Bank Hapoalim B.M. Balance Sheet

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	81,143	71,478	116,532	107,114	132,735	188,594
Investment Securities	128,857	129,369	110,171	116,276	101,056	64,961
Trading Asset Securities	53,848	48,747	38,024	42,941	30,961	21,923
Total Investments	182,705	178,116	148,195	159,217	132,017	86,884
Gross Loans	529,247	512,977	452,183	417,565	396,440	359,703
Allowance for Loan Losses	-7,726	-7,615	-6,830	-7,009	-5,556	-5,111
Net Loans	521,521	505,362	445,353	410,556	390,884	354,592
Property, Plant & Equipment	4,165	3,332	3,002	2,761	2,643	2,855
Other Intangible Assets	-	1,413	1,435	1,459	1,480	1,391
Accrued Interest Receivable	-	249	226	199	234	227
Other Receivables	-	1,466	1,021	776	1,325	281
Other Current Assets	-	476	634	488	489	361
Long-Term Deferred Tax Assets	-	4,633	4,372	3,880	3,440	3,447
Other Real Estate Owned & Foreclosed	-	-	-	-	-	30
Other Long-Term Assets	7,700	7	11	11	25	27
Total Assets	797,234	766,665	720,844	686,530	665,353	638,781
Accrued Expenses	-	2,151	1,876	1,841	1,971	1,843
Interest Bearing Deposits	228,472	225,256	229,846	223,718	171,351	107,319
Institutional Deposits	234,972	224,227	200,303	183,969	177,864	188,799
Non-Interest Bearing Deposits	150,677	154,034	155,478	158,281	195,090	240,963
Total Deposits	614,121	603,517	585,627	565,968	544,305	537,081
Short-Term Borrowings	52,875	43,808	39,116	30,519	32,920	17,776
Current Portion of Leases	-	115	133	120	127	131
Current Income Taxes Payable	-	2,022	3,104	2,494	1,234	721
Other Current Liabilities	-	5,318	4,406	3,638	4,000	4,177
Long-Term Debt	43,027	35,896	20,190	21,800	26,866	25,582
Long-Term Leases	-	438	431	439	480	553
Long-Term Unearned Revenue	-	415	418	345	305	296
Pension & Post-Retirement Benefits	4,282	-	-	-	-	-
Long-Term Deferred Tax Liabilities	-	165	106	105	110	129
Other Long-Term Liabilities	17,382	8,143	7,287	6,831	6,532	7,745
Total Liabilities	731,687	701,988	662,694	634,100	618,850	596,034
Common Stock	1,338	1,313	1,326	1,337	1,336	1,336
Additional Paid-In Capital	5,535	5,745	6,449	6,888	6,876	6,864
Retained Earnings	59,095	57,962	51,626	46,275	41,346	36,117
Comprehensive Income & Other	-421	-343	-1,251	-2,070	-3,056	-1,582
Total Common Equity	65,547	64,677	58,150	52,430	46,502	42,735
Minority Interest	-	-	-	-	1	12
Shareholders' Equity	65,547	64,677	58,150	52,430	46,503	42,747
Total Liabilities & Equity	797,234	766,665	720,844	686,530	665,353	638,781
Total Debt	95,902	80,257	59,870	52,878	60,393	44,042
Net Cash (Debt)	45,907	47,801	97,434	102,516	104,890	168,417
Net Cash Growth	-5.57%	-50.94%	-4.96%	-2.26%	-37.72%	41.41%
Net Cash Per Share	34.86	36.21	72.99	76.65	78.45	126.00
Filing Date Shares Outstanding	1,310	1,313	1,325	1,337	1,337	1,336
Total Common Shares Outstanding	1,310	1,313	1,326	1,337	1,337	1,336
Book Value Per Share	50.04	49.24	43.86	39.21	34.79	31.98
Tangible Book Value	65,547	63,264	56,715	50,971	45,022	41,344
Tangible Book Value Per Share	50.04	48.17	42.78	38.12	33.68	30.94