Bank of Jerusalem Ltd. (TLV:JBNK)
Israel flag Israel · Delayed Price · Currency is ILS · Price in ILA
2,074.00
-12.00 (-0.58%)
Sep 10, 2026, 5:24 PM IDT

Bank of Jerusalem Financials Overview

Millions ILS. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
936.6940.7827.9759.2735673.6
Revenue Growth
3.93%13.63%9.05%3.29%9.12%38.17%
Net Income
180.1194.6154.6134.6163.4143.9
Earnings Per Share
2.562.762.191.912.322.04
EPS Growth
1.03%25.87%14.86%-17.63%13.55%186.65%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Housing Loans
210.5212.5212.3217.7209.2194.4
Household - Other
269.5273.2256.2194.3154.7228.6
Private Banking
24.225.527.225.511.19.4
Institutional Investors
7.45.46.95.42.12
Small and Tiny Business - Construction and Real-Estate
-131.6110.6104.17250.8
Small and Tiny Business - Other
-47.739.124.921.315.3
Medium and Large Business - Construction and Real-Estate
-5143.138.120.321.9
Medium and Large Business - Other
--11.62.62.53.62.9
Financial Management - Trading Activity
-9.816.68.75.6-0.4
Financial Management - Asset Management and Liabilities Activities
-10952.184.8138.187
Financial Management - Other
-92.868.653.2103.148.4
Total
942.8946.9835.3759.2741.1673.6

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
4,9204,8125,1605,1723,4383,551
Total Debt
2,5672,9182,8453,6042,8172,728
Net Cash (Debt)
2,3531,8942,3161,568621.5822.6
Net Cash Growth
86.04%-18.21%47.68%152.29%-24.45%-37.23%
Net Cash Per Share
33.4426.8732.8522.248.8211.67

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
258.276.9178.2418.6228.6180.9
Capital Expenditures
-124.7-122.1-115.1-110.5-75.7-78.5
Free Cash Flow
133.5-45.263.1308.1152.9102.4
Free Cash Flow Growth
---79.52%101.50%49.32%21.18%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
19.23%20.69%18.67%17.73%22.23%21.36%
FCF Margin
14.25%-4.81%7.62%40.58%20.80%15.20%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.1041.1040.6580.4830.6940.613
Dividend Per Share Growth
11.18%67.87%36.09%-30.41%13.29%191.91%
Dividend Yield
0.05%5.00%4.09%4.38%7.23%6.03%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.158.398.046.614.946.50
P/FCF Ratio
11.02-19.702.895.289.13
PS Ratio
1.571.741.501.171.101.39