Bank Hapoalim B.M. Ratios and Metrics

Market cap in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 18, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	100,865	94,645	58,362	43,996	42,404	42,900
Market Cap Growth	19.64%	62.17%	32.65%	3.75%	-1.16%	46.04%
Last Close Price	76.36	70.75	41.44	29.55	26.88	26.64
PE Ratio	10.73	9.66	7.64	5.98	6.49	8.73
PS Ratio	4.30	4.07	2.74	2.26	2.36	2.75
PB Ratio	1.50	1.46	1.00	0.84	0.91	1.00
P/FCF Ratio	48.21	-	4.81	12.95	-	9.99
P/OCF Ratio	32.23	101.44	4.45	10.07	321.25	8.29
Debt / Equity Ratio	1.43	1.24	1.03	1.01	1.30	1.03
Debt / FCF Ratio	45.83	-	4.93	15.57	-	10.26
Net Debt / Equity Ratio	-0.54	-0.74	-1.68	-1.95	-2.26	-3.94
Net Debt / FCF Ratio	-17.40	339.01	-8.03	-30.18	184.67	-39.24
Return on Equity (ROE)	14.62%	15.96%	13.81%	14.88%	14.64%	11.86%
Return on Assets (ROA)	1.21%	1.32%	1.08%	1.09%	1.00%	0.83%
Earnings Yield	9.37%	10.36%	13.08%	16.73%	15.40%	11.46%
FCF Yield	2.07%	-0.15%	20.79%	7.72%	-1.34%	10.01%
Dividend Yield	4.03%	4.39%	4.17%	5.71%	4.09%	2.42%
Payout Ratio	44.61%	35.36%	29.92%	33.03%	14.37%	30.10%
Buyback Yield / Dilution	1.07%	1.09%	0.20%	-0.03%	-0.03%	-0.03%
Total Shareholder Return	5.17%	5.48%	4.37%	5.68%	4.06%	2.40%