E-L Financial Corporation Limited (TSX:ELF)
Canada · Delayed Price · Currency is CAD 17.65
+0.10 (0.57%)
Aug 24, 2026, 4:00 PM EST
E-L Financial Corporation Income Statement
Financials in millions CAD. Fiscal year is January - December.
Millions CAD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 1,572 | 1,530 | 1,405 | 1,326 | 1,255 | 915.54 |
Total Interest & Dividend Income | 603 | 855.13 | 666.59 | 95.8 | 2,191 | 736.45 |
Gain (Loss) on Sale of Investments | 1,893 | 929.06 | 1,538 | 1,367 | -2,790 | 671.64 |
Other Revenue | 155.02 | 73.43 | 51.92 | -35.64 | 69.94 | 158.85 |
| 4,223 | 3,388 | 3,662 | 2,753 | 726.96 | 2,482 | |
Revenue Growth | 29.94% | -7.49% | 33.03% | 278.66% | -70.72% | -2.11% |
Policy Benefits | 1,299 | 1,251 | 1,183 | 1,106 | 1,034 | 481.57 |
Policy Acquisition & Underwriting Costs | 85.47 | 85.47 | 59.32 | 51.95 | 24.99 | 233.78 |
Depreciation & Amortization | 10.9 | 10.9 | 10.64 | 9.12 | 3.47 | - |
Selling, General & Administrative | 60.9 | 32.29 | 21.86 | 20.42 | 18.52 | 219.8 |
Other Operating Expenses | 60.64 | 60.64 | 34.15 | 38.36 | 35.44 | 18.23 |
Total Operating Expenses | 1,605 | 1,529 | 1,374 | 1,273 | 1,154 | 953.38 |
Operating Income | 2,618 | 1,859 | 2,288 | 1,480 | -426.89 | 1,529 |
Interest Expense | -207.43 | -214.95 | -219.54 | -205.33 | -134.42 | -31.75 |
Pretax Income | 2,410 | 1,644 | 2,069 | 1,274 | -561.31 | 1,497 |
Income Tax Expense | 357.64 | 258.37 | 317.51 | 179.36 | -82.84 | 215.35 |
Earnings From Continuing Ops. | 2,053 | 1,386 | 1,751 | 1,095 | -478.47 | 1,282 |
Minority Interest in Earnings | -227.28 | -149.91 | -181.41 | -139.81 | 147.04 | -116.18 |
Net Income | 1,825 | 1,236 | 1,570 | 955.28 | -331.44 | 1,166 |
Preferred Dividends & Other Adjustments | 15.3 | 18.23 | 22.54 | 37.65 | 9.68 | 28.4 |
Net Income to Common | 1,810 | 1,218 | 1,547 | 917.63 | -341.11 | 1,137 |
Net Income Growth | 48.43% | -21.31% | 68.64% | - | - | 134.93% |
Shares Outstanding (Basic) | 337 | 336 | 336 | 345 | 355 | 361 |
Shares Outstanding (Diluted) | 354 | 354 | 364 | 374 | 355 | 400 |
Shares Change | -1.05% | -2.78% | -2.69% | 5.34% | -11.18% | -4.21% |
EPS (Basic) | 5.38 | 3.62 | 4.60 | 2.66 | -0.96 | 3.15 |
EPS (Diluted) | 5.11 | 3.44 | 4.25 | 2.45 | -0.96 | 2.84 |
EPS Growth | 50.01% | -19.06% | 73.30% | - | - | 137.62% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 0.160 | 0.158 | 0.150 | 0.150 | 0.100 | 0.087 |
Dividend Growth | 4.92% | 5.00% | 0% | 50.00% | 14.29% | 75.00% |
Operating Margin | 61.99% | 54.88% | 62.49% | 53.76% | -58.72% | 61.60% |
Profit Margin | 42.87% | 35.95% | 42.26% | 33.34% | -46.92% | 45.82% |
EBITDA | 2,629 | 1,870 | 2,299 | 1,489 | -423.42 | 1,544 |
EBITDA Margin | 62.25% | 55.20% | 62.78% | 54.09% | -58.25% | 62.18% |
D&A For EBITDA | 11.03 | 10.9 | 10.64 | 9.12 | 3.47 | 14.41 |
EBIT | 2,618 | 1,859 | 2,288 | 1,480 | -426.89 | 1,529 |
EBIT Margin | 61.99% | 54.88% | 62.49% | 53.76% | -58.72% | 61.60% |
Effective Tax Rate | 14.84% | 15.71% | 15.35% | 14.07% | - | 14.38% |
Revenue as Reported | - | - | - | - | - | 2,482 |