Bank of Jerusalem Balance Sheet

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	3,325	5,056	5,157	3,360	3,546	3,138
Investment Securities	1,468	1,221	1,085	970.9	772.7	452.5
Trading Asset Securities	914.7	104.2	14.9	78.3	4.5	11.3
Total Investments	2,383	1,326	1,100	1,049	777.2	463.8
Gross Loans	16,215	15,661	15,282	14,218	12,197	11,073
Allowance for Loan Losses	-208.3	-220.6	-212.1	-160.6	-113.2	-191.3
Net Loans	16,007	15,440	15,070	14,058	12,084	10,881
Property, Plant & Equipment	288.1	139	156.3	155.1	135.4	144
Other Intangible Assets	-	242.7	206.4	162.6	157.9	135.3
Other Receivables	-	4.5	4	29	26.9	26.2
Other Current Assets	-	104.8	49.4	27	40.7	15.1
Long-Term Deferred Tax Assets	-	67.1	69	57.8	58.5	92.1
Other Long-Term Assets	247.6	-	-	-	-	-
Total Assets	22,250	22,389	21,826	18,907	16,837	14,900
Accrued Expenses	-	49.7	44	35.5	37.4	16.8
Interest Bearing Deposits	16,128	15,945	15,211	12,539	10,567	9,926
Non-Interest Bearing Deposits	1,616	1,890	1,465	2,070	2,194	1,942
Total Deposits	17,744	17,834	16,676	14,610	12,761	11,867
Short-Term Borrowings	13.8	2.8	7.3	9.5	3.5	1.5
Current Portion of Leases	-	18.6	19.5	14	14.6	15
Other Current Liabilities	-	21.5	23.1	71.3	33.8	38.4
Long-Term Debt	2,556	2,722	3,463	2,678	2,610	1,721
Long-Term Leases	-	101.2	113.9	115.8	100.1	101.6
Long-Term Unearned Revenue	-	26.6	26.3	30.4	27	24.4
Pension & Post-Retirement Benefits	-	-	-	7.6	19.8	16.2
Long-Term Deferred Tax Liabilities	-	-	-	-	-	0.1
Other Long-Term Liabilities	317	116.6	84.4	79.8	103.5	98.3
Total Liabilities	20,631	20,893	20,458	17,651	15,710	13,900
Common Stock	127.3	127.3	127.3	127.3	127.3	127.3
Additional Paid-In Capital	133.2	133.2	133.2	134	99.5	99.5
Retained Earnings	1,316	1,210	1,094	994.8	906	777.2
Comprehensive Income & Other	-9.2	-19.2	-25.2	-34.9	-6.1	-4
Total Common Equity	1,567	1,451	1,329	1,221	1,127	1,000
Minority Interest	52.7	44.8	38.6	34.8	-	-
Shareholders' Equity	1,620	1,496	1,368	1,256	1,127	1,000
Total Liabilities & Equity	22,250	22,389	21,826	18,907	16,837	14,900
Total Debt	2,570	2,845	3,604	2,817	2,728	1,839
Net Cash (Debt)	1,670	2,316	1,568	621.5	822.6	1,311
Net Cash Growth	-33.39%	47.68%	152.29%	-24.45%	-37.23%	41.35%
Net Cash Per Share	23.66	32.85	22.24	8.82	11.67	18.59
Filing Date Shares Outstanding	70.71	70.52	70.52	70.52	70.52	70.52
Total Common Shares Outstanding	70.71	70.52	70.52	70.52	70.52	70.52
Book Value Per Share	22.16	20.58	18.85	17.32	15.98	14.18
Tangible Book Value	1,567	1,209	1,123	1,059	968.8	864.7
Tangible Book Value Per Share	22.16	17.14	15.92	15.01	13.74	12.26

Source: S&P Global Market Intelligence. Banks template. Financial Sources.