E-L Financial Corporation Limited (TSX:ELF)
Canada · Delayed Price · Currency is CAD 17.04
+0.14 (0.83%)
Aug 4, 2026, 4:00 PM EST
E-L Financial Corporation Income Statement
Financials in millions CAD. Fiscal year is January - December.
Millions CAD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Premiums Earned | 1,552 | 1,530 | 1,405 | 1,326 | 1,255 | 915.54 |
Investment Income | 1,522 | 1,496 | 1,455 | 899.73 | -449.7 | - |
Net Gains on Investments | 1,046 | 1,095 | 1,470 | 947.57 | -766.79 | 1.48 |
Total Other Revenues | 87.14 | - | - | - | - | - |
| 4,207 | 4,122 | 4,330 | 3,173 | 38.87 | 2,482 | |
Revenue Growth | 27.40% | -4.81% | 36.47% | 8063.45% | -98.43% | -2.11% |
Insurance Benefits & Claims | 1,368 | 1,332 | 1,230 | 1,144 | 1,063 | 962.2 |
Policy Amortization Costs | - | - | - | - | - | 233.78 |
Other Operating Expenses | 800.17 | 1,437 | 1,260 | 862.35 | -231.29 | 270.26 |
Operating Income | 2,038 | 1,352 | 1,841 | 1,166 | -792.38 | 1,016 |
Total Non-Operating Income (Expense) | 1,499 | 1,437 | 1,757 | 1,112 | -556.38 | - |
Pretax Income | 1,553 | 1,644 | 2,069 | 1,274 | -561.31 | 1,497 |
Provision for Income Taxes | 235.55 | 258.37 | 317.51 | 179.36 | -82.84 | 215.35 |
Net Income | 1,318 | 1,386 | 1,751 | 1,095 | -478.47 | 1,282 |
Minority Interest in Earnings | 137.87 | 152.58 | 188.4 | 161.91 | -152.91 | 129.03 |
Net Income to Common | 1,180 | 1,233 | 1,563 | 933.18 | -325.56 | 1,153 |
Net Income Growth | 7.12% | -21.09% | 67.50% | - | - | 130.73% |
Shares Outstanding (Basic) | 341 | 337 | 337 | 345 | 390 | 361 |
Shares Outstanding (Diluted) | 358 | 359 | 368 | 381 | 390 | 405 |
Shares Change | -0.66% | -2.44% | -3.31% | -2.43% | -3.80% | -2.90% |
EPS (Basic) | 3.46 | 3.62 | 4.60 | 2.66 | -0.96 | 3.15 |
EPS (Diluted) | 3.30 | 3.44 | 4.25 | 2.45 | -0.96 | 2.84 |
EPS Growth | 7.83% | -19.06% | 73.30% | - | - | 137.63% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 370.9 | 357.45 | 459.55 | 736.01 | 320.98 | 348.1 |
Free Cash Flow Growth | -8.11% | -22.22% | -37.56% | 129.30% | -7.79% | 5.78% |
Free Cash Flow Per Share | 1.04 | 1.00 | 1.25 | 1.93 | 0.82 | 0.86 |
Dividends Per Share | 0.160 | 0.158 | 0.150 | 0.150 | 0.100 | 0.087 |
Dividend Growth | 6.67% | 5.00% | 0% | 50.00% | 14.29% | 75.00% |
Operating Margin | 48.45% | 32.81% | 42.51% | 36.76% | -2038.74% | 40.94% |
Profit Margin | 31.33% | 33.63% | 40.45% | 34.51% | -1231.08% | 51.64% |
FCF Margin | 8.82% | 8.67% | 10.61% | 23.20% | 825.87% | 14.02% |
EBITDA | 2,038 | 1,352 | 1,841 | 1,166 | -792.38 | 1,016 |
EBIT | 2,038 | 1,352 | 1,841 | 1,166 | -792.38 | 1,016 |
EBIT Margin | 48.45% | 32.81% | 42.51% | 36.76% | -2038.74% | 40.94% |
Effective Tax Rate | 15.16% | 15.71% | 15.35% | 14.07% | 14.76% | 14.38% |