EQB Inc. Income Statement

Financials in millions CAD. Fiscal year is November - October.

Millions CAD. Fiscal year is Nov - Oct.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 30, 2026	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	2,623	2,740	2,965	2,725	1,558	1,083
Interest Income on Investments	191.29	184.35	197.92	162.58	58.23	23.98
Total Interest Income	2,814	2,924	3,163	2,888	1,616	1,107
Interest Paid on Deposits	1,258	1,320	1,490	1,293	579	307.68
Interest Paid on Borrowings	486.75	510.52	599.37	588.74	303.83	217.03
Total Interest Expense	1,745	1,831	2,089	1,882	882.83	524.71
Net Interest Income	1,069	1,094	1,073	1,006	733.41	582.61
Net Interest Income Growth	-2.69%	1.91%	6.68%	37.16%	25.88%	17.13%
Other Non-Interest Income	98.35	91.33	95.65	56.27	31.08	22.16
Total Non-Interest Income	163.29	168.11	182.28	164.86	48.78	60.3
Non-Interest Income Growth	-9.28%	-7.77%	10.57%	237.96%	-19.10%	1.47%
Revenues Before Loan Losses	1,232	1,262	1,255	1,171	782.19	642.91
Provision for Loan Losses	173	137.43	107.01	46.63	37.26	-7.67
Revenue	1,059	1,124	1,148	1,124	744.93	650.58
Revenue Growth	-8.71%	-2.10%	2.16%	50.91%	14.50%	26.44%
Salaries and Employee Benefits	275.46	280.59	254.34	226.34	173.36	122.19
Selling, General & Administrative	234.12	205.36	168.34	26.51	25.38	22.46
Other Non-Interest Expense	241.38	244.24	171.42	268.84	177.73	115.53
Total Non-Interest Expense	750.96	730.18	594.1	521.69	376.47	260.18
EBT Excluding Unusual Items	308.42	394.19	554.33	602.48	368.46	390.41
Pretax Income	285.73	371.5	554.33	602.48	368.46	390.41
Income Tax Expense	86.28	104.89	152.66	156.57	98.28	97.88
Earnings From Continuing Operations	199.45	266.61	401.67	445.91	270.18	292.53
Minority Interest in Earnings	-1.31	-1.31	-1.11	-	-	-
Net Income	198.15	265.3	400.56	445.91	270.18	292.53
Preferred Dividends & Other Adjustments	8.82	8.82	10.73	8.4	5.57	4.41
Net Income to Common	189.33	256.48	389.84	437.51	264.62	288.12
Net Income Growth	-49.89%	-34.21%	-10.90%	65.34%	-8.16%	31.36%
Basic Shares Outstanding	37	38	38	38	35	34
Diluted Shares Outstanding	38	39	39	38	35	34
Shares Change	-2.88%	0.02%	1.41%	8.51%	1.70%	1.65%
EPS (Basic)	5.07	6.70	10.19	11.60	7.63	8.49
EPS (Diluted)	5.04	6.65	10.11	11.51	7.55	8.36
EPS Growth	-48.40%	-34.22%	-12.15%	52.42%	-9.69%	29.21%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 30, 2026	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.240	2.080	1.740	1.320	1.210	0.740
Dividend Growth	16.67%	19.54%	31.82%	9.09%	63.51%	0%
Effective Tax Rate	30.20%	28.23%	27.54%	25.99%	26.67%	25.07%