Bank of Jerusalem Ltd. (TLV: JBNK)

Bank of Jerusalem Balance Sheet

Financials in millions ILS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	5,103	5,157	3,360	3,546	3,138	3,053
Investment Securities	961.7	1,085	970.9	772.7	452.5	339.6
Trading Asset Securities	288.4	14.9	78.3	4.5	11.3	9.5
Total Investments	1,250	1,100	1,049	777.2	463.8	349.1
Gross Loans	15,713	15,282	14,218	12,197	11,073	10,731
Allowance for Loan Losses	-223.9	-212.1	-160.6	-113.2	-191.3	-111.5
Net Loans	15,489	15,070	14,058	12,084	10,881	10,620
Property, Plant & Equipment	243.3	156.3	155.1	135.4	144	28.8
Other Intangible Assets	-	206.4	162.6	157.9	135.3	130.7
Other Receivables	-	4	29	26.9	26.2	24.7
Restricted Cash	-	-	-	-	-	2
Other Current Assets	-	49.4	27	40.7	15.1	11
Long-Term Deferred Tax Assets	-	69	57.8	58.5	92.1	72.8
Other Long-Term Assets	270.2	-	-	-	-	-
Total Assets	22,355	21,826	18,907	16,837	14,900	14,298
Accrued Expenses	-	44	35.5	37.4	16.8	21.3
Interest Bearing Deposits	16,072	15,211	12,539	10,567	9,926	9,445
Non-Interest Bearing Deposits	1,615	1,465	2,070	2,194	1,942	1,555
Total Deposits	17,687	16,676	14,610	12,761	11,867	11,000
Short-Term Borrowings	6.4	7.3	9.5	3.5	1.5	2
Current Portion of Leases	-	19.5	14	14.6	15	-
Other Current Liabilities	-	17.2	71.3	33.8	38.4	56.7
Long-Term Debt	2,879	3,463	2,678	2,610	1,721	2,133
Long-Term Leases	-	113.9	115.8	100.1	101.6	-
Long-Term Unearned Revenue	-	26.3	30.4	27	24.4	22.6
Pension & Post-Retirement Benefits	-	5.9	7.6	19.8	16.2	10.4
Long-Term Deferred Tax Liabilities	-	-	-	-	0.1	0.8
Other Long-Term Liabilities	318.4	84.4	79.8	103.5	98.3	89.7
Total Liabilities	20,891	20,458	17,651	15,710	13,900	13,337
Common Stock	127.3	127.3	127.3	127.3	127.3	127.3
Additional Paid-In Capital	133.2	133.2	134	99.5	99.5	99.5
Retained Earnings	1,187	1,094	994.8	906	777.2	738.8
Comprehensive Income & Other	-26.1	-25.2	-34.9	-6.1	-4	-4.1
Total Common Equity	1,422	1,329	1,221	1,127	1,000	961.5
Minority Interest	42.6	38.6	34.8	-	-	-
Shareholders' Equity	1,464	1,368	1,256	1,127	1,000	961.5
Total Liabilities & Equity	22,355	21,826	18,907	16,837	14,900	14,298
Total Debt	2,885	3,604	2,817	2,728	1,839	2,135
Net Cash (Debt)	2,506	1,568	621.5	822.6	1,311	927.2
Net Cash Growth	164.53%	152.29%	-24.45%	-37.23%	41.35%	74.68%
Net Cash Per Share	35.57	22.24	8.82	11.67	18.59	13.15
Filing Date Shares Outstanding	70	70.52	70.52	70.52	70.52	70.52
Total Common Shares Outstanding	70	70.52	70.52	70.52	70.52	70.52
Book Value Per Share	20.31	18.85	17.32	15.98	14.18	13.63
Tangible Book Value	1,422	1,123	1,059	968.8	864.7	830.8
Tangible Book Value Per Share	20.31	15.92	15.01	13.74	12.26	11.78

Source: S&P Capital IQ. Banks template. Financial Sources.