Bank Hapoalim B.M. (TLV:POLI)
Israel flag Israel · Delayed Price · Currency is ILS · Price in ILA
7,648.00
-64.00 (-0.83%)
Aug 19, 2026, 10:25 AM IDT

Bank Hapoalim B.M. Financials Overview

Millions ILS. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
23,46623,25721,26719,50317,95415,612
Revenue Growth
6.89%9.36%9.04%8.63%15.00%38.98%
Net Income
9,4489,8027,6357,3606,5324,914
Earnings Per Share
7.197.425.725.504.893.68
EPS Growth
13.28%29.73%4.00%12.55%32.88%139.04%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Israel - Households - Other
5,4375,5275,7236,0563,8242,260
Households - Housing Loans Israel
1,6501,6601,6481,5311,437985
Israel - Households - Credit Cards
413462358375351213
Israel - Other
145145136204238244
Overseas - Business Activity
840882879728477528
Israel - Private Banking - Other
-607651647405191
Israel - Small and Micro Business - Construction and Real Estate
-956992924950920
Israel - Small and Micro Business - Other
-3,8893,5803,5952,8242,045
Israel - Medium Business - Construction and Real Estate
-964847682805461
Israel - Medium Business - Other
-8881,054676740474
Israel - Big Business - Construction and Real Estate
-2,0972,0001,309884732
Israel - Big Business - Other
-2,2292,3632,1632,077635
Israel - Financial Management - Asset and Liability Management Activity
-546-814-9602,0172,257
Israel - Financial Institutions
-415414359343-
Overseas - Other
-70826123818716
Israel - Private Banking - Housing Loans
-44343
Israel - Private Banking - Credit Cards
-1310963
Israel - Financial Management - Trading Activity
-699580545515358
Israel - Financial Management - Non-Financial Investment Activity
-505461323--
Israel - Financial Management - Other
-59109901840
Total
23,46423,25521,25619,50317,95413,172

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
132,267128,058157,304155,394165,283212,459
Total Debt
95,86680,25759,87052,87860,39344,042
Net Cash (Debt)
36,40147,80197,434102,516104,890168,417
Net Cash Growth
-44.09%-50.94%-4.96%-2.26%-37.72%41.41%
Net Cash Per Share
27.7136.2172.9976.6578.45126.00

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
3,13093313,1134,3671325,178
Capital Expenditures
-1,038-1,074-980-970-700-886
Free Cash Flow
2,092-14112,1333,397-5684,292
Free Cash Flow Growth
-72.76%-257.17%--102.64%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
40.26%42.15%35.90%37.74%36.38%31.48%
FCF Margin
8.91%-0.61%57.05%17.42%-3.16%27.49%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
3.1053.1051.7281.6891.1000.645
Dividend Per Share Growth
37.89%79.62%2.36%53.50%70.55%39.75%
Dividend Yield
4.03%4.39%4.17%5.71%4.09%2.42%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.739.667.645.986.498.73
Forward PE
10.2810.158.307.317.4310.75
P/FCF Ratio
48.21-4.8112.95-9.99
PS Ratio
4.304.072.742.262.362.75