real-Estate
-131.6110.6104.17250.8
Small and Tiny Business - Other
-47.739.124.921.315.3
Medium and Large Business - Construction and Real-Estate
-5143.138.120.321.9
Medium and Large Business - Other
--11.62.62.53.62.9
Financial Management - Trading Activity
-9.816.68.75.6-0.4
Financial Management - Asset Management and Liabilities Activities
-10952.184.8138.187
Financial Management - Other
-92.868.653.2103.148.4
Total
968.9946.9835.3759.2741.1673.6

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
5,0454,8125,1605,1723,4383,551
Total Debt
2,7722,9182,8453,6042,8172,728
Net Cash (Debt)
2,2741,8942,3161,568621.5822.6
Net Cash Growth
36.12%-18.21%47.68%152.29%-24.45%-37.23%
Net Cash Per Share
32.2726.8732.8522.248.8211.67

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
197.376.9178.2418.6228.6180.9
Capital Expenditures
-135.4-122.1-115.1-110.5-75.7-78.5
Free Cash Flow
61.9-45.263.1308.1152.9102.4
Free Cash Flow Growth
---79.52%101.50%49.32%21.18%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
20.80%20.69%18.67%17.73%22.23%21.36%
FCF Margin
6.43%-4.81%7.62%40.58%20.80%15.20%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.919-0.6580.4830.6940.613
Dividend Per Share Growth
67.82%-36.09%-30.41%13.29%191.91%
Dividend Yield
4.53%-3.98%4.26%7.04%5.87%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.088.398.046.614.946.50
P/FCF Ratio
22.91-19.702.895.289.13
PS Ratio
1.471.741.501.171.101.39