Bank Hapoalim B.M. Ratios and Metrics

Market cap in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	92,827	94,645	58,362	43,996	42,404	42,900
Market Cap Growth	39.51%	62.17%	32.65%	3.75%	-1.16%	46.04%
Last Close Price	70.78	71.35	41.79	29.80	27.11	26.87
PE Ratio	9.54	9.66	7.64	5.98	6.49	8.73
PS Ratio	3.99	4.07	2.74	2.26	2.36	2.75
PB Ratio	1.44	1.46	1.00	0.84	0.91	1.00
P/FCF Ratio	-	-	4.81	12.95	-	9.99
P/OCF Ratio	99.49	101.44	4.45	10.07	321.25	8.29
Debt / Equity Ratio	1.24	1.24	1.03	1.01	1.30	1.03
Debt / FCF Ratio	-	-	4.93	15.57	-	10.26
Net Debt / Equity Ratio	-0.74	-0.74	-1.68	-1.95	-2.26	-3.94
Net Debt / FCF Ratio	339.01	339.01	-8.03	-30.18	184.67	-39.24
Return on Equity (ROE)	15.96%	15.96%	13.81%	14.88%	14.64%	11.86%
Return on Assets (ROA)	1.32%	1.32%	1.08%	1.09%	1.00%	0.83%
Earnings Yield	10.56%	10.36%	13.08%	16.73%	15.40%	11.46%
FCF Yield	-0.15%	-0.15%	20.79%	7.72%	-1.34%	10.01%
Dividend Yield	4.19%	4.35%	4.14%	5.67%	4.06%	2.40%
Payout Ratio	35.36%	35.36%	29.92%	33.03%	14.37%	30.10%
Buyback Yield / Dilution	1.09%	1.09%	0.20%	-0.03%	-0.03%	-0.03%
Total Shareholder Return	5.28%	5.45%	4.33%	5.63%	4.02%	2.38%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.