Skip to main content
logo
Bank Hapoalim B.M. (TLV:POLI)
Israel flag Israel · Delayed Price · Currency is ILS · Price in ILA
7,428.00
+322.00 (4.53%)
Nov 6, 2026, 1:49 PM IST

Bank Hapoalim B.M. Financials Overview

Millions ILS. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
23,46623,25721,26719,50317,95415,612
Revenue Growth
6.89%9.36%9.04%8.63%15.00%38.98%
Net Income
9,4489,8027,6357,3606,5324,914
Earnings Per Share
7.197.425.725.504.893.68
EPS Growth
13.28%29.73%4.00%12.55%32.88%139.04%

Revenue by Segment
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Israel - Households - Other
5,4375,5275,7236,0563,8242,260
Households - Housing Loans Israel
1,6501,6601,6481,5311,437985
Israel - Households - Credit Cards
413462358375351213
Israel - Other
145145136204238244
Overseas - Business Activity
840882879728477528
Israel - Private Banking - Other
-607651647405191
Israel - Small and Micro Business - Construction and Real Estate
-956992924950920
Israel - Small and Micro Business - Other
-3,8893,5803,5952,8242,045
Israel - Medium Business - Construction and Real Estate
-964847682805461
Israel - Medium Business - Other
-8881,054676740474
Israel - Big Business - Construction and Real Estate
-2,0972,0001,309884732
Israel - Big Business - Other
-2,2292,3632,1632,077635
Israel - Financial Management - Asset and Liability Management Activity
-546-814-9602,0172,257
Israel - Financial Institutions
-415414359343-
Overseas - Other
-70826123818716
Israel - Private Banking - Housing Loans
-44343
Israel - Private Banking - Credit Cards
-1310963
Israel - Financial Management - Trading Activity
-699580545515358
Israel - Financial Management - Non-Financial Investment Activity
-505461323--
Israel - Financial Management - Other
-59109901840
Total
23,46423,25521,25619,50317,95413,172

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
132,267128,058157,304155,394165,283212,459
Total Debt
95,86680,25759,87052,87860,39344,042
Net Cash (Debt)
36,40147,80197,434102,516104,890168,417
Net Cash Growth
-44.09%-50.94%-4.96%-2.26%-37.72%41.41%
Net Cash Per Share
27.7136.2172.9976.6578.45126.00

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
3,13093313,1134,3671325,178
Capital Expenditures
-1,038-1,074-980-970-700-886
Free Cash Flow
2,092-14112,1333,397-5684,292
Free Cash Flow Growth
-72.76%-257.17%--102.64%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
40.26%42.15%35.90%37.74%36.38%31.48%
FCF Margin
8.91%-0.61%57.05%17.42%-3.16%27.49%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
3.1053.1051.7281.6891.1000.645
Dividend Per Share Growth
37.91%79.62%2.36%53.50%70.55%39.75%
Dividend Yield
4.18%4.31%3.93%5.13%3.47%2.01%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.339.667.645.986.498.73
Forward PE
9.2810.158.307.317.4310.75
P/FCF Ratio
46.33-4.8112.95-9.99
PS Ratio
4.134.072.742.262.362.75