TSX:FC Cash Flow Statement

Financials in millions CAD. Fiscal year is January - December.

Millions CAD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	37.47	35.23	34.16	32.23	29.99
Provision for Credit Losses	11.73	9.28	9.7	2.96	-1.15
Stock-Based Compensation	0.08	0.08	0.08	1.67	0.07
Other Adjustments	10.99	17.81	21.4	16.97	13.69
Changes in Accrued Interest and Accounts Receivable	-2.25	-0.2	-2.24	-2.16	-1.76
Changes in Accounts Payable	-0.12	0.33	0.37	0.18	0.11
Operating Cash Flow	89.93	-13.76	112.86	51.86	40.95
Operating Cash Flow Growth	-	-	117.63%	26.64%	8.36%
Net Change in Loans Held-for-Investment	42.67	-63.72	62.79	-18.8	-83.19
Investing Cash Flow	42.67	-63.72	62.79	-18.8	-83.19
Long-Term Debt Issued	57.99	87.41	54.67	47.42	46
Long-Term Debt Repaid	-84.2	-83.96	-110.21	-29.25	-
Net Long-Term Debt Issued (Repaid)	-26.21	3.45	-55.54	18.17	46
Issuance of Common Stock	0.03	25.37	0.04	0.95	35.77
Net Common Stock Issued (Repurchased)	0.03	25.37	0.04	0.95	35.77
Common Dividends Paid	-36.44	-34.85	-32.76	-32.48	-29.61
Other Financing Activities	-1.36	-1.27	0	-2.07	-2.88
Financing Cash Flow	-63.98	-7.3	-88.26	-27.75	40.35
Net Cash Flow	25.95	-21.06	24.6	5.31	-1.88
Free Cash Flow	89.93	-13.76	112.86	51.86	40.95
Free Cash Flow Growth	-	-	117.63%	26.64%	8.36%
FCF Margin	163.54%	-23.19%	181.45%	90.73%	83.48%
Free Cash Flow Per Share	2.31	-0.34	2.75	1.27	1.01
Levered Free Cash Flow	8.89	38.8	-23.25	48.43	74.34
Unlevered Free Cash Flow	-2.37	0.13	-1.88	-1.97	-1.64

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.