Bank Hapoalim B.M. (TLV: POLI)

Bank Hapoalim B.M. Balance Sheet

Financials in millions ILS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	115,279	107,114	132,735	188,594	137,900	85,886
Investment Securities	115,954	116,276	101,056	64,961	67,405	55,778
Trading Asset Securities	39,212	42,941	30,961	21,923	21,105	17,750
Total Investments	155,166	159,217	132,017	86,884	88,510	73,528
Gross Loans	440,111	417,565	396,440	359,703	310,170	299,624
Allowance for Loan Losses	-6,919	-7,009	-5,556	-5,111	-6,149	-4,713
Net Loans	433,192	410,556	390,884	354,592	304,021	294,911
Property, Plant & Equipment	3,757	2,761	2,643	2,855	2,842	2,101
Other Intangible Assets	-	1,459	1,480	1,391	1,268	1,132
Accrued Interest Receivable	-	199	234	227	173	202
Other Receivables	-	776	1,325	281	481	764
Other Current Assets	-	488	489	361	358	1,193
Long-Term Deferred Tax Assets	-	3,880	3,440	3,447	3,955	3,856
Other Real Estate Owned & Foreclosed	-	-	-	30	30	30
Other Long-Term Assets	6,273	11	25	27	6	24
Total Assets	713,667	686,530	665,353	638,781	539,602	463,688
Accrued Expenses	-	1,841	1,971	1,843	1,240	3,370
Interest Bearing Deposits	239,221	225,110	171,351	107,319	124,591	122,779
Institutional Deposits	196,464	183,969	177,864	188,799	117,943	93,595
Non-Interest Bearing Deposits	147,811	156,889	195,090	240,963	199,660	149,123
Total Deposits	583,496	565,968	544,305	537,081	442,194	365,497
Short-Term Borrowings	36,427	30,519	32,920	17,776	16,810	12,053
Current Portion of Leases	-	120	127	131	130	-
Current Income Taxes Payable	-	2,494	1,234	721	294	309
Other Current Liabilities	-	3,638	4,000	4,177	7,929	8,471
Long-Term Debt	20,823	21,800	26,866	25,582	23,490	26,853
Long-Term Leases	-	439	480	553	656	-
Long-Term Unearned Revenue	-	345	305	296	258	286
Pension & Post-Retirement Benefits	4,177	-	-	-	-	-
Long-Term Deferred Tax Liabilities	-	105	110	129	83	81
Other Long-Term Liabilities	11,588	6,831	6,532	7,745	6,619	8,547
Total Liabilities	656,511	634,100	618,850	596,034	499,703	425,467
Common Stock	7,988	1,336	1,336	1,336	1,335	1,335
Additional Paid-In Capital	-	6,889	6,876	6,864	6,848	6,832
Retained Earnings	50,584	46,275	41,346	36,117	32,682	31,346
Comprehensive Income & Other	-1,416	-2,070	-3,056	-1,582	-992	-1,332
Total Common Equity	57,156	52,430	46,502	42,735	39,873	38,181
Minority Interest	-	-	1	12	26	40
Shareholders' Equity	57,156	52,430	46,503	42,747	39,899	38,221
Total Liabilities & Equity	713,667	686,530	665,353	638,781	539,602	463,688
Total Debt	57,250	52,878	60,393	44,042	41,086	38,906
Net Cash (Debt)	104,301	102,516	104,890	168,417	119,098	67,437
Net Cash Growth	35.80%	-2.26%	-37.72%	41.41%	76.61%	8.11%
Net Cash Per Share	77.97	76.65	78.45	126.00	89.12	50.49
Filing Date Shares Outstanding	1,331	1,337	1,337	1,336	1,336	1,335
Total Common Shares Outstanding	1,331	1,337	1,337	1,336	1,336	1,335
Book Value Per Share	42.95	39.21	34.79	31.98	29.85	28.60
Tangible Book Value	57,156	50,971	45,022	41,344	38,605	37,049
Tangible Book Value Per Share	42.95	38.12	33.68	30.94	28.90	27.75

Source: S&P Capital IQ. Banks template. Financial Sources.