Bank Hapoalim B.M. (TLV:POLI)

Bank Hapoalim B.M. Balance Sheet

Financials in millions ILS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	88,231	116,532	107,114	132,735	188,594	137,900
Investment Securities	121,875	110,171	116,276	101,056	64,961	67,405
Trading Asset Securities	64,820	38,024	42,941	30,961	21,923	21,105
Total Investments	186,695	148,195	159,217	132,017	86,884	88,510
Gross Loans	489,302	452,183	417,565	396,440	359,703	310,170
Allowance for Loan Losses	-7,420	-6,830	-7,009	-5,556	-5,111	-6,149
Net Loans	481,882	445,353	410,556	390,884	354,592	304,021
Property, Plant & Equipment	4,043	3,002	2,761	2,643	2,855	2,842
Other Intangible Assets	-	1,435	1,459	1,480	1,391	1,268
Accrued Interest Receivable	-	226	199	234	227	173
Other Receivables	-	1,021	776	1,325	281	481
Other Current Assets	-	634	488	489	361	358
Long-Term Deferred Tax Assets	-	4,372	3,880	3,440	3,447	3,955
Other Real Estate Owned & Foreclosed	-	-	-	-	30	30
Other Long-Term Assets	7,211	11	11	25	27	6
Total Assets	768,062	720,844	686,530	665,353	638,781	539,602
Accrued Expenses	-	1,876	1,841	1,971	1,843	1,240
Interest Bearing Deposits	239,344	229,846	223,718	171,351	107,319	124,591
Institutional Deposits	217,882	200,303	183,969	177,864	188,799	117,943
Non-Interest Bearing Deposits	146,923	155,478	158,281	195,090	240,963	199,660
Total Deposits	604,149	585,627	565,968	544,305	537,081	442,194
Short-Term Borrowings	46,505	39,116	30,519	32,920	17,776	16,810
Current Portion of Leases	-	133	120	127	131	130
Current Income Taxes Payable	-	3,104	2,494	1,234	721	294
Other Current Liabilities	-	4,406	3,638	4,000	4,177	7,929
Long-Term Debt	33,139	20,190	21,800	26,866	25,582	23,490
Long-Term Leases	-	431	439	480	553	656
Long-Term Unearned Revenue	-	418	345	305	296	258
Pension & Post-Retirement Benefits	9,370	-	-	-	-	-
Long-Term Deferred Tax Liabilities	-	106	105	110	129	83
Other Long-Term Liabilities	11,154	7,287	6,831	6,532	7,745	6,619
Total Liabilities	704,317	662,694	634,100	618,850	596,034	499,703
Common Stock	1,338	1,326	1,337	1,336	1,336	1,335
Additional Paid-In Capital	5,936	6,449	6,888	6,876	6,864	6,848
Retained Earnings	56,987	51,626	46,275	41,346	36,117	32,682
Comprehensive Income & Other	-516	-1,251	-2,070	-3,056	-1,582	-992
Total Common Equity	63,745	58,150	52,430	46,502	42,735	39,873
Minority Interest	-	-	-	1	12	26
Shareholders' Equity	63,745	58,150	52,430	46,503	42,747	39,899
Total Liabilities & Equity	768,062	720,844	686,530	665,353	638,781	539,602
Total Debt	79,644	59,870	52,878	60,393	44,042	41,086
Net Cash (Debt)	80,826	97,434	102,516	104,890	168,417	119,098
Net Cash Growth	-22.51%	-4.96%	-2.26%	-37.72%	41.41%	76.61%
Net Cash Per Share	61.03	72.99	76.65	78.45	126.00	89.12
Filing Date Shares Outstanding	1,316	1,325	1,337	1,337	1,336	1,336
Total Common Shares Outstanding	1,316	1,326	1,337	1,337	1,336	1,336
Book Value Per Share	48.42	43.86	39.21	34.79	31.98	29.85
Tangible Book Value	63,745	56,715	50,971	45,022	41,344	38,605
Tangible Book Value Per Share	48.42	42.78	38.12	33.68	30.94	28.90

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.