Bank Hapoalim B.M. (TLV:POLI)
Israel · Delayed Price · Currency is ILS · Price in ILA 7,171.00
-71.00 (-0.98%)
Jul 29, 2026, 5:29 PM IDT
Bank Hapoalim B.M. Financials Overview
Financials in millions ILS. Fiscal year is January - December.
Millions ILS. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 23,304 | 23,257 | 21,267 | 19,503 | 17,954 | 15,612 |
Revenue Growth | 7.93% | 9.36% | 9.04% | 8.63% | 15.00% | 38.98% |
Net Income Net Income Growth | 9,502 | 9,802 | 7,635 | 7,360 | 6,532 | 4,914 |
Earnings Per Share EPS Growth | 7.21 | 7.42 | 5.72 | 5.50 | 4.89 | 3.68 |
EPS Growth | 18.27% | 29.73% | 4.00% | 12.55% | 32.88% | 139.04% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Households - Housing Loans Israel Households - Housing Loans Israel Growth | 1,721 | 1,660 | 1,648 | 1,531 | 1,437 | 985 |
Israel - Households - Credit Cards Israel - Households - Credit Cards Growth | 454 | 462 | 358 | 375 | 351 | 213 |
Israel - Households - Other Israel - Households - Other Growth | 5,454 | 5,527 | 5,723 | 6,056 | 3,824 | 2,260 |
Israel - Other Israel - Other Growth | 120 | 145 | 136 | 204 | 238 | 244 |
Overseas - Business Activity Overseas - Business Activity Growth | 910 | 882 | 879 | 728 | 477 | 528 |
Israel - Private Banking - Other Israel - Private Banking - Other Growth | - | 607 | 651 | 647 | 405 | 191 |
Israel - Small and Micro Business - Construction and Real Estate Israel - Small and Micro Business - Construction and Real Estate Growth | - | 956 | 992 | 924 | 950 | 920 |
Israel - Small and Micro Business - Other Israel - Small and Micro Business - Other Growth | - | 3,889 | 3,580 | 3,595 | 2,824 | 2,045 |
Israel - Medium Business - Construction and Real Estate Israel - Medium Business - Construction and Real Estate Growth | - | 964 | 847 | 682 | 805 | 461 |
Israel - Medium Business - Other Israel - Medium Business - Other Growth | - | 888 | 1,054 | 676 | 740 | 474 |
Israel - Big Business - Construction and Real Estate Israel - Big Business - Construction and Real Estate Growth | - | 2,097 | 2,000 | 1,309 | 884 | 732 |
Israel - Big Business - Other Israel - Big Business - Other Growth | - | 2,229 | 2,363 | 2,163 | 2,077 | 635 |
Israel - Financial Management - Asset and Liability Management Activity Israel - Financial Management - Asset and Liability Management Activity Growth | - | 546 | -814 | -960 | 2,017 | 2,257 |
Israel - Financial Institutions Israel - Financial Institutions Growth | - | 415 | 414 | 359 | 343 | - |
Overseas - Other Overseas - Other Growth | - | 708 | 261 | 238 | 187 | 16 |
Israel - Private Banking - Housing Loans Israel - Private Banking - Housing Loans Growth | - | 4 | 4 | 3 | 4 | 3 |
Israel - Private Banking - Credit Cards Israel - Private Banking - Credit Cards Growth | - | 13 | 10 | 9 | 6 | 3 |
Israel - Financial Management - Trading Activity Israel - Financial Management - Trading Activity Growth | - | 699 | 580 | 545 | 515 | 358 |
Israel - Financial Management - Non-Financial Investment Activity Israel - Financial Management - Non-Financial Investment Activity Growth | - | 505 | 461 | 323 | - | - |
Israel - Financial Management - Other Israel - Financial Management - Other Growth | - | 59 | 109 | 90 | 18 | 40 |
Total Total Growth | 23,302 | 23,255 | 21,256 | 19,503 | 17,954 | 13,172 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 141,809 | 128,058 | 157,304 | 155,394 | 165,283 | 212,459 |
Total Debt Total Debt Growth | 95,902 | 80,257 | 59,870 | 52,878 | 60,393 | 44,042 |
Net Cash (Debt) Net Cash Growth | 45,907 | 47,801 | 97,434 | 102,516 | 104,890 | 168,417 |
Net Cash Growth | -5.57% | -50.94% | -4.96% | -2.26% | -37.72% | 41.41% |
Net Cash Per Share Net Cash Per Share Growth | 34.86 | 36.21 | 72.99 | 76.65 | 78.45 | 126.00 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 9,252 | 933 | 13,113 | 4,367 | 132 | 5,178 |
Capital Expenditures CapEx Growth | -1,031 | -1,074 | -980 | -970 | -700 | -886 |
Free Cash Flow Free Cash Flow Growth | 8,221 | -141 | 12,133 | 3,397 | -568 | 4,292 |
Free Cash Flow Growth | -32.80% | - | 257.17% | - | - | 102.64% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 40.77% | 42.15% | 35.90% | 37.74% | 36.38% | 31.48% |
FCF Margin | 35.28% | -0.61% | 57.05% | 17.42% | -3.16% | 27.49% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 3.105 | 3.105 | 1.728 | 1.689 | 1.100 | 0.645 |
Dividend Per Share Growth | 89.29% | 79.62% | 2.36% | 53.50% | 70.55% | 39.75% |
Dividend Yield | 4.29% | 4.39% | 4.17% | 5.71% | 4.09% | 2.42% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 9.94 | 9.66 | 7.64 | 5.98 | 6.49 | 8.73 |
Forward PE | 10.05 | 10.15 | 8.30 | 7.31 | 7.43 | 10.75 |
P/FCF Ratio | 11.43 | - | 4.81 | 12.95 | - | 9.99 |
PS Ratio | 4.03 | 4.07 | 2.74 | 2.26 | 2.36 | 2.75 |