TSX:FC Cash Flow Statement

Financials in millions CAD. Fiscal year is January - December.

Millions CAD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	36.11	37.47	35.23	34.16	32.23	29.99
Provision for Credit Losses	9.37	11.73	9.28	9.7	2.96	-1.15
Stock-Based Compensation	0.08	0.08	0.08	0.08	1.67	0.07
Other Adjustments	11.52	10.99	17.81	21.4	16.97	13.69
Changes in Accrued Interest and Accounts Receivable	-1.66	-2.25	-0.2	-2.24	-2.16	-1.76
Changes in Accounts Payable	-0	-0.12	0.33	0.37	0.18	0.11
Operating Cash Flow	103.98	89.93	-13.76	112.87	51.86	40.95
Operating Cash Flow Growth	-	-	-	117.63%	26.64%	8.36%
Net Change in Loans Held-for-Investment	58.72	42.67	-63.72	62.79	-18.8	-83.19
Investing Cash Flow	58.72	42.67	-63.72	62.79	-18.8	-83.19
Long-Term Debt Issued	30.2	57.99	87.41	54.67	47.42	46
Long-Term Debt Repaid	-104.21	-84.2	-83.96	-110.21	-29.25	-
Net Long-Term Debt Issued (Repaid)	-74.02	-26.21	3.45	-55.54	18.17	46
Issuance of Common Stock	0.03	0.03	25.37	0.04	0.95	35.77
Net Common Stock Issued (Repurchased)	0.03	0.03	25.37	0.04	0.95	35.77
Common Dividends Paid	-37.47	-36.44	-34.85	-32.76	-32.48	-29.61
Other Financing Activities	-1.35	-1.36	-1.27	0	-2.07	-2.88
Financing Cash Flow	-84.65	-63.98	-7.3	-88.26	-27.75	40.35
Net Cash Flow	19.33	25.96	-21.06	24.6	5.31	-1.88
Free Cash Flow	103.98	89.93	-13.76	112.87	51.86	40.95
Free Cash Flow Growth	15.62%	-	-	117.63%	26.64%	8.36%
FCF Margin	192.62%	163.54%	-23.19%	181.45%	90.73%	83.48%
Free Cash Flow Per Share	2.70	2.31	-0.34	2.75	1.27	1.01
Levered Free Cash Flow	-39.57	8.89	38.8	-23.25	48.43	74.34
Unlevered Free Cash Flow	-1.66	-2.37	0.13	-1.88	-1.97	-1.64

Updated May 5, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.