Bank of Jerusalem Balance Sheet

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	4,405	5,056	5,157	3,360	3,546
Investment Securities	1,533	1,221	1,085	970.9	772.7
Trading Asset Securities	407.7	104.2	14.9	78.3	4.5
Total Investments	1,940	1,326	1,100	1,049	777.2
Gross Loans	16,379	15,661	15,282	14,218	12,197
Allowance for Loan Losses	-213.2	-220.6	-212.1	-160.6	-113.2
Net Loans	16,166	15,440	15,070	14,058	12,084
Property, Plant & Equipment	146.6	139	156.3	155.1	135.4
Other Intangible Assets	265.2	242.7	206.4	162.6	157.9
Other Receivables	7.9	4.5	4	29	26.9
Other Current Assets	82.2	104.8	49.4	27	40.7
Long-Term Deferred Tax Assets	77.8	67.1	69	57.8	58.5
Total Assets	23,101	22,389	21,826	18,907	16,837
Accrued Expenses	57.9	49.7	44	35.5	37.4
Interest Bearing Deposits	16,637	15,945	15,211	12,539	10,567
Non-Interest Bearing Deposits	1,669	1,890	1,465	2,070	2,194
Total Deposits	18,306	17,834	16,676	14,610	12,761
Short-Term Borrowings	22.1	2.8	7.3	9.5	3.5
Current Portion of Leases	17.1	18.6	19.5	14	14.6
Other Current Liabilities	21.2	21.5	23.1	71.3	33.8
Long-Term Debt	2,771	2,722	3,463	2,678	2,610
Long-Term Leases	107.8	101.2	113.9	115.8	100.1
Long-Term Unearned Revenue	29.1	26.6	26.3	30.4	27
Pension & Post-Retirement Benefits	-	-	-	7.6	19.8
Other Long-Term Liabilities	118.9	116.6	84.4	79.8	103.5
Total Liabilities	21,451	20,893	20,458	17,651	15,710
Common Stock	127.3	127.3	127.3	127.3	127.3
Additional Paid-In Capital	133.2	133.2	133.2	134	99.5
Retained Earnings	1,340	1,210	1,094	994.8	906
Comprehensive Income & Other	-4.3	-19.2	-25.2	-34.9	-6.1
Total Common Equity	1,596	1,451	1,329	1,221	1,127
Minority Interest	53.6	44.8	38.6	34.8	-
Shareholders' Equity	1,650	1,496	1,368	1,256	1,127
Total Liabilities & Equity	23,101	22,389	21,826	18,907	16,837
Total Debt	2,918	2,845	3,604	2,817	2,728
Net Cash (Debt)	1,894	2,316	1,568	621.5	822.6
Net Cash Growth	-18.21%	47.68%	152.29%	-24.45%	-37.23%
Net Cash Per Share	26.87	32.85	22.24	8.82	11.67
Filing Date Shares Outstanding	70.52	70.52	70.52	70.52	70.52
Total Common Shares Outstanding	70.52	70.52	70.52	70.52	70.52
Book Value Per Share	22.63	20.58	18.85	17.32	15.98
Tangible Book Value	1,331	1,209	1,123	1,059	968.8
Tangible Book Value Per Share	18.87	17.14	15.92	15.01	13.74

Source: S&P Global Market Intelligence. Banks template. Financial Sources.