Bank of Jerusalem Balance Sheet

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	3,929	4,405	5,056	5,157	3,360	3,546
Investment Securities	2,682	1,533	1,221	1,085	970.9	772.7
Trading Asset Securities	15.6	407.7	104.2	14.9	78.3	4.5
Total Investments	2,698	1,940	1,326	1,100	1,049	777.2
Gross Loans	16,336	16,379	15,661	15,282	14,218	12,197
Allowance for Loan Losses	-218.6	-213.2	-220.6	-212.1	-160.6	-113.2
Net Loans	16,117	16,166	15,440	15,070	14,058	12,084
Property, Plant & Equipment	297.5	146.6	139	156.3	155.1	135.4
Other Intangible Assets	-	265.2	242.7	206.4	162.6	157.9
Other Receivables	3.6	7.9	4.5	4	29	26.9
Other Current Assets	-	82.2	104.8	49.4	27	40.7
Long-Term Deferred Tax Assets	-	77.8	67.1	69	57.8	58.5
Other Long-Term Assets	304	-	-	-	-	-
Total Assets	23,349	23,101	22,389	21,826	18,907	16,837
Accrued Expenses	-	57.9	49.7	44	35.5	37.4
Interest Bearing Deposits	18,549	16,637	15,945	15,211	12,539	10,567
Non-Interest Bearing Deposits	-	1,669	1,890	1,465	2,070	2,194
Total Deposits	18,549	18,306	17,834	16,676	14,610	12,761
Short-Term Borrowings	17.7	22.1	2.8	7.3	9.5	3.5
Current Portion of Leases	-	17.1	18.6	19.5	14	14.6
Other Current Liabilities	-	21.2	21.5	23.1	71.3	33.8
Long-Term Debt	2,754	2,771	2,722	3,463	2,678	2,610
Long-Term Leases	-	107.8	101.2	113.9	115.8	100.1
Long-Term Unearned Revenue	-	29.1	26.6	26.3	30.4	27
Pension & Post-Retirement Benefits	-	-	-	-	7.6	19.8
Other Long-Term Liabilities	367.6	118.9	116.6	84.4	79.8	103.5
Total Liabilities	21,688	21,451	20,893	20,458	17,651	15,710
Common Stock	1,606	127.3	127.3	127.3	127.3	127.3
Additional Paid-In Capital	-	133.2	133.2	133.2	134	99.5
Retained Earnings	-	1,340	1,210	1,094	994.8	906
Comprehensive Income & Other	-	-4.3	-19.2	-25.2	-34.9	-6.1
Total Common Equity	1,606	1,596	1,451	1,329	1,221	1,127
Minority Interest	54.1	53.6	44.8	38.6	34.8	-
Shareholders' Equity	1,661	1,650	1,496	1,368	1,256	1,127
Total Liabilities & Equity	23,349	23,101	22,389	21,826	18,907	16,837
Total Debt	2,772	2,918	2,845	3,604	2,817	2,728
Net Cash (Debt)	1,173	1,894	2,316	1,568	621.5	822.6
Net Cash Growth	55.22%	-18.21%	47.68%	152.29%	-24.45%	-37.23%
Net Cash Per Share	16.65	26.87	32.85	22.24	8.82	11.67
Filing Date Shares Outstanding	70.27	70.52	70.52	70.52	70.52	70.52
Total Common Shares Outstanding	70.27	70.52	70.52	70.52	70.52	70.52
Book Value Per Share	22.86	22.63	20.58	18.85	17.32	15.98
Tangible Book Value	1,606	1,331	1,209	1,123	1,059	968.8
Tangible Book Value Per Share	22.86	18.87	17.14	15.92	15.01	13.74