Bank of Jerusalem Ltd. (TLV:JBNK)

Bank of Jerusalem Balance Sheet

Financials in millions ILS. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	5,056	5,157	3,360	3,546	3,138
Investment Securities	1,221	1,085	970.9	772.7	452.5
Trading Asset Securities	104.2	14.9	78.3	4.5	11.3
Total Investments	1,326	1,100	1,049	777.2	463.8
Gross Loans	15,661	15,282	14,218	12,197	11,073
Allowance for Loan Losses	-220.6	-212.1	-160.6	-113.2	-191.3
Net Loans	15,440	15,070	14,058	12,084	10,881
Property, Plant & Equipment	139	156.3	155.1	135.4	144
Other Intangible Assets	242.7	206.4	162.6	157.9	135.3
Other Receivables	4.5	4	29	26.9	26.2
Other Current Assets	104.8	49.4	27	40.7	15.1
Long-Term Deferred Tax Assets	67.1	69	57.8	58.5	92.1
Total Assets	22,389	21,826	18,907	16,837	14,900
Accrued Expenses	49.7	44	35.5	37.4	16.8
Interest Bearing Deposits	15,945	15,211	12,539	10,567	9,926
Non-Interest Bearing Deposits	1,890	1,465	2,070	2,194	1,942
Total Deposits	17,834	16,676	14,610	12,761	11,867
Short-Term Borrowings	2.8	7.3	9.5	3.5	1.5
Current Portion of Leases	18.6	19.5	14	14.6	15
Other Current Liabilities	21.5	23.1	71.3	33.8	38.4
Long-Term Debt	2,722	3,463	2,678	2,610	1,721
Long-Term Leases	101.2	113.9	115.8	100.1	101.6
Long-Term Unearned Revenue	26.6	26.3	30.4	27	24.4
Pension & Post-Retirement Benefits	-	-	7.6	19.8	16.2
Long-Term Deferred Tax Liabilities	-	-	-	-	0.1
Other Long-Term Liabilities	116.6	84.4	79.8	103.5	98.3
Total Liabilities	20,893	20,458	17,651	15,710	13,900
Common Stock	127.3	127.3	127.3	127.3	127.3
Additional Paid-In Capital	133.2	133.2	134	99.5	99.5
Retained Earnings	1,210	1,094	994.8	906	777.2
Comprehensive Income & Other	-19.2	-25.2	-34.9	-6.1	-4
Total Common Equity	1,451	1,329	1,221	1,127	1,000
Minority Interest	44.8	38.6	34.8	-	-
Shareholders' Equity	1,496	1,368	1,256	1,127	1,000
Total Liabilities & Equity	22,389	21,826	18,907	16,837	14,900
Total Debt	2,845	3,604	2,817	2,728	1,839
Net Cash (Debt)	2,316	1,568	621.5	822.6	1,311
Net Cash Growth	47.68%	152.29%	-24.45%	-37.23%	41.35%
Net Cash Per Share	32.85	22.24	8.82	11.67	18.59
Filing Date Shares Outstanding	70.52	70.52	70.52	70.52	70.52
Total Common Shares Outstanding	70.52	70.52	70.52	70.52	70.52
Book Value Per Share	20.58	18.85	17.32	15.98	14.18
Tangible Book Value	1,209	1,123	1,059	968.8	864.7
Tangible Book Value Per Share	17.14	15.92	15.01	13.74	12.26

Source: S&P Global Market Intelligence. Banks template. Financial Sources.