Bank Hapoalim B.M. Ratios and Metrics

Market cap in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 18, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	108,588	58,362	43,996	42,404	42,900	29,376
Market Cap Growth	78.10%	32.65%	3.75%	-1.16%	46.04%	-23.20%
Last Close Price	82.69	42.20	30.09	27.38	27.13	17.88
PE Ratio	11.80	7.64	5.98	6.49	8.73	14.29
PS Ratio	4.70	2.74	2.26	2.36	2.75	2.62
PB Ratio	1.70	1.00	0.84	0.91	1.00	0.74
P/FCF Ratio	-	6.60	-	-	9.99	13.87
P/OCF Ratio	-	5.94	-	321.25	8.29	10.49
Debt / Equity Ratio	1.25	1.03	1.01	1.30	1.03	1.03
Debt / FCF Ratio	-	6.77	-	-	10.26	19.40
Net Debt / Equity Ratio	-1.27	-1.68	-1.95	-2.26	-3.94	-2.98
Net Debt / FCF Ratio	6.52	-11.01	72.86	184.67	-39.24	-56.23
Return on Equity (ROE)	15.35%	13.81%	14.88%	14.64%	11.86%	5.51%
Return on Assets (ROA)	1.25%	1.08%	1.09%	1.00%	0.83%	0.43%
Earnings Yield	8.54%	13.08%	16.73%	15.40%	11.46%	7.00%
FCF Yield	-11.42%	15.16%	-3.20%	-1.34%	10.01%	7.21%
Dividend Yield	2.09%	4.10%	5.61%	4.02%	2.38%	2.58%
Payout Ratio	9.39%	29.92%	33.03%	14.37%	30.10%	-
Buyback Yield / Dilution	0.99%	0.20%	-0.03%	-0.03%	-0.03%	-0.06%
Total Shareholder Return	3.09%	4.29%	5.58%	3.98%	2.35%	2.53%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.