Bank of Jerusalem Ltd. (TLV:JBNK)
Israel · Delayed Price · Currency is ILS · Price in ILA 2,074.00
-12.00 (-0.58%)
Sep 10, 2026, 5:24 PM IDT
Bank of Jerusalem Cash Flow Statement
Financials in millions ILS. Fiscal year is January - December.
Millions ILS. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 180.1 | 194.6 | 154.6 | 134.6 | 163.4 | 143.9 |
Depreciation & Amortization | 11.2 | 4.5 | 4.7 | 78.7 | 68.3 | 61.3 |
Other Amortization | 100 | 100 | 84.7 | - | - | - |
Gain (Loss) on Sale of Assets | - | - | - | - | - | -9.8 |
Gain (Loss) on Sale of Investments | -22.5 | -24.4 | -13.3 | 3.1 | 5.2 | -6.1 |
Provision for Credit Losses | 56.8 | 52.4 | 79.7 | 133.3 | 78.8 | -58.9 |
Change in Trading Asset Securities | -11.1 | -1.7 | -1.8 | 4.8 | -1.6 | -3.1 |
Change in Other Net Operating Assets | -13.3 | -222.5 | -100.3 | 126.7 | -15 | 25.9 |
Other Operating Activities | 5.8 | 5.3 | 7.3 | -19.6 | -4.6 | 71.8 |
Operating Cash Flow | 258.2 | 76.9 | 178.2 | 418.6 | 228.6 | 180.9 |
Operating Cash Flow Growth | - | -56.85% | -57.43% | 83.12% | 26.37% | 17.70% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -124.7 | -122.1 | -115.1 | -110.5 | -75.7 | -78.5 |
Sale of Property, Plant and Equipment | - | - | - | - | - | 20.1 |
Investment in Securities | 341.4 | -253.9 | -115.9 | -79.6 | -257.4 | -305.3 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -726 | -746.7 | -412.2 | -1,103 | -1,982 | -1,100 |
Investing Cash Flow | -509.3 | -1,123 | -643.2 | -1,293 | -2,315 | -1,464 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 632.3 | - | 1,424 | 530.5 | 1,175 |
Long-Term Debt Repaid | - | -626 | -755.1 | -754.3 | -526.9 | -351.9 |
Net Debt Issued (Repaid) | -251.3 | 6.3 | -755.1 | 669.6 | 3.6 | 823.3 |
Common Dividends Paid | -77.9 | -64.8 | -38.5 | -70.6 | -43.1 | -15.1 |
Net Increase (Decrease) in Deposit Accounts | 1,409 | 471.5 | 1,158 | 2,066 | 1,849 | 893.5 |
Other Financing Activities | - | - | - | 0.9 | 71.8 | - |
Financing Cash Flow | 1,079 | 413 | 364.7 | 2,666 | 1,881 | 1,702 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -21 | -18.7 | -0.8 | 5.4 | 19.5 | -11 |
Net Cash Flow | 807.3 | -651.5 | -101.1 | 1,797 | -185.9 | 408.1 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 133.5 | -45.2 | 63.1 | 308.1 | 152.9 | 102.4 |
Free Cash Flow Growth | - | - | -79.52% | 101.50% | 49.32% | 21.18% |
Free Cash Flow Margin | 14.25% | -4.81% | 7.62% | 40.58% | 20.80% | 15.20% |
Free Cash Flow Per Share | 1.90 | -0.64 | 0.90 | 4.37 | 2.17 | 1.45 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 654.3 | 699.1 | 733.1 | 356.8 | 192.7 | 138 |
Cash Income Tax Paid | 103.9 | 84.3 | 111.5 | 50 | 63.7 | 98.8 |